CitytisticsShortlist

Cost of living, pay and housing

34.83° N · 77.45° W · GEOID 3728900

Half Moon

Onslow County, North Carolina · part of the Jacksonville, NC metro

North CarolinaHalf Moon, NCHalf MoonHalf Moon

The short answer

Half Moon is home to 7,378 people. Median household income is $68,946 a year and median rent is $1,210 a month, 21.1% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $182,500, about 2.6x annual median household income.

Half Moon is defined by its growth. Home value growth is 4% a year, against 9.2% a year in its closest peers. Also notable: OpenStreetMap shows 0 parks per 10,000 residents, fewer than in 95% of places its size. It is the lowest of 161 North Carolina places we track.

20OF 100

CTXCitytistics Index

Weak

Half Moon scores better than 20% of the 6,612 places we rate, and ranks 125th of 161 in North Carolina.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%66
Economy 20%38
Safety 20%n/a
Amenities 15%3
Education 10%39
Commute 10%35
Growth 5%n/a

Not rated: safety, growth, for want of data (the city police department does not report a full year to the FBI). The other weights are spread over the categories rated.

Median gross rent
$1,210
11% below the median place
Median household income
$68,946
14% below the median place
Median home value
$182,500
43% below the median place
Unemployment
5.4%
10% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Half Moon

  • HousingHomeowners pay a median of about 0.5% of home value a year in property tax, less than in 86% of the 2,266 places under 10,000 people we track.
01

Moving to Half Moon

Onslow County gains about 5.4 residents per 1,000 a year to moves between counties.

Moved in21,806
Moved out20,930
Net+876

Where people come from and where they go, top counties

Within North Carolina, other states or abroad

Arrivals
Leavers
Within North CarolinaOther statesAbroad

Income per tax return

Arrivals$54K
Leavers$53K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Onslow County; flows under 20 returns are not published.

Who moves here
16.6% of residents arrived from another county in the past year, 12.9% from another state.
Who arrives and who leaves
Households moving into Onslow County report $53,900 a year in income on average; those leaving, $52,500.
Income you would need
$48,400 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,210 a month; owners with a mortgage pay $1,220 a month including taxes and insurance, on a median home of $182,500.
Getting to work
28 minutes each way on average; 9.3% work from home.
If it is close but not quite
Harrah, OK matches it on character for less of your income. Compare the two
Moved from another state1
12.9%
above the median place (median 2.0%)
Moved here in the past year1
16.6%
189% above the median place
Income of households moving out7
$52,540
25% below the median place
All 5 moving measures
MeasureHalf MoonAmong 6,645 placesVs median
Moved here in the past year116.6%189% above
Moved from another state112.9%above (median 2.0%)
Net movers per 1,000 people7County figure5.4above (median -0.6)
Income of households moving in7County figure$53,90024% below
Income of households moving out7County figure$52,54025% below
02

What it costs to live here

Owning with a mortgage costs only about $10 a month more than the median rent, a smaller gap than in 93% of the 2,469 places under 10,000 people we track.

Half Moon21.1%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$48,400
a year, at the 30% line
Rent to income
21.1%
3% above the median place
Home price to income
2.6x
30% below the median place

Could you afford it?

The median rent would take
21%
comfortably under the 30% line
Left after rent, in US prices
$56,700
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Half Moon, $1,210 a month, and local prices for everything else (96.2 against a US average of 100). It runs in your browser and stores nothing.

Like Half Moon, but easier on the budget

Places that match Half Moon on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Harrah, OK9313.4% vs 21.1%$21,300Compare
Charlestown, IN9316.0% vs 21.1%$11,000Compare
Thatcher, AZ9213.6% vs 21.1%n/aCompare
Munford, TN9115.8% vs 21.1%$23,000Compare

Moving from somewhere else? Work out the salary you would need in Half Moon.

Sponsored · exampleMoving to Half Moon? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Property tax paid (median)1
$964
70% below the median place
Owner costs with a mortgage1
$1,220
35% below the median place
Property tax rate1
0.5%
42% below the median place
All 16 cost and housing measures
MeasureHalf MoonAmong 6,645 placesVs median
Median gross rent1$1,21011% below
Rent to income121.1%3% above
Property tax rate10.5%42% below
Home price to income12.6x30% below
Prices vs US average2Metro figure92.19% below
Fair market rent, 2 bedrooms3County figure$1,31918% below
HUD area median income4County figure$85,40020% below
Property tax paid (median)1$96470% below
Median home value1$182,50043% below
Home prices, 1-year change5County figure2.9%11% below
Home prices, 5-year change5County figure69.3%35% above
Homeownership175.9%14% above
Renters paying 30%+146.3%8% below
Owner costs with a mortgage1$1,22035% below
Vacant homes1County figure13.8%96% above
Median year built119881% above
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Income per person1
$32,506
19% below the median place
Works from home1
9.3%
26% below the median place

More on work and pay, against the typical place

Poverty rate7.9% −27%
Mean commute28 min +10%
Median household income$68,946 −14%
All 10 work and pay measures
MeasureHalf MoonAmong 6,645 placesVs median
Median household income1$68,94614% below
Income per person1$32,50619% below
Unemployment1County figure5.4%10% above
Average annual pay6County figure$48,92926% below
Pay growth, 1 year6County figure4.4%19% above
Jobs6County figure53,88164% below
Poverty rate17.9%27% below
Mean commute128 min10% above
Works from home19.3%26% below
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

The median resident is 28.3 years old, younger than in 96% of the 2,479 places under 10,000 people we track.

Median age1
28.3
27% below the median place
High school or higher1
96.4%
4% above the median place
No health insurance1
9.0%
41% above the median place

More about who lives here, against the typical place

Born abroad5.8% −34%
Bachelor's or higher27.0% −16%
Household size2.6 +4%
Homes with broadband93.1% +1%
All 8 people measures
MeasureHalf MoonAmong 6,645 placesVs median
Population17,3785216th largest
Median age128.327% below
Bachelor's or higher127.0%16% below
High school or higher196.4%4% above
Household size12.64% above
Born abroad15.8%34% below
No health insurance19.0%41% above
Homes with broadband193.1%1% above
05

Life in Half Moon

OpenStreetMap shows 0 grocery stores per 10,000 residents, fewer than in 84% of the 2,480 places under 10,000 people we track. It is the lowest of 161 North Carolina places we track.

15 sites are on the National Register of Historic Places. Its history on Wikipedia

Out the door, against the typical place

Parks per 10k residents0.0 −100%
Playgrounds per 10k0.0 −100%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k2.7 −76%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Moores Creek National Battlefield 45 miles
  • Cape Lookout National Seashore 55 miles
  • Cape Hatteras National Seashore 115 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars19.1 −8%
Shops26.9 −11%
Arts, recreation and fitness2.6 −37%
Doctors' offices and clinics10.1 −50%
Child care centers1.8 −22%

Counts businesses with paid staff, so small owner-run shops are not included.

Nearest National Park Service site10
45.1
46% above the median place
Doctors' offices and clinics per 10k8
10.1
50% below the median place
Arts, recreation and fitness per 10k8
2.6
37% below the median place
All 18 schools and local life measures
MeasureHalf MoonAmong 6,645 placesVs median
Public schools12County figure40344% above
Public school students12County figure27,501above (median 4,897)
Students per teacher12County figure16.15% above
Restaurants and bars per 10k8County figure19.18% below
Shops per 10k8County figure26.911% below
Arts, recreation and fitness per 10k8County figure2.637% below
Doctors' offices and clinics per 10k8County figure10.150% below
Child care centers per 10k8County figure1.822% below
Parks per 10k90.0below (median 10.2)
Playgrounds per 10k90.0below (median 9.4)
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k92.776% below
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails90.0below (median 2.0)
Transit stops per sq mi90.0below (median 0.2)
Nearest National Park Service site1045.146% above
National Park Service sites within 60 miles1020% above
National Register listings11County figure1515% above
06

Safety, weather and risk

Hurricane risk is 99.0, 40% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Half Moon. Larger places are fetched first.

Hurricane risk14
99.0
40% above the median place
Annual precipitation13
57.1 in
30% above the median place
Average temperature13
63°F
14% above the median place
All 9 weather and risk measures
MeasureHalf MoonAmong 6,645 placesVs median
July average high13County figure89°F3% above
January average low13County figure34°F34% above
Average temperature13County figure63°F14% above
Annual precipitation13County figure57.1 in30% above
Natural hazard risk14County figure95.03% above
Hurricane risk14County figure99.040% above
Tornado risk14County figure85.85% above
Wildfire risk14County figure85.940% above
Heat wave risk14County figure87.53% below
08

Half Moon in 2030: where the trends point

If recent trends hold, the median rent will take about 21% of the median income in 2030, about the same as 21% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Half Moon does better than 67% of places. Its projected home value growth beats 5%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,210/mo (2024)$1,550/mo$1,270 to $1,890/mo+4.2%
Median household income$68,946 (2024)$87,500$74,000 to $104,000+4.1%
Median home value$182,500 (2024)$251,000$182,000 to $346,000+5.5%

The median home would be worth 2.9 years of the median income in 2030, against 2.6 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Half Moon

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Brookshire, TX$1,264$65,934Compare
St. Joseph, MN$1,136$74,946Compare
Piney Green, NC$1,202$72,177Compare
Junction City, KS$1,024$61,181Compare
Junction City, KSPiney Green, NCSt. Joseph, MNBrookshire, TXHalf Moon, NCHalf MoonBrookshireSt. JosephPiney GreenJunction CityHalf MoonBrookshireSt. JosephPiney GreenJunction City

Places built like Half Moon

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Half Moon performs against places like it.

PlaceRent to incomeIncome growthPop. change
Half Moon, NC21.1%5.3%/yrn/a
Bemiss, GA18.3%6.6%/yrn/aCompare
Piney Green, NC20.0%9.5%/yrn/aCompare
Fruitland, MD29.7%2.4%/yr8.6%Compare
Ettrick, VA24.6%-1.4%/yrn/aCompare
Ladson, SC27.2%4.3%/yrn/aCompare
York, SC19.1%7.0%/yr24.9%Compare

Common questions

Is Half Moon a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 20 out of 100, better than 20% of the places we rate and 125th of 161 in North Carolina. Homeowners pay a median of about 0.5% of home value a year in property tax, less than in 86% of the 2,266 places under 10,000 people we track. On cost, space and class size it scores 83 out of 100 for families. See how it ranks with your own weights.

Is Half Moon expensive to live in?

The median rent takes 21.1% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $182,500.

What salary do you need to live in Half Moon?

To rent the median home without spending more than 30% of income on rent, a household needs about $48,400 a year. Work it out from your current city.

What places are similar to Half Moon?

On income, rent, home value, education and age, the closest matches are Brookshire, TX, St. Joseph, MN, Piney Green, NC and Junction City, KS.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Common Core of Data · National Center for Education Statistics · 2024 release
  13. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  14. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Half Moon with places of a similar size, using only figures measured for Half Moon itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/half-moon-north-carolina

Citytistics. “Half Moon, North Carolina.” Data as of 2026-11-14. https://www.citytistics.com/city/half-moon-north-carolina/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.