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Cost of living, pay and housing

38.83° N · 90.79° W · GEOID 2937700

Josephville

St. Charles County, Missouri · part of the St. Louis, MO metro

Limited data population under 5,000

MissouriJosephville, MOJosephvilleJosephville

The short answer

Josephville is home to 664 people. Median household income is $107,708 a year and median rent is $852 a month, 9.5% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $494,600, about 4.6x annual median household income.

Median gross rent
$852
38% below the median place
Median household income
$107,708
34% above the median place
Median home value
$494,600
55% above the median place
Unemployment
2.9%
40% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Josephville

  • Owning with a mortgage costs about $2,755 a month more than the median rent, a wider gap than in 99% of the 2,469 places under 10,000 people we track. It is the highest of 140 Missouri places.
  • The median rent takes only 9.5% of the median household's income, a smaller share than in 99% of places its size. It is the 3rd-lowest of 140 Missouri places.
  • 30% of workers mostly work from home, more than in 93% of places its size. It is the 2nd-highest of 133 Missouri places.
  • Households average 3.03 people, larger than in 89% of places its size. It is the highest of 140 Missouri places.
  • The population has grown 12.3% since 2020, faster than in 87% of places its size.

Rent is light relative to pay, but the county has a FEMA natural hazard risk score of 93 out of 100. Budget for insurance before counting the savings.

01

Moving to Josephville

St. Charles County gains about 5.0 residents per 1,000 a year to moves between counties.

Moved in17,923
Moved out16,105
Net+1,818

Where people come from and where they go, top counties

Within Missouri, other states or abroad

Arrivals
Leavers
Within MissouriOther statesAbroad

Income per tax return

Arrivals$74K
Leavers$71K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of St. Charles County; flows under 20 returns are not published.

Who moves here
5.6% of residents arrived from another county in the past year, 1.9% from another state. County figure.
Who arrives and who leaves
Households moving into St. Charles County report $74,100 a year in income on average; those leaving, $71,200.
Income you would need
$34,100 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $852 a month; owners with a mortgage pay $3,607 a month including taxes and insurance, on a median home of $494,600.
Getting to work
30 minutes each way on average; 30.5% work from home.
If it is close but not quite
Eldridge, IA matches it on character. Compare the two
Net movers per 1,000 people8
5.0
above the median place (median -0.6)
Income of households moving in8
$74,083
5% above the median place
Income of households moving out8
$71,228
1% above the median place
All 5 moving measures
MeasureJosephvilleAmong 6,645 placesVs median
Moved here in the past year1County figure5.6%2% below
Moved from another state1County figure1.9%6% below
Net movers per 1,000 people8County figure5.0above (median -0.6)
Income of households moving in8County figure$74,0835% above
Income of households moving out8County figure$71,2281% above
02

What it costs to live here

Rent to income is 9.5%, 53% below the median place.

Josephville9.5%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$34,080
a year, at the 30% line
Rent to income
9.5%
53% below the median place
Home price to income
4.6x
21% above the median place

Could you afford it?

The median rent would take
9%
comfortably under the 30% line
Left after rent, in US prices
$99,400
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Josephville, $852 a month, and local prices for everything else (98.4 against a US average of 100). It runs in your browser and stores nothing.

Moving from somewhere else? Work out the salary you would need in Josephville.

Sponsored · exampleMoving to Josephville? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Owner costs with a mortgage1
$3,607
93% above the median place
Homeownership1
79.0%
19% above the median place
Median home value1
$494,600
55% above the median place
All 16 cost and housing measures
MeasureJosephvilleAmong 6,645 placesVs median
Median gross rent1$85238% below
Rent to income19.5%53% below
Property tax rate11.0%12% above
Home price to income14.6x21% above
Prices vs US average2Metro figure95.16% below
Fair market rent, 2 bedrooms3County figure$1,34916% below
HUD area median income4County figure$113,5006% above
Property tax paid (median)1$5,04655% above
Median home value1$494,60055% above
Home prices, 1-year change5County figure4.8%50% above
Home prices, 5-year change5County figure52.3%2% above
Homeownership179.0%19% above
Renters paying 30%+1County figure42.4%16% below
Owner costs with a mortgage1$3,60793% above
Vacant homes1County figure3.5%50% below
Median year built119860% above
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Works from home1
30.5%
145% above the median place
Income per person1
$60,065
50% above the median place
All 10 work and pay measures
MeasureJosephvilleAmong 6,645 placesVs median
Median household income1$107,70834% above
Income per person1$60,06550% above
Unemployment1County figure2.9%40% below
Average annual pay6County figure$62,6805% below
Pay growth, 1 year6County figure4.3%16% above
Jobs6County figure162,6558% above
Poverty rate1County figure5.2%52% below
Mean commute130 min20% above
Works from home130.5%145% above
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

High school or higher is 97.3%, 5% above the median place.

High school or higher1
97.3%
5% above the median place
Population change since 20207
12.3%
above the median place (median 1.1%)
Household size1
3.0
21% above the median place

More about who lives here, against the typical place

Bachelor's or higher48.0% +50%
Median age42.5 +9%
Homes with broadband94.1% +2%
All 9 people measures
MeasureJosephvilleAmong 6,645 placesVs median
Population16646646th largest
Population change since 2020712.3%above (median 1.1%)
Median age142.59% above
Bachelor's or higher148.0%50% above
High school or higher197.3%5% above
Household size13.021% above
Born abroad1County figure4.5%49% below
No health insurance1County figure4.2%34% below
Homes with broadband194.1%2% above
05

Life in Josephville

40 sites are on the National Register of Historic Places.

Businesses per 10,000 residents (county figures)

Restaurants and bars20.1 −3%
Shops25.9 −15%
Arts, recreation and fitness4.5 +10%
Doctors' offices and clinics18.5 −8%
Child care centers2.2 −4%

Counts businesses with paid staff, so small owner-run shops are not included.

Public school students11
58,818
above the median place (median 4,897)
Public schools11
90
above the median place (median 9)
Shops per 10k9
25.9
15% below the median place
All 9 schools and local life measures
MeasureJosephvilleAmong 6,645 placesVs median
Public schools11County figure90above (median 9)
Public school students11County figure58,818above (median 4,897)
Students per teacher11County figure13.612% below
Restaurants and bars per 10k9County figure20.13% below
Shops per 10k9County figure25.915% below
Arts, recreation and fitness per 10k9County figure4.510% above
Doctors' offices and clinics per 10k9County figure18.58% below
Child care centers per 10k9County figure2.24% below
National Register listings10County figure40208% above
06

Safety, weather and risk

Good air days is 31.2%, 54% below the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Josephville. Larger places are fetched first.

Good air days14
31.2%
54% below the median place
Median air quality index14
56
30% above the median place
Hurricane risk13
22.8
68% below the median place
All 11 weather and risk measures
MeasureJosephvilleAmong 6,645 placesVs median
July average high12County figure88°F2% above
January average low12County figure22°F13% below
Average temperature12County figure56°F1% above
Annual precipitation12County figure42.3 in3% below
Natural hazard risk13County figure92.60% above
Hurricane risk13County figure22.868% below
Tornado risk13County figure96.418% above
Wildfire risk13County figure58.84% below
Heat wave risk13County figure95.66% above
Median air quality index14Metro figure5630% above
Good air days14Metro figure31.2%54% below
08

Josephville in 2030: where the trends point

If recent trends hold, the median rent will take about 10% of the median income in 2030, about the same as 9% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$852/mo (2024)$1,090/mo$890 to $1,330/mo+4.2%
Median household income$107,708 (2024)$135,500$114,500 to $160,500+3.9%
Median home value$494,600 (2024)$727,000$528,000 to $1,002,000+6.6%
Population529 (2025)560540 to 590+1.3%

The median home would be worth 5.4 years of the median income in 2030, against 4.6 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Josephville

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Eldridge, IA$945$106,316Compare
Fairwood, WA$1,208$91,988Compare
Milford, MI$1,173$105,713Compare
Lemont, IL$1,209$123,370Compare
Lemont, ILMilford, MIFairwood, WAEldridge, IAJosephville, MOJosephvilleEldridgeFairwoodMilfordLemontJosephvilleEldridgeFairwoodMilfordLemont

Common questions

Is Josephville a good place to live?

It depends on what you need, so here is what the numbers say. Owning with a mortgage costs about $2,755 a month more than the median rent, a wider gap than in 99% of the 2,469 places under 10,000 people we track. It is the highest of 140 Missouri places. The median rent takes only 9.5% of the median household's income, a smaller share than in 99% of places its size. It is the 3rd-lowest of 140 Missouri places. See how it ranks with your own weights.

Is Josephville expensive to live in?

The median rent takes 9.5% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $494,600.

What salary do you need to live in Josephville?

To rent the median home without spending more than 30% of income on rent, a household needs about $34,080 a year. Work it out from your current city.

What places are similar to Josephville?

On income, rent, home value, education and age, the closest matches are Eldridge, IA, Fairwood, WA, Milford, MI and Lemont, IL.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. Population Estimates · US Census Bureau · Vintage 2025
  8. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  9. County Business Patterns · US Census Bureau · 2023 data
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Common Core of Data · National Center for Education Statistics · 2024 release
  12. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  13. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  14. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Josephville with places of a similar size, using only figures measured for Josephville itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/josephville-missouri

Citytistics. “Josephville, Missouri.” Data as of 2026-11-14. https://www.citytistics.com/city/josephville-missouri/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.