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Cost of living, pay and housing

41.86° N · 80.95° W · GEOID 3929652

Geneva-on-the-Lake

Ashtabula County, Ohio · part of the Cleveland, OH metro

Computed by Citytistics from 13 public sources · Data bundle checked 2026-11-14 · How we calculate

Limited data population under 5,000

OhioGeneva-on-the-Lake, OHGeneva-on-the-LakeGeneva-on-the-Lake

The short answer

Geneva-on-the-Lake is home to 888 people. Median household income is $50,438 a year and median rent is $829 a month, 19.7% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $174,500, about 3.5x annual median household income.

Median gross rent
$829
39% below the median place
Median household income
$50,438
37% below the median place
Median home value
$174,500
45% below the median place
Unemployment
6.6%
35% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Geneva-on-the-Lake

  • 61% of homes stand vacant, more than in 99% of the 1,415 places under 10,000 people we track. It is the highest of 216 Ohio places.
  • Households average 1.93 people, smaller than in 96% of places its size.
  • The median resident is 50.6 years old, older than in 92% of places its size.
  • After the median rent, and with prices for everything else adjusted to the US average, the median household has about $41,800 a year left, less than in 88% of places its size.
  • Half the homes were built before 1955, older housing than in 88% of places its size.
01

Moving to Geneva-on-the-Lake

Ashtabula County gains about 2.3 residents per 1,000 a year to moves between counties.

Moved in2,835
Moved out2,660
Net+175

Where people come from and where they go, top counties

Lake County, OH628630−2
Trumbull County, OH221246−25
Geauga County, OH235196+39
Cuyahoga County, OH217188+29
Erie County, PA12793+34
Portage County, OH5660−4
Summit County, OH67
Franklin County, OH53

Within Ohio, other states or abroad

Arrivals
Leavers
Within OhioOther states

Income per tax return

Arrivals$50K
Leavers$50K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Ashtabula County; flows under 20 returns are not published.

Who moves here
4.8% of residents arrived from another county in the past year, 1.5% from another state. County figure.
Who arrives and who leaves
Households moving into Ashtabula County report $50,200 a year in income on average; those leaving, $49,900.
Income you would need
$33,200 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $829 a month; owners with a mortgage pay $1,048 a month including taxes and insurance, on a median home of $174,500.
Getting to work
21 minutes each way on average; 5.8% work from home.
If it is close but not quite
Geneva, OH matches it on character. Compare the two
Income of households moving in8
$50,188
29% below the median place
Income of households moving out8
$49,851
29% below the median place
Moved from another state1
1.5%
24% below the median place
All 5 moving measures
MeasureGeneva-on-the-LakeAmong 6,645 placesVs median
Moved here in the past year1County figure4.8%16% below
Moved from another state1County figure1.5%24% below
Net movers per 1,000 people8County figure2.3above (median -0.6)
Income of households moving in8County figure$50,18829% below
Income of households moving out8County figure$49,85129% below
02

What it costs to live here

Vacant homes is 61.2%, above the median place (median 7.1%).

Geneva-on-the-Lake19.7%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$33,160
a year, at the 30% line
Rent to income
19.7%
3% below the median place
Home price to income
3.5x
9% below the median place

Could you afford it?

The median rent would take
20%
comfortably under the 30% line
Left after rent, in US prices
$41,300
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Geneva-on-the-Lake, $829 a month, and local prices for everything else (96.9 against a US average of 100). It runs in your browser and stores nothing.

Moving from somewhere else? Work out the salary you would need in Geneva-on-the-Lake.

Sponsored · exampleMoving to Geneva-on-the-Lake? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Vacant homes1
61.2%
above the median place (median 7.1%)
Owner costs with a mortgage1
$1,048
44% below the median place
Median year built1
1955
1% below the median place
All 16 cost and housing measures
MeasureGeneva-on-the-LakeAmong 6,645 placesVs median
Median gross rent1$82939% below
Rent to income119.7%3% below
Property tax rate11.1%24% above
Home price to income13.5x9% below
Prices vs US average2Metro figure93.97% below
Fair market rent, 2 bedrooms3County figure$1,00338% below
HUD area median income4County figure$79,10026% below
Property tax paid (median)1$1,96540% below
Median home value1$174,50045% below
Home prices, 1-year change5County figure5.5%73% above
Home prices, 5-year change5County figure54.7%6% above
Homeownership167.0%1% above
Renters paying 30%+150.3%1% below
Owner costs with a mortgage1$1,04844% below
Vacant homes161.2%above (median 7.1%)
Median year built119551% below
03

Work and pay

Median household income is $50,438, 37% below the median place.

Median household income1
$50,438
37% below the median place
Poverty rate1
21.7%
102% above the median place
Income per person1
$30,678
23% below the median place
All 10 work and pay measures
MeasureGeneva-on-the-LakeAmong 6,645 placesVs median
Median household income1$50,43837% below
Income per person1$30,67823% below
Unemployment1County figure6.6%35% above
Average annual pay6County figure$49,58525% below
Pay growth, 1 year6County figure5.2%41% above
Jobs6County figure29,10681% below
Poverty rate121.7%102% above
Mean commute121 min16% below
Works from home1County figure5.8%54% below
Commutes by transit1County figure0.4%53% below
04

Who lives here

Homes with broadband is 78.1%, 15% below the median place.

Homes with broadband1
78.1%
15% below the median place
Household size1
1.9
23% below the median place
Median age1
50.6
30% above the median place

More about who lives here, against the typical place

Bachelor's or higher16.0% −50%
No health insurance11.8% +84%
High school or higher95.7% +4%
All 9 people measures
MeasureGeneva-on-the-LakeAmong 6,645 placesVs median
Population18886646th largest
Population change since 20207-0.6%below (median 1.1%)
Median age150.630% above
Bachelor's or higher116.0%50% below
High school or higher195.7%4% above
Household size11.923% below
Born abroad1County figure1.9%79% below
No health insurance111.8%84% above
Homes with broadband178.1%15% below
05

Life in Geneva-on-the-Lake

1 site is on the National Register of Historic Places, one of them a National Historic Landmark.

  • Eagle Cliff Hotel listed 1995

Businesses per 10,000 residents (county figures)

Restaurants and bars22.2 +7%
Shops29.0 −4%
Arts, recreation and fitness3.9 −5%
Doctors' offices and clinics12.1 −40%
Child care centers1.5 −35%

Counts businesses with paid staff, so small owner-run shops are not included.

Doctors' offices and clinics per 10k9
12.1
40% below the median place
Child care centers per 10k9
1.5
35% below the median place
Students per teacher11
20.0
30% above the median place
All 9 schools and local life measures
MeasureGeneva-on-the-LakeAmong 6,645 placesVs median
Public schools11County figure32256% above
Public school students11County figure12,006145% above
Students per teacher11County figure20.030% above
Restaurants and bars per 10k9County figure22.27% above
Shops per 10k9County figure29.04% below
Arts, recreation and fitness per 10k9County figure3.95% below
Doctors' offices and clinics per 10k9County figure12.140% below
Child care centers per 10k9County figure1.535% below
National Register listings10192% below
06

Safety, weather and risk

July average high is 81°F, 6% below the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Geneva-on-the-Lake. Larger places are fetched first.

July average high12
81°F
6% below the median place
Heat wave risk13
51.0
43% below the median place
Natural hazard risk13
62.6
32% below the median place
All 11 weather and risk measures
MeasureGeneva-on-the-LakeAmong 6,645 placesVs median
July average high12County figure81°F6% below
January average low12County figure19°F25% below
Average temperature12County figure49°F10% below
Annual precipitation12County figure43.3 in1% below
Natural hazard risk13County figure62.632% below
Hurricane risk13County figure52.326% below
Tornado risk13County figure78.83% below
Wildfire risk13County figure36.141% below
Heat wave risk13County figure51.043% below
Median air quality index14County figure430% above
Good air days14County figure81.2%19% above
08

Geneva-on-the-Lake in 2030: where the trends point

If recent trends hold, the median rent will take about 20% of the median income in 2030, about the same as 20% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$829/mo (2024)$1,070/mo$870 to $1,300/mo+4.3%
Median household income$50,438 (2024)$64,000$54,500 to $76,000+4.1%
Median home value$174,500 (2024)$263,000$191,000 to $362,000+7.1%
Population939 (2025)940900 to 980+0.0%

The median home would be worth 4.1 years of the median income in 2030, against 3.5 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Geneva-on-the-Lake

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Geneva, OH$808$53,557Compare
Bath, NY$735$47,150Compare
Homosassa Springs, FL$939$48,049Compare
Kingsland, TX$892$57,268Compare
Kingsland, TXHomosassa Springs, FLBath, NYGeneva, OHGeneva-on-the-Lake, OHGeneva-on-the-LakeGenevaBathHomosassa SpringsKingslandGeneva-on-the-LakeGenevaBathHomosassa SpringsKingsland

Common questions

Is Geneva-on-the-Lake a good place to live?

It depends on what you need, so here is what the numbers say. 61% of homes stand vacant, more than in 99% of the 1,415 places under 10,000 people we track. It is the highest of 216 Ohio places. Households average 1.93 people, smaller than in 96% of places its size. On cost, space and class size it scores 23 out of 100 for families. See how it ranks with your own weights.

Is Geneva-on-the-Lake expensive to live in?

The median rent takes 19.7% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $174,500.

What salary do you need to live in Geneva-on-the-Lake?

To rent the median home without spending more than 30% of income on rent, a household needs about $33,160 a year. Work it out from your current city.

What places are similar to Geneva-on-the-Lake?

On income, rent, home value, education and age, the closest matches are Geneva, OH, Bath, NY, Homosassa Springs, FL and Kingsland, TX.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. Population Estimates · US Census Bureau · Vintage 2025
  8. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  9. County Business Patterns · US Census Bureau · 2023 data
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Common Core of Data · National Center for Education Statistics · 2024 release
  12. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  13. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  14. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Geneva-on-the-Lake with places of a similar size, using only figures measured for Geneva-on-the-Lake itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/geneva-on-the-lake-ohio

Citytistics. “Geneva-on-the-Lake, Ohio.” Data as of 2026-11-14. https://www.citytistics.com/city/geneva-on-the-lake-ohio/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.