CitytisticsShortlist

Cost of living, pay and housing

38.49° N · 76.70° W · GEOID 2433850

Golden Beach

St. Mary's County, Maryland · part of the Lexington Park, MD metro

Limited data population under 5,000

MarylandGolden Beach, MDGolden BeachGolden Beach

The short answer

Golden Beach is home to 3,830 people. Median household income is $133,194 a year and median rent is $1,943 a month, 17.5% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $382,700, about 2.9x annual median household income.

Median gross rent
$1,943
42% above the median place
Median household income
$133,194
66% above the median place
Median home value
$382,700
20% above the median place
Unemployment
3.6%
27% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Golden Beach

  • Counting remote workers as zero, the average worker spends about 290 hours a year commuting, more than in 99% of the 2,101 places under 10,000 people we track. It is the 2nd-highest of 198 Maryland places.
  • 97% of homes are owner-occupied, more than in 98% of places its size.
  • Between the 2019 and 2021 surveys, household income rose 9.2% a year while rent rose 1.9%, so pay gained on rent more than in 94% of places its size.
  • Households average 3.18 people, larger than in 93% of places its size.
  • After the median rent, and with prices for everything else adjusted to the US average, the median household has about $109,700 a year left, more than in 83% of places its size.
01

Moving to Golden Beach

St. Mary's County gains about 1.4 residents per 1,000 a year to moves between counties.

Moved in5,810
Moved out5,673
Net+137

Where people come from and where they go, top counties

Within Maryland, other states or abroad

Arrivals
Leavers
Within MarylandOther statesAbroad

Income per tax return

Arrivals$70K
Leavers$78K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of St. Mary's County; flows under 20 returns are not published.

Who moves here
7.0% of residents arrived from another county in the past year, 0.0% from another state. County figure.
Who arrives and who leaves
Households moving into St. Mary's County report $70,200 a year in income on average; those leaving, $78,200, so leavers earn more than newcomers.
Income you would need
$77,700 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,943 a month; owners with a mortgage pay $2,223 a month including taxes and insurance, on a median home of $382,700.
Getting to work
46 minutes each way on average; 16.7% work from home.
If it is close but not quite
Midlothian, TX matches it on character. Compare the two
Moved from another state1
0.0%
below the median place (median 2.0%)
Moved here in the past year1
7.0%
22% above the median place
Income of households moving out7
$78,241
11% above the median place
All 5 moving measures
MeasureGolden BeachAmong 6,645 placesVs median
Moved here in the past year1County figure7.0%22% above
Moved from another state10.0%below (median 2.0%)
Net movers per 1,000 people7County figure1.4above (median -0.6)
Income of households moving in7County figure$70,2280% below
Income of households moving out7County figure$78,24111% above
02

What it costs to live here

Homeownership is 96.8%, 46% above the median place.

Golden Beach17.5%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$77,720
a year, at the 30% line
Rent to income
17.5%
14% below the median place
Home price to income
2.9x
24% below the median place

Could you afford it?

The median rent would take
18%
comfortably under the 30% line
Left after rent, in US prices
$109,500
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Golden Beach, $1,943 a month, and local prices for everything else (100.1 against a US average of 100). It runs in your browser and stores nothing.

Moving from somewhere else? Work out the salary you would need in Golden Beach.

Sponsored · exampleMoving to Golden Beach? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Homeownership1
96.8%
46% above the median place
Owner costs with a mortgage1
$2,223
19% above the median place
Property tax rate1
0.8%
18% below the median place
All 16 cost and housing measures
MeasureGolden BeachAmong 6,645 placesVs median
Median gross rent1$1,94342% above
Rent to income117.5%14% below
Property tax rate10.8%18% below
Home price to income12.9x24% below
Prices vs US average2Metro figure100.80% below
Fair market rent, 2 bedrooms3County figure$1,78711% above
HUD area median income4County figure$154,40044% above
Property tax paid (median)1$2,85313% below
Median home value1$382,70020% above
Home prices, 1-year change5County figure6.1%92% above
Home prices, 5-year change5County figure42.8%17% below
Homeownership196.8%46% above
Renters paying 30%+1County figure45.7%10% below
Owner costs with a mortgage1$2,22319% above
Vacant homes1County figure8.5%21% above
Median year built119780% above
03

Work and pay

Mean commute is 46 min, 83% above the median place.

Mean commute1
46 min
83% above the median place
Median household income1
$133,194
66% above the median place
Income per person1
$54,511
36% above the median place
All 10 work and pay measures
MeasureGolden BeachAmong 6,645 placesVs median
Median household income1$133,19466% above
Income per person1$54,51136% above
Unemployment1County figure3.6%27% below
Average annual pay6County figure$87,58433% above
Pay growth, 1 year6County figure2.6%30% below
Jobs6County figure47,91968% below
Poverty rate1County figure8.0%26% below
Mean commute146 min83% above
Works from home116.7%34% above
Commutes by transit1County figure0.9%5% above
04

Who lives here

Homes with broadband is 100.0%, 8% above the median place.

Homes with broadband1
100.0%
8% above the median place
Household size1
3.2
27% above the median place
Median age1
36.9
5% below the median place
All 8 people measures
MeasureGolden BeachAmong 6,645 placesVs median
Population13,8306646th largest
Median age136.95% below
Bachelor's or higher128.7%11% below
High school or higher194.4%2% above
Household size13.227% above
Born abroad1County figure4.3%51% below
No health insurance1County figure3.9%39% below
Homes with broadband1100.0%8% above
05

Life in Golden Beach

32 sites are on the National Register of Historic Places, 3 of them National Historic Landmarks.

Out the door, against the typical place

Parks per 10k residents10.4 +3%
Playgrounds per 10k0.0 −100%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k0.0 −100%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars17.3 −17%
Shops26.6 −12%
Arts, recreation and fitness3.1 −24%
Doctors' offices and clinics11.7 −42%
Child care centers2.2 −4%

Counts businesses with paid staff, so small owner-run shops are not included.

Doctors' offices and clinics per 10k8
11.7
42% below the median place
Restaurants and bars per 10k8
17.3
17% below the median place
Arts, recreation and fitness per 10k8
3.1
24% below the median place
All 16 schools and local life measures
MeasureGolden BeachAmong 6,645 placesVs median
Public schools11County figure27200% above
Public school students11County figure16,905245% above
Students per teacher11County figure16.68% above
Restaurants and bars per 10k8County figure17.317% below
Shops per 10k8County figure26.612% below
Arts, recreation and fitness per 10k8County figure3.124% below
Doctors' offices and clinics per 10k8County figure11.742% below
Child care centers per 10k8County figure2.24% below
Parks per 10k910.43% above
Playgrounds per 10k90.0below (median 9.4)
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k90.0below (median 11.2)
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails90.0below (median 2.0)
Transit stops per sq mi90.0below (median 0.2)
National Register listings10County figure32146% above
06

Safety, weather and risk

Natural hazard risk is 42.6, 54% below the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Golden Beach. Larger places are fetched first.

Natural hazard risk13
42.6
54% below the median place
Tornado risk13
39.4
52% below the median place
Heat wave risk13
67.3
25% below the median place
All 9 weather and risk measures
MeasureGolden BeachAmong 6,645 placesVs median
July average high12County figure88°F1% above
January average low12County figure27°F8% above
Average temperature12County figure57°F5% above
Annual precipitation12County figure45.3 in3% above
Natural hazard risk13County figure42.654% below
Hurricane risk13County figure85.120% above
Tornado risk13County figure39.452% below
Wildfire risk13County figure59.04% below
Heat wave risk13County figure67.325% below
08

Golden Beach in 2030: where the trends point

If recent trends hold, the median rent will take about 19% of the median income in 2030, up from 18% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,943/mo (2021)$2,710/mo$2,130 to $3,460/mo+3.8%
Median household income$133,194 (2024)$174,000$147,000 to $206,000+4.6%
Median home value$382,700 (2024)$540,000$392,000 to $744,000+5.9%

The median home would be worth 3.1 years of the median income in 2030, against 2.9 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Golden Beach

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Midlothian, TX$2,013$126,641Compare
Savannah, TX$2,000$142,868Compare
Krum, TX$1,974$124,405Compare
Bryans Road, MD$2,169$118,361Compare
Bryans Road, MDKrum, TXSavannah, TXMidlothian, TXGolden Beach, MDGolden BeachMidlothianSavannahKrumBryans RoadGolden BeachMidlothianSavannahKrumBryans Road

Common questions

Is Golden Beach a good place to live?

It depends on what you need, so here is what the numbers say. Counting remote workers as zero, the average worker spends about 290 hours a year commuting, more than in 99% of the 2,101 places under 10,000 people we track. It is the 2nd-highest of 198 Maryland places. 97% of homes are owner-occupied, more than in 98% of places its size. See how it ranks with your own weights.

Is Golden Beach expensive to live in?

The median rent takes 17.5% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $382,700.

What salary do you need to live in Golden Beach?

To rent the median home without spending more than 30% of income on rent, a household needs about $77,720 a year. Work it out from your current city.

What places are similar to Golden Beach?

On income, rent, home value, education and age, the closest matches are Midlothian, TX, Savannah, TX, Krum, TX and Bryans Road, MD.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Common Core of Data · National Center for Education Statistics · 2024 release
  12. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  13. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Golden Beach with places of a similar size, using only figures measured for Golden Beach itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/golden-beach-maryland

Citytistics. “Golden Beach, Maryland.” Data as of 2026-11-14. https://www.citytistics.com/city/golden-beach-maryland/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.