CitytisticsShortlist

Cost of living, pay and housing

39.04° N · 77.02° W · GEOID 2443200

Kemp Mill

Montgomery County, Maryland · part of the Washington, DC metro

MarylandKemp Mill, MDKemp MillKemp Mill

The short answer

Kemp Mill is home to 13,042 people. Median household income is $146,354 a year and median rent is $2,177 a month, 17.8% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $596,600, about 4.1x annual median household income.

Kemp Mill stands out on how people work. Unemployment is 7.2%, against 3.8% in its closest peers. Also notable: 40 National Park Service sites lie within 60 miles, more than in 97% of places its size. It is the highest of 199 Maryland places we track.

55OF 100

CTXCitytistics Index

Above average

Kemp Mill scores better than 55% of the 6,612 places we rate, and ranks 94th of 199 in Maryland.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%57
Economy 20%54
Safety 20%n/a
Amenities 15%37
Education 10%92
Commute 10%18
Growth 5%n/a

Not rated: safety, growth, for want of data (the city police department does not report a full year to the FBI). The other weights are spread over the categories rated.

Median gross rent
$2,177
59% above the median place
Median household income
$146,354
82% above the median place
Median home value
$596,600
87% above the median place
Unemployment
7.2%
46% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Kemp Mill

  • How it is changingRent took 21.3% of the median income in the 2019 survey and 17.8% in 2024. In the 25 places most like it the share fell 0.4 points on average, so affordability held up better here.
01

Moving to Kemp Mill

Montgomery County loses about 10.3 residents per 1,000 a year to moves between counties.

Moved in42,404
Moved out51,792
Net−9,388

Where people come from and where they go, top counties

Within Maryland, other states or abroad

Arrivals
Leavers
Within MarylandOther statesAbroad

Income per tax return

Arrivals$99K
Leavers$103K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Montgomery County; flows under 20 returns are not published.

Who moves here
7.1% of residents arrived from another county in the past year, 3.2% from another state.
Who arrives and who leaves
Households moving into Montgomery County report $98,800 a year in income on average; those leaving, $103,300.
Income you would need
$87,100 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $2,177 a month; owners with a mortgage pay $2,718 a month including taxes and insurance, on a median home of $596,600.
Getting to work
31 minutes each way on average; 28.6% work from home; 5.0% take transit.
If it is close but not quite
Montvale, NJ matches it on character for less of your income. Compare the two
Moved here in the past year1
7.1%
23% above the median place
Net movers per 1,000 people7
-10.3
below the median place (median -0.6)
Income of households moving out7
$103,255
47% above the median place
All 5 moving measures
MeasureKemp MillAmong 6,645 placesVs median
Moved here in the past year17.1%23% above
Moved from another state1County figure3.2%60% above
Net movers per 1,000 people7County figure-10.3below (median -0.6)
Income of households moving in7County figure$98,81340% above
Income of households moving out7County figure$103,25547% above
02

What it costs to live here

After the median rent, with other prices set to the US average, the median household keeps about $120,000 a year, more than in 88% of the 1,884 places of 10,000 to 25,000 people we track.

Kemp Mill17.8%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$87,080
a year, at the 30% line
Rent to income
17.8%
13% below the median place
Home price to income
4.1x
7% above the median place

Could you afford it?

The median rent would take
18%
comfortably under the 30% line
Left after rent, in US prices
$119,600
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Kemp Mill, $2,177 a month, and local prices for everything else (100.2 against a US average of 100). It runs in your browser and stores nothing.

Like Kemp Mill, but easier on the budget

Places that match Kemp Mill on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Montvale, NJ9513.8% vs 17.8%$26,100Compare
Brookdale, NJ9313.3% vs 17.8%$13,400Compare
Mantua, VA9111.6% vs 17.8%$67,900Compare
Mount Vernon, VA9111.9% vs 17.8%$24,000Compare

Moving from somewhere else? Work out the salary you would need in Kemp Mill.

Sponsored · exampleMoving to Kemp Mill? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Homeownership1
83.8%
26% above the median place
Median year built1
1961
1% below the median place
Median home value1
$596,600
87% above the median place
All 16 cost and housing measures
MeasureKemp MillAmong 6,645 placesVs median
Median gross rent1$2,17759% above
Rent to income117.8%13% below
Property tax rate10.8%14% below
Home price to income14.1x7% above
Prices vs US average2Metro figure108.98% above
Fair market rent, 2 bedrooms3County figure$2,43851% above
HUD area median income4County figure$166,10055% above
Property tax paid (median)1$4,64942% above
Median home value1$596,60087% above
Home prices, 1-year change5County figure1.3%59% below
Home prices, 5-year change5County figure35.1%32% below
Homeownership183.8%26% above
Renters paying 30%+144.5%12% below
Owner costs with a mortgage1$2,71845% above
Vacant homes17.3%4% above
Median year built119611% below
03

Work and pay

29% of workers mostly work from home, more than in 93% of the 2,241 places of 10,000 to 25,000 people we track.

Works from home1
28.6%
129% above the median place
Median household income1
$146,354
82% above the median place
Commutes by transit1
5.0%
above the median place (median 0.8%)

More on work and pay, against the typical place

Income per person$63,405 +58%
Unemployment7.2% +46%
Mean commute31 min +25%
Poverty rate10.5% −2%
All 10 work and pay measures
MeasureKemp MillAmong 6,645 placesVs median
Median household income1$146,35482% above
Income per person1$63,40558% above
Unemployment17.2%46% above
Average annual pay6County figure$96,36846% above
Pay growth, 1 year6County figure2.0%46% below
Jobs6County figure456,358203% above
Poverty rate110.5%2% below
Mean commute131 min25% above
Works from home128.6%129% above
Commutes by transit15.0%above (median 0.8%)
04

Who lives here

Bachelor's or higher is 64.8%, 102% above the median place.

Bachelor's or higher1
64.8%
102% above the median place
Homes with broadband1
97.0%
5% above the median place
Born abroad1
23.6%
167% above the median place

More about who lives here, against the typical place

Household size2.9 +15%
No health insurance8.2% +28%
High school or higher93.5% +1%
Median age39.0 +0%
All 8 people measures
MeasureKemp MillAmong 6,645 placesVs median
Population113,0423359th largest
Median age139.00% above
Bachelor's or higher164.8%102% above
High school or higher193.5%1% above
Household size12.915% above
Born abroad123.6%167% above
No health insurance18.2%28% above
Homes with broadband197.0%5% above
05

Life in Kemp Mill

The nearest National Park Service site is Fort Stevens, about 5 miles away.

82 sites are on the National Register of Historic Places, 5 of them National Historic Landmarks. Its history on Wikipedia

Out the door, against the typical place

Parks per 10k residents4.6 −55%
Playgrounds per 10k35.3 3.7×
Grocery stores per 10k0.8 −64%
Restaurants, cafes and bars per 10k2.3 −79%
Libraries per 10k0.0 −100%
Named paths and bike trails11 km 5.3×
Bus and rail stops per sq mi4.8 22.8×

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Fort Stevens 5 miles
  • Fort Slocum Park 6 miles
  • Rock Creek Park 6 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars18.1 −13%
Shops22.1 −27%
Arts, recreation and fitness4.1 +0%
Doctors' offices and clinics27.7 +37%
Child care centers3.2 +39%

Counts businesses with paid staff, so small owner-run shops are not included.

Nearest National Park Service site10
5.3
83% below the median place
Public school students12
159,181
above the median place (median 4,897)
Shops per 10k8
22.1
27% below the median place
All 18 schools and local life measures
MeasureKemp MillAmong 6,645 placesVs median
Public schools12County figure211above (median 9)
Public school students12County figure159,181above (median 4,897)
Students per teacher12County figure14.28% below
Restaurants and bars per 10k8County figure18.113% below
Shops per 10k8County figure22.127% below
Arts, recreation and fitness per 10k8County figure4.10% above
Doctors' offices and clinics per 10k8County figure27.737% above
Child care centers per 10k8County figure3.239% above
Parks per 10k94.655% below
Playgrounds per 10k935.3275% above
Grocery stores per 10k90.864% below
Restaurants, cafes and bars per 10k92.379% below
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails910.7above (median 2.0)
Transit stops per sq mi94.8above (median 0.2)
Nearest National Park Service site105.383% below
National Park Service sites within 60 miles1040above (median 2)
National Register listings11County figure82above (median 13)
06

Safety, weather and risk

Wildfire risk is 25.1, 59% below the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Kemp Mill. Larger places are fetched first.

Wildfire risk14
25.1
59% below the median place
Good air days15
83.1%
21% above the median place
Median air quality index15
39
9% below the median place
All 11 weather and risk measures
MeasureKemp MillAmong 6,645 placesVs median
July average high13County figure87°F0% below
January average low13County figure25°F0% above
Average temperature13County figure55°F0% above
Annual precipitation13County figure44.6 in2% above
Natural hazard risk14County figure91.71% below
Hurricane risk14County figure91.830% above
Tornado risk14County figure78.73% below
Wildfire risk14County figure25.159% below
Heat wave risk14County figure97.08% above
Median air quality index15County figure399% below
Good air days15County figure83.1%21% above
08

Kemp Mill in 2030: where the trends point

If recent trends hold, the median rent will take about 18% of the median income in 2030, about the same as 18% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Kemp Mill does better than 58% of places. Its projected home value growth beats 32%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$2,177/mo (2024)$2,740/mo$2,250 to $3,340/mo+3.9%
Median household income$146,354 (2024)$186,000$157,000 to $220,000+4.1%
Median home value$596,600 (2024)$845,000$614,000 to $1,165,000+6.0%

The median home would be worth 4.5 years of the median income in 2030, against 4.1 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Kemp Mill

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Stonegate, CO$2,170$159,086Compare
Metuchen, NJ$2,078$158,052Compare
Frisco, TX$2,014$150,212Compare
Crofton, MD$2,217$150,577Compare
Crofton, MDFrisco, TXMetuchen, NJStonegate, COKemp Mill, MDKemp MillStonegateMetuchenFriscoCroftonKemp MillStonegateMetuchenFriscoCrofton

Places built like Kemp Mill

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Kemp Mill performs against places like it.

PlaceRent to incomeIncome growthPop. change
Kemp Mill, MD17.8%4.7%/yrn/a
Rose Hill, VA17.0%7.1%/yrn/aCompare
Miami Shores, FL22.1%3.1%/yr0.9%Compare
West Springfield, VA18.1%4.7%/yrn/aCompare
Kings Park West, VA18.1%3.7%/yrn/aCompare
Pinecrest, FL11.3%5.6%/yr1.4%Compare
Wakefield, VA17.7%8.9%/yrn/aCompare

Common questions

Is Kemp Mill a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 55 out of 100, better than 55% of the places we rate and 94th of 199 in Maryland. Rent took 21.3% of the median income in the 2019 survey and 17.8% in 2024. In the 25 places most like it the share fell 0.4 points on average, so affordability held up better here. On cost, space and class size it scores 83 out of 100 for families. See how it ranks with your own weights.

Is Kemp Mill expensive to live in?

The median rent takes 17.8% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $596,600.

What salary do you need to live in Kemp Mill?

To rent the median home without spending more than 30% of income on rent, a household needs about $87,080 a year. Work it out from your current city.

What places are similar to Kemp Mill?

On income, rent, home value, education and age, the closest matches are Stonegate, CO, Metuchen, NJ, Frisco, TX and Crofton, MD.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Common Core of Data · National Center for Education Statistics · 2024 release
  13. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  14. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  15. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Kemp Mill with places of a similar size, using only figures measured for Kemp Mill itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/kemp-mill-maryland

Citytistics. “Kemp Mill, Maryland.” Data as of 2026-11-14. https://www.citytistics.com/city/kemp-mill-maryland/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.