CitytisticsShortlist

Cost of living, pay and housing

42.21° N · 72.64° W · GEOID 2530840

Holyoke

Hampden County, Massachusetts · part of the Springfield, MA metro

MassachusettsHolyoke, MAHolyokeHolyoke

The short answer

Holyoke is home to 37,813 people. Median household income is $53,605 a year and median rent is $1,021 a month, 22.9% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $274,100, about 5.1x annual median household income.

Holyoke's safety figures stand out. The city police department reported 1,298 violent offenses per 100,000 residents, more than in 98% of places its size. It is the highest of 106 Massachusetts places we track. Also notable: After the median rent, with other prices set to the US average, the median household keeps about $41,300 a year, less than in 90% of places its size.

10OF 100

CTXCitytistics Index

Weak

Holyoke scores better than 10% of the 6,612 places we rate, and ranks 111th of 121 in Massachusetts.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%27
Economy 20%14
Safety 20%3
Amenities 15%59
Education 10%37
Commute 10%84
Growth 5%45
Median gross rent
$1,021
25% below the median place
Median household income
$53,605
33% below the median place
Median home value
$274,100
14% below the median place
Unemployment
7.7%
58% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

01

Moving to Holyoke

Hampden County loses about 3.0 residents per 1,000 a year to moves between counties.

Moved in11,306
Moved out12,418
Net−1,112

Where people come from and where they go, top counties

Within Massachusetts, other states or abroad

Arrivals
Leavers
Within MassachusettsOther statesAbroad

Income per tax return

Arrivals$59K
Leavers$69K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Hampden County; flows under 20 returns are not published.

Who moves here
3.5% of residents arrived from another county in the past year, 1.4% from another state.
Who arrives and who leaves
Households moving into Hampden County report $58,600 a year in income on average; those leaving, $68,800, so leavers earn more than newcomers.
Income you would need
$40,800 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,021 a month; owners with a mortgage pay $1,764 a month including taxes and insurance, on a median home of $274,100.
Getting to work
19 minutes each way on average; 11.1% work from home; 3.4% take transit.
If it is close but not quite
West Allis, WI matches it on character for less of your income. Compare the two
Moved here in the past year1
3.5%
39% below the median place
Income of households moving in7
$58,575
17% below the median place
Moved from another state1
1.4%
28% below the median place
All 5 moving measures
MeasureHolyokeAmong 6,645 placesVs median
Moved here in the past year13.5%39% below
Moved from another state1County figure1.4%28% below
Net movers per 1,000 people7County figure-3.0400% below
Income of households moving in7County figure$58,57517% below
Income of households moving out7County figure$68,7712% below
02

What it costs to live here

Half the homes were built before 1950, older housing than in 96% of the 987 places of 25,000 to 50,000 people we track.

Holyoke22.9%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$40,840
a year, at the 30% line
Rent to income
22.9%
12% above the median place
Home price to income
5.1x
34% above the median place

Could you afford it?

The median rent would take
23%
comfortably under the 30% line
Left after rent, in US prices
$41,700
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Holyoke, $1,021 a month, and local prices for everything else (100.2 against a US average of 100). It runs in your browser and stores nothing.

Like Holyoke, but easier on the budget

Places that match Holyoke on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
West Allis, WI9117.9% vs 22.9%$16,000Compare
Alliance, OH9017.9% vs 22.9%$7,600Compare
Rome, NY9018.2% vs 22.9%$8,700Compare
Auburn, ME8918.7% vs 22.9%$12,900Compare

Moving from somewhere else? Work out the salary you would need in Holyoke.

Sponsored · exampleMoving to Holyoke? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Median year built1
1950
1% below the median place
Homeownership1
41.3%
38% below the median place
Property tax rate1
1.5%
63% above the median place
All 15 cost and housing measures
MeasureHolyokeAmong 6,645 placesVs median
Median gross rent1$1,02125% below
Rent to income122.9%12% above
Property tax rate11.5%63% above
Home price to income15.1x34% above
Prices vs US average2Metro figure96.15% below
Fair market rent, 2 bedrooms3County figure$1,80011% above
Property tax paid (median)1$4,06525% above
Median home value1$274,10014% below
Home prices, 1-year change4County figure5.3%65% above
Home prices, 5-year change4County figure52.9%3% above
Homeownership141.3%38% below
Renters paying 30%+151.7%2% above
Owner costs with a mortgage1$1,7646% below
Vacant homes18.4%20% above
Median year built119501% below
03

Work and pay

Poverty rate is 27.0%, 151% above the median place.

Poverty rate1
27.0%
151% above the median place
Unemployment1
7.7%
58% above the median place
Median household income1
$53,605
33% below the median place

More on work and pay, against the typical place

Mean commute19 min −22%
Commutes by transit3.4% 4.0×
Income per person$31,236 −22%
Works from home11.1% −11%
All 10 work and pay measures
MeasureHolyokeAmong 6,645 placesVs median
Median household income1$53,60533% below
Income per person1$31,23622% below
Unemployment17.7%58% above
Average annual pay5County figure$64,6862% below
Pay growth, 1 year5County figure2.9%22% below
Jobs5County figure201,21634% above
Poverty rate127.0%151% above
Mean commute119 min22% below
Works from home111.1%11% below
Commutes by transit13.4%299% above
04

Who lives here

27% of residents live below the poverty line, more than in 95% of the 985 places of 25,000 to 50,000 people we track. It is the highest of 119 Massachusetts places we track.

High school or higher1
78.7%
15% below the median place
Homes with broadband1
86.4%
6% below the median place
No health insurance1
4.3%
33% below the median place

More about who lives here, against the typical place

Household size2.3 −6%
Bachelor's or higher25.9% −19%
Born abroad6.2% −30%
Median age40.0 +3%
All 9 people measures
MeasureHolyokeAmong 6,645 placesVs median
Population137,8131191st largest
Population change since 20206-0.6%below (median 1.1%)
Median age140.03% above
Bachelor's or higher125.9%19% below
High school or higher178.7%15% below
Household size12.36% below
Born abroad16.2%30% below
No health insurance14.3%33% below
Homes with broadband186.4%6% below
05

Life in Holyoke

About 39 km of named paths and bike trails are mapped in and around the city, more than in 94% of the 987 places of 25,000 to 50,000 people we track.

Founded or incorporated in 1850. 18 sites are on the National Register of Historic Places, 3 of them National Historic Landmarks. Its history on Wikipedia

  • Hadley Falls Company Housing District listed 1972
  • Wistariahurst listed 1973
  • Holyoke City Hall listed 1975
  • Caledonia Building listed 1979
  • Holyoke Canal System listed 1980
  • Maplewood Hotel listed 1983

Out the door, against the typical place

Parks per 10k residents18.8 +85%
Playgrounds per 10k16.4 +74%
Grocery stores per 10k0.8 −63%
Restaurants, cafes and bars per 10k4.5 −60%
Libraries per 10k1.1 +22%
Named paths and bike trails39 km 19.4×
Bus and rail stops per sq mi8.8 41.9×

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Martin Van Buren National Historic Site 55 miles
  • Roger Williams National Memorial 68 miles
  • Blackstone River Valley National Historical Park 69 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars18.5 −11%
Shops31.8 +5%
Arts, recreation and fitness3.0 −27%
Doctors' offices and clinics15.0 −26%
Child care centers2.3 +0%

Counts businesses with paid staff, so small owner-run shops are not included.

Students per teacher13
12.8
17% below the median place
Nearest National Park Service site10
55.4
80% above the median place
Public schools13
12
33% above the median place
All 18 schools and local life measures
MeasureHolyokeAmong 6,645 placesVs median
Public schools131233% above
Public school students135,51713% above
Students per teacher1312.817% below
Restaurants and bars per 10k8County figure18.511% below
Shops per 10k8County figure31.85% above
Arts, recreation and fitness per 10k8County figure3.027% below
Doctors' offices and clinics per 10k8County figure15.026% below
Child care centers per 10k8County figure2.30% above
Parks per 10k918.885% above
Playgrounds per 10k916.474% above
Grocery stores per 10k90.863% below
Restaurants, cafes and bars per 10k94.560% below
Libraries per 10k91.122% above
Named paths and bike trails938.7above (median 2.0)
Transit stops per sq mi98.8above (median 0.2)
Nearest National Park Service site1055.480% above
National Park Service sites within 60 miles10150% below
National Register listings111838% above
06

Safety, weather and risk

Violent crime per 100k is 1,298, above the median place (median 192).

Violent crime per 100k
1,298
above the median place (median 192)
Property crime per 100k
3,568
194% above the median place
Months reported
12 of 12
by the city police department to the FBI

Counts only offenses reported by the city police department. Sheriff, state and campus police are not included, and some departments do not report to the FBI at all, so compare with care.

January average low14
16°F
37% below the median place
Average temperature14
49°F
12% below the median place
Hurricane risk15
93.2
32% above the median place
All 11 weather and risk measures
MeasureHolyokeAmong 6,645 placesVs median
July average high14County figure83°F5% below
January average low14County figure16°F37% below
Average temperature14County figure49°F12% below
Annual precipitation14County figure49.1 in12% above
Natural hazard risk15County figure92.80% above
Hurricane risk15County figure93.232% above
Tornado risk15County figure82.72% above
Wildfire risk15County figure39.336% below
Heat wave risk15County figure89.70% below
Median air quality index16County figure399% below
Good air days16County figure77.0%12% above
08

Holyoke in 2030: where the trends point

If recent trends hold, the median rent will take about 23% of the median income in 2030, about the same as 23% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Holyoke does better than 29% of places. Its projected home value growth beats 33%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,021/mo (2024)$1,300/mo$1,070 to $1,590/mo+4.2%
Median household income$53,605 (2024)$68,000$57,500 to $80,500+4.1%
Median home value$274,100 (2024)$389,000$282,000 to $535,000+6.0%
Population38,023 (2025)38,33036,770 to 39,960+0.2%

The median home would be worth 5.7 years of the median income in 2030, against 5.1 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Holyoke

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Sevierville, TN$1,081$52,421Compare
Branson, MO$961$51,978Compare
Delta, CO$990$45,250Compare
Wilson, NC$971$52,485Compare
Wilson, NCDelta, COBranson, MOSevierville, TNHolyoke, MAHolyokeSeviervilleBransonDeltaWilsonHolyokeSeviervilleBransonDeltaWilson

Places built like Holyoke

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Holyoke performs against places like it.

PlaceRent to incomeIncome growthPop. change
Holyoke, MA22.9%5.6%/yr-0.6%
Bangor, ME21.1%5.2%/yr2.4%Compare
Lewiston, ME21.4%4.5%/yr4.7%Compare
Fitchburg, MA20.1%5.0%/yr0.5%Compare
Biddeford, ME21.4%6.4%/yr-0.7%Compare
Woonsocket, RI22.8%7.5%/yr3.1%Compare
Southbridge Town, MA22.7%5.3%/yr2.1%Compare

Common questions

Is Holyoke a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 10 out of 100, better than 10% of the places we rate and 111th of 121 in Massachusetts. On cost, space and class size it scores 11 out of 100 for families. See how it ranks with your own weights.

Is Holyoke expensive to live in?

The median rent takes 22.9% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $274,100.

What salary do you need to live in Holyoke?

To rent the median home without spending more than 30% of income on rent, a household needs about $40,840 a year. Work it out from your current city.

Is Holyoke safe?

There were 1,298 reported violent crimes per 100,000 residents, against 192 in the typical place.

What places are similar to Holyoke?

On income, rent, home value, education and age, the closest matches are Sevierville, TN, Branson, MO, Delta, CO and Wilson, NC.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  5. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  6. Population Estimates · US Census Bureau · Vintage 2025
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Crime Data Explorer · Federal Bureau of Investigation · 2025 data
  13. Common Core of Data · National Center for Education Statistics · 2024 release
  14. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  15. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  16. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Holyoke with places of a similar size, using only figures measured for Holyoke itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/holyoke-massachusetts

Citytistics. “Holyoke, Massachusetts.” Data as of 2026-11-14. https://www.citytistics.com/city/holyoke-massachusetts/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.