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Cost of living, pay and housing

39.92° N · 77.60° W · GEOID 4231716

Guilford

Franklin County, Pennsylvania · part of the Chambersburg, PA metro

Limited data population under 5,000

PennsylvaniaGuilford, PAGuilfordGuilford

The short answer

Guilford is home to 3,919 people. Median household income is $123,962 a year and median rent is $1,205 a month, 11.7% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $278,100, about 2.2x annual median household income.

Median gross rent
$1,205
12% below the median place
Median household income
$123,962
54% above the median place
Median home value
$278,100
13% below the median place
Unemployment
4.0%
18% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Guilford

  • The median rent takes only 11.7% of the median household's income, a smaller share than in 96% of the 2,480 places under 10,000 people we track. It is the 3rd-lowest of 271 Pennsylvania places.
  • Between the 2021 and 2024 surveys, household income rose 4.3% a year while rent rose -1%, so pay gained on rent more than in 89% of places its size.
  • The median home is worth 2.2 years of the median household's income, fewer than in 91% of places its size.
  • After the median rent, and with prices for everything else adjusted to the US average, the median household has about $110,300 a year left, more than in 84% of places its size.
01

Moving to Guilford

Franklin County gains about 4.4 residents per 1,000 a year to moves between counties.

Moved in5,664
Moved out5,060
Net+604

Where people come from and where they go, top counties

Fulton County, PA124138−14

Within Pennsylvania, other states or abroad

Arrivals
Leavers
Within PennsylvaniaOther statesAbroad

Income per tax return

Arrivals$57K
Leavers$57K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Franklin County; flows under 20 returns are not published.

Who moves here
4.4% of residents arrived from another county in the past year, 2.3% from another state. County figure.
Who arrives and who leaves
Households moving into Franklin County report $56,900 a year in income on average; those leaving, $56,500.
Income you would need
$48,200 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,205 a month; owners with a mortgage pay $1,884 a month including taxes and insurance, on a median home of $278,100.
Getting to work
24 minutes each way on average; 10.4% work from home.
If it is close but not quite
Blandon, PA matches it on character. Compare the two
Income of households moving out7
$56,501
20% below the median place
Income of households moving in7
$56,924
19% below the median place
Net movers per 1,000 people7
4.4
above the median place (median -0.6)
All 5 moving measures
MeasureGuilfordAmong 6,645 placesVs median
Moved here in the past year1County figure4.4%24% below
Moved from another state1County figure2.3%14% above
Net movers per 1,000 people7County figure4.4above (median -0.6)
Income of households moving in7County figure$56,92419% below
Income of households moving out7County figure$56,50120% below
02

What it costs to live here

Vacant homes is 0.0%, below the median place (median 7.1%).

Guilford11.7%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$48,200
a year, at the 30% line
Rent to income
11.7%
43% below the median place
Home price to income
2.2x
41% below the median place

Could you afford it?

The median rent would take
12%
comfortably under the 30% line
Left after rent, in US prices
$110,300
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Guilford, $1,205 a month, and local prices for everything else (99.3 against a US average of 100). It runs in your browser and stores nothing.

Moving from somewhere else? Work out the salary you would need in Guilford.

Sponsored · exampleMoving to Guilford? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Vacant homes1
0.0%
below the median place (median 7.1%)
Homeownership1
76.8%
16% above the median place
Property tax rate1
1.3%
38% above the median place
All 16 cost and housing measures
MeasureGuilfordAmong 6,645 placesVs median
Median gross rent1$1,20512% below
Rent to income111.7%43% below
Property tax rate11.3%38% above
Home price to income12.2x41% below
Prices vs US average2Metro figure94.66% below
Fair market rent, 2 bedrooms3County figure$1,32518% below
HUD area median income4County figure$99,8007% below
Property tax paid (median)1$3,5128% above
Median home value1$278,10013% below
Home prices, 1-year change5County figure4.0%26% above
Home prices, 5-year change5County figure49.6%4% below
Homeownership176.8%16% above
Renters paying 30%+1County figure40.7%20% below
Owner costs with a mortgage1$1,8841% above
Vacant homes10.0%below (median 7.1%)
Median year built119800% above
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Median household income1
$123,962
54% above the median place
Income per person1
$47,147
18% above the median place
All 10 work and pay measures
MeasureGuilfordAmong 6,645 placesVs median
Median household income1$123,96254% above
Income per person1$47,14718% above
Unemployment1County figure4.0%18% below
Average annual pay6County figure$57,06614% below
Pay growth, 1 year6County figure2.7%27% below
Jobs6County figure61,61959% below
Poverty rate1County figure8.5%21% below
Mean commute124 min3% below
Works from home110.4%17% below
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

Median age is 45.1, 16% above the median place.

Median age1
45.1
16% above the median place
Homes with broadband1
95.8%
4% above the median place
Born abroad1
16.0%
81% above the median place

More about who lives here, against the typical place

High school or higher95.2% +3%
Household size2.6 +3%
Bachelor's or higher31.0% −3%
All 8 people measures
MeasureGuilfordAmong 6,645 placesVs median
Population13,9196646th largest
Median age145.116% above
Bachelor's or higher131.0%3% below
High school or higher195.2%3% above
Household size12.63% above
Born abroad116.0%81% above
No health insurance1County figure8.9%39% above
Homes with broadband195.8%4% above
05

Life in Guilford

66 sites are on the National Register of Historic Places, one of them a National Historic Landmark.

Out the door, against the typical place

Parks per 10k residents0.0 −100%
Playgrounds per 10k0.0 −100%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k0.0 −100%
Libraries per 10k5.1 5.9×
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars16.1 −23%
Shops28.7 −5%
Arts, recreation and fitness3.2 −22%
Doctors' offices and clinics13.3 −34%
Child care centers2.3 +0%

Counts businesses with paid staff, so small owner-run shops are not included.

Doctors' offices and clinics per 10k8
13.3
34% below the median place
Restaurants and bars per 10k8
16.1
23% below the median place
Public schools11
41
356% above the median place
All 16 schools and local life measures
MeasureGuilfordAmong 6,645 placesVs median
Public schools11County figure41356% above
Public school students11County figure21,432338% above
Students per teacher11County figure14.93% below
Restaurants and bars per 10k8County figure16.123% below
Shops per 10k8County figure28.75% below
Arts, recreation and fitness per 10k8County figure3.222% below
Doctors' offices and clinics per 10k8County figure13.334% below
Child care centers per 10k8County figure2.30% above
Parks per 10k90.0below (median 10.2)
Playgrounds per 10k90.0below (median 9.4)
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k90.0below (median 11.2)
Libraries per 10k95.1above (median 0.9)
Named paths and bike trails90.0below (median 2.0)
Transit stops per sq mi90.0below (median 0.2)
National Register listings10County figure66above (median 13)
06

Safety, weather and risk

Good air days is 91.5%, 34% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Guilford. Larger places are fetched first.

Good air days14
91.5%
34% above the median place
Median air quality index14
37
14% below the median place
Tornado risk13
46.1
43% below the median place
All 11 weather and risk measures
MeasureGuilfordAmong 6,645 placesVs median
July average high12County figure86°F1% below
January average low12County figure22°F14% below
Average temperature12County figure53°F4% below
Annual precipitation12County figure42.8 in2% below
Natural hazard risk13County figure76.417% below
Hurricane risk13County figure85.621% above
Tornado risk13County figure46.143% below
Wildfire risk13County figure51.316% below
Heat wave risk13County figure72.120% below
Median air quality index14County figure3714% below
Good air days14County figure91.5%34% above
08

Guilford in 2030: where the trends point

If recent trends hold, the median rent will take about 11% of the median income in 2030, about the same as 12% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,205/mo (2024)$1,500/mo$1,230 to $1,830/mo+3.7%
Median household income$123,962 (2024)$156,500$132,500 to $185,500+4.0%
Median home value$278,100 (2024)$387,000$281,000 to $533,000+5.7%

The median home would be worth 2.5 years of the median income in 2030, against 2.2 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Guilford

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Blandon, PA$1,335$109,417Compare
Bristol, WI$1,328$123,648Compare
New Baltimore, MI$1,039$106,033Compare
Smithfield, VA$1,195$113,158Compare
Smithfield, VANew Baltimore, MIBristol, WIBlandon, PAGuilford, PAGuilfordBlandonBristolSmithfieldGuilfordBlandonBristolSmithfield

Common questions

Is Guilford a good place to live?

It depends on what you need, so here is what the numbers say. The median rent takes only 11.7% of the median household's income, a smaller share than in 96% of the 2,480 places under 10,000 people we track. It is the 3rd-lowest of 271 Pennsylvania places. Between the 2021 and 2024 surveys, household income rose 4.3% a year while rent rose -1%, so pay gained on rent more than in 89% of places its size. See how it ranks with your own weights.

Is Guilford expensive to live in?

The median rent takes 11.7% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $278,100.

What salary do you need to live in Guilford?

To rent the median home without spending more than 30% of income on rent, a household needs about $48,200 a year. Work it out from your current city.

What places are similar to Guilford?

On income, rent, home value, education and age, the closest matches are Blandon, PA, Bristol, WI, New Baltimore, MI and Smithfield, VA.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Common Core of Data · National Center for Education Statistics · 2024 release
  12. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  13. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  14. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Guilford with places of a similar size, using only figures measured for Guilford itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/guilford-pennsylvania

Citytistics. “Guilford, Pennsylvania.” Data as of 2026-11-14. https://www.citytistics.com/city/guilford-pennsylvania/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.