CitytisticsShortlist

Cost of living, pay and housing

39.61° N · 105.93° W · GEOID 0840550

Keystone

Summit County, Colorado · part of the Breckenridge, CO metro

Limited data population under 5,000

ColoradoKeystone, COKeystoneKeystone

The short answer

Keystone is home to 1,216 people. Median household income is $51,591 a year and median rent is $874 a month, 20.3% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $1,284,700, about 24.9x annual median household income.

Median gross rent
$874
36% below the median place
Median household income
$51,591
36% below the median place
Median home value
$1,284,700
302% above the median place
Unemployment
5.0%
2% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Keystone

  • Between the 2020 and 2024 surveys, rent rose 5.3% a year while household income rose -7.6%, so rent outran pay by more than in 99% of the 2,476 places under 10,000 people we track. It is the 2nd-highest of 111 Colorado places.
  • The median home is worth 24.9 years of the median household's income, more than in 99% of places its size. It is the highest of 111 Colorado places.
  • 82% of homes stand vacant, more than in 99% of places its size. It is the highest of 76 Colorado places.
  • Households average 1.46 people, smaller than in 99% of places its size. It is the lowest of 111 Colorado places.
  • Renters occupy 73% of homes, more than in 99% of places its size. It is the 3rd-lowest of 111 Colorado places.
01

Moving to Keystone

Summit County loses about 17.6 residents per 1,000 a year to moves between counties.

Moved in2,274
Moved out2,725
Net−451

Where people come from and where they go, top counties

Grand County, CO101
Park County, CO101

Within Colorado, other states or abroad

Arrivals
Leavers
Within ColoradoOther statesAbroad

Income per tax return

Arrivals$134K
Leavers$107K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Summit County; flows under 20 returns are not published.

Who moves here
28.6% of residents arrived from another county in the past year, 13.5% from another state.
Who arrives and who leaves
Households moving into Summit County report $134,400 a year in income on average; those leaving, $107,000, so newcomers earn more than leavers.
Income you would need
$35,000 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $874 a month; owners with a mortgage pay $1,956 a month including taxes and insurance, on a median home of $1,284,700.
Getting to work
17 minutes each way on average; 23.4% work from home; 4.0% take transit.
If it is close but not quite
San Luis Obispo, CA matches it on character. Compare the two
Moved here in the past year1
28.6%
397% above the median place
Moved from another state1
13.5%
above the median place (median 2.0%)
Net movers per 1,000 people7
-17.6
below the median place (median -0.6)
All 5 moving measures
MeasureKeystoneAmong 6,645 placesVs median
Moved here in the past year128.6%397% above
Moved from another state113.5%above (median 2.0%)
Net movers per 1,000 people7County figure-17.6below (median -0.6)
Income of households moving in7County figure$134,35090% above
Income of households moving out7County figure$107,04752% above
02

What it costs to live here

Vacant homes is 82.2%, above the median place (median 7.1%).

Keystone20.3%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$34,960
a year, at the 30% line
Rent to income
20.3%
0% below the median place
Home price to income
24.9x
above the median place (median 3.8x)

Could you afford it?

The median rent would take
20%
comfortably under the 30% line
Left after rent, in US prices
$41,500
a year, prices not adjusted
Vs the typical household here
Same
as the median household

Uses the median rent in Keystone, $874 a month. It runs in your browser and stores nothing.

Moving from somewhere else? Work out the salary you would need in Keystone.

Sponsored · exampleMoving to Keystone? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Vacant homes1
82.2%
above the median place (median 7.1%)
Homeownership1
26.5%
60% below the median place
Property tax rate1
0.3%
66% below the median place
All 15 cost and housing measures
MeasureKeystoneAmong 6,645 placesVs median
Median gross rent1$87436% below
Rent to income120.3%0% below
Property tax rate10.3%66% below
Home price to income124.9xabove (median 3.8x)
Fair market rent, 2 bedrooms2County figure$2,76671% above
HUD area median income3County figure$145,80036% above
Property tax paid (median)1$3,92020% above
Median home value1$1,284,700302% above
Home prices, 1-year change4County figure1.8%45% below
Home prices, 5-year change4County figure63.8%24% above
Homeownership126.5%60% below
Renters paying 30%+128.4%44% below
Owner costs with a mortgage1$1,9564% above
Vacant homes182.2%above (median 7.1%)
Median year built119921% above
03

Work and pay

Poverty rate is 26.3%, 144% above the median place.

Poverty rate1
26.3%
144% above the median place
Mean commute1
17 min
32% below the median place
Median household income1
$51,591
36% below the median place
All 10 work and pay measures
MeasureKeystoneAmong 6,645 placesVs median
Median household income1$51,59136% below
Income per person1$47,31118% above
Unemployment1County figure5.0%2% above
Average annual pay5County figure$59,9229% below
Pay growth, 1 year5County figure5.5%49% above
Jobs5County figure22,48085% below
Poverty rate126.3%144% above
Mean commute117 min32% below
Works from home123.4%88% above
Commutes by transit1County figure4.0%376% above
04

Who lives here

Household size is 1.5, 42% below the median place.

Household size1
1.5
42% below the median place
High school or higher1
100.0%
8% above the median place
Homes with broadband1
100.0%
8% above the median place
All 9 people measures
MeasureKeystoneAmong 6,645 placesVs median
Population11,2166646th largest
Population change since 20206-2.0%below (median 1.1%)
Median age128.228% below
Bachelor's or higher154.3%69% above
High school or higher1100.0%8% above
Household size11.542% below
Born abroad1County figure8.6%3% below
No health insurance1County figure10.2%59% above
Homes with broadband1100.0%8% above
05

Life in Keystone

1 site is on the National Register of Historic Places.

  • Soda Creek Ranch listed 2010

Out the door, against the typical place

Parks per 10k residents0.0 −100%
Playgrounds per 10k16.4 +75%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k164.5 14.8×
Libraries per 10k0.0 −100%
Named paths and bike trails8 km 3.9×
Bus and rail stops per sq mi4.9 23.5×

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars79.0 3.8×
Shops100.3 3.3×
Arts, recreation and fitness17.4 4.2×
Doctors' offices and clinics29.7 +47%
Child care centers4.5 +96%

Counts businesses with paid staff, so small owner-run shops are not included.

Restaurants and bars per 10k8
79.0
280% above the median place
Shops per 10k8
100.3
231% above the median place
Arts, recreation and fitness per 10k8
17.4
324% above the median place
All 16 schools and local life measures
MeasureKeystoneAmong 6,645 placesVs median
Public schools11County figure90% above
Public school students11County figure3,47329% below
Students per teacher11County figure13.314% below
Restaurants and bars per 10k8County figure79.0280% above
Shops per 10k8County figure100.3231% above
Arts, recreation and fitness per 10k8County figure17.4324% above
Doctors' offices and clinics per 10k8County figure29.747% above
Child care centers per 10k8County figure4.596% above
Parks per 10k90.0below (median 10.2)
Playgrounds per 10k916.475% above
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k9164.5above (median 11.2)
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails97.7285% above
Transit stops per sq mi94.9above (median 0.2)
National Register listings10192% below
06

Safety, weather and risk

Heat wave risk is 0.0, below the median place (median 90.1).

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Keystone. Larger places are fetched first.

Heat wave risk13
0.0
below the median place (median 90.1)
Average temperature12
36°F
34% below the median place
July average high12
70°F
19% below the median place
All 8 weather and risk measures
MeasureKeystoneAmong 6,645 placesVs median
July average high12County figure70°F19% below
January average low12County figure8°F69% below
Average temperature12County figure36°F34% below
Annual precipitation12County figure25.8 in41% below
Natural hazard risk13County figure60.235% below
Tornado risk13County figure21.873% below
Wildfire risk13County figure53.613% below
Heat wave risk13County figure0.0below (median 90.1)
08

Keystone in 2030: where the trends point

If recent trends hold, the median rent will take about 21% of the median income in 2030, up from 20% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$874/mo (2024)$1,120/mo$920 to $1,370/mo+4.2%
Median household income$51,591 (2024)$62,500$53,000 to $74,000+3.3%
Median home value$1,284,700 (2024)$1,966,000$1,427,000 to $2,708,000+7.3%
Population1,274 (2025)1,2701,220 to 1,330−0.0%

The median home would be worth 31.4 years of the median income in 2030, against 24.9 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Keystone

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
San Luis Obispo, CA$1,965$73,685Compare
Kaser, NY$1,341$26,848Compare
Boulder, CO$2,018$87,493Compare
Airmont, NY$1,181$94,972Compare
Airmont, NYBoulder, COKaser, NYSan Luis Obispo, CAKeystone, COKeystoneSan Luis ObispoKaserBoulderAirmontKeystoneSan Luis ObispoKaserBoulderAirmont

Common questions

Is Keystone a good place to live?

It depends on what you need, so here is what the numbers say. Between the 2020 and 2024 surveys, rent rose 5.3% a year while household income rose -7.6%, so rent outran pay by more than in 99% of the 2,476 places under 10,000 people we track. It is the 2nd-highest of 111 Colorado places. The median home is worth 24.9 years of the median household's income, more than in 99% of places its size. It is the highest of 111 Colorado places. On cost, space and class size it scores 0 out of 100 for families. See how it ranks with your own weights.

Is Keystone expensive to live in?

The median rent takes 20.3% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $1,284,700.

What salary do you need to live in Keystone?

To rent the median home without spending more than 30% of income on rent, a household needs about $34,960 a year. Work it out from your current city.

What places are similar to Keystone?

On income, rent, home value, education and age, the closest matches are San Luis Obispo, CA, Kaser, NY, Boulder, CO and Airmont, NY.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  3. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  4. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  5. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  6. Population Estimates · US Census Bureau · Vintage 2025
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Common Core of Data · National Center for Education Statistics · 2024 release
  12. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  13. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Keystone with places of a similar size, using only figures measured for Keystone itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/keystone-colorado

Citytistics. “Keystone, Colorado.” Data as of 2026-11-14. https://www.citytistics.com/city/keystone-colorado/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.