CitytisticsShortlist

Cost of living, pay and housing

37.04° N · 88.57° W · GEOID 2126528

Farley

McCracken County, Kentucky · part of the Paducah, KY metro

Limited data population under 5,000

KentuckyFarley, KYFarleyFarley

The short answer

Farley is home to 4,458 people. Median household income is $47,292 a year and median rent is $759 a month, 19.3% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $86,300, about 1.8x annual median household income.

Median gross rent
$759
44% below the median place
Median household income
$47,292
41% below the median place
Median home value
$86,300
73% below the median place
Unemployment
3.2%
34% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Farley

  • The median home is valued at $86,300, less than in 97% of the 2,480 places under 10,000 people we track. It is the lowest of 85 Kentucky places.
  • 11% of adults hold a bachelor's degree or higher, a smaller share than in 95% of places its size. It is the 2nd-lowest of 85 Kentucky places.
  • 23% of homes stand vacant, more than in 91% of places its size. It is the highest of 67 Kentucky places.
  • 30.8% of residents live below the poverty line, more than in 95% of places its size.
  • After the median rent, and with prices for everything else adjusted to the US average, the median household has about $40,700 a year left, less than in 89% of places its size.
01

Moving to Farley

McCracken County gains about 4.8 residents per 1,000 a year to moves between counties.

Moved in3,007
Moved out2,754
Net+253

Where people come from and where they go, top counties

Marshall County, KY292289+3
Ballard County, KY157180−23
Livingston County, KY108111−3
Lyon County, KY4355−12
Carlisle County, KY77

Within Kentucky, other states or abroad

Arrivals
Leavers
Within KentuckyOther states

Income per tax return

Arrivals$55K
Leavers$58K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of McCracken County; flows under 20 returns are not published.

Who moves here
2.1% of residents arrived from another county in the past year, 2.1% from another state.
Who arrives and who leaves
Households moving into McCracken County report $54,800 a year in income on average; those leaving, $57,700, so leavers earn more than newcomers.
Income you would need
$30,400 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $759 a month; owners with a mortgage pay $1,022 a month including taxes and insurance, on a median home of $86,300.
Getting to work
17 minutes each way on average; 10.2% work from home.
If it is close but not quite
Logansport, IN matches it on character. Compare the two
Moved here in the past year1
2.1%
64% below the median place
Income of households moving in7
$54,840
22% below the median place
Net movers per 1,000 people7
4.8
above the median place (median -0.6)
All 5 moving measures
MeasureFarleyAmong 6,645 placesVs median
Moved here in the past year12.1%64% below
Moved from another state1County figure2.1%5% above
Net movers per 1,000 people7County figure4.8above (median -0.6)
Income of households moving in7County figure$54,84022% below
Income of households moving out7County figure$57,74018% below
02

What it costs to live here

Property tax paid (median) is $551, 83% below the median place.

Farley19.3%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$30,360
a year, at the 30% line
Rent to income
19.3%
5% below the median place
Home price to income
1.8x
52% below the median place

Could you afford it?

The median rent would take
19%
comfortably under the 30% line
Left after rent, in US prices
$40,400
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Farley, $759 a month, and local prices for everything else (93.7 against a US average of 100). It runs in your browser and stores nothing.

Like Farley, but easier on the budget

Close matches on income, rent, home value, education and age, where rent takes a clearly smaller share of income.

PlaceRent to incomeMore left a year
Zuni Pueblo, NM15.4% vs 19.3%n/aCompare
Central City, KY16.1% vs 19.3%n/aCompare
Avra Valley, AZ14.7% vs 19.3%$6,400Compare

Moving from somewhere else? Work out the salary you would need in Farley.

Sponsored · exampleMoving to Farley? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Property tax paid (median)1
$551
83% below the median place
Median home value1
$86,300
73% below the median place
Owner costs with a mortgage1
$1,022
45% below the median place
All 16 cost and housing measures
MeasureFarleyAmong 6,645 placesVs median
Median gross rent1$75944% below
Rent to income119.3%5% below
Property tax rate10.6%30% below
Home price to income11.8x52% below
Prices vs US average2Metro figure86.115% below
Fair market rent, 2 bedrooms3County figure$1,13130% below
HUD area median income4County figure$102,4005% below
Property tax paid (median)1$55183% below
Median home value1$86,30073% below
Home prices, 1-year change5County figure3.7%15% above
Home prices, 5-year change5County figure45.4%12% below
Homeownership175.2%13% above
Renters paying 30%+155.4%9% above
Owner costs with a mortgage1$1,02245% below
Vacant homes123.1%226% above
Median year built119780% above
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Poverty rate1
30.8%
186% above the median place
Income per person1
$21,585
46% below the median place

More on work and pay, against the typical place

Median household income$47,292 −41%
Mean commute17 min −31%
Works from home10.2% −18%
All 10 work and pay measures
MeasureFarleyAmong 6,645 placesVs median
Median household income1$47,29241% below
Income per person1$21,58546% below
Unemployment1County figure3.2%34% below
Average annual pay6County figure$59,30910% below
Pay growth, 1 year6County figure3.0%19% below
Jobs6County figure40,97573% below
Poverty rate130.8%186% above
Mean commute117 min31% below
Works from home110.2%18% below
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

Bachelor's or higher is 10.9%, 66% below the median place.

Bachelor's or higher1
10.9%
66% below the median place
No health insurance1
12.0%
87% above the median place
Homes with broadband1
87.2%
6% below the median place

More about who lives here, against the typical place

Household size2.9 +14%
High school or higher86.0% −7%
Median age36.5 −6%
All 8 people measures
MeasureFarleyAmong 6,645 placesVs median
Population14,4586646th largest
Median age136.56% below
Bachelor's or higher110.9%66% below
High school or higher186.0%7% below
Household size12.914% above
Born abroad1County figure2.1%76% below
No health insurance112.0%87% above
Homes with broadband187.2%6% below
05

Life in Farley

36 sites are on the National Register of Historic Places.

Out the door, against the typical place

Parks per 10k residents0.0 −100%
Playgrounds per 10k0.0 −100%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k0.0 −100%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars29.2 +40%
Shops56.7 +87%
Arts, recreation and fitness3.4 −17%
Doctors' offices and clinics32.0 +58%
Child care centers2.5 +9%

Counts businesses with paid staff, so small owner-run shops are not included.

Shops per 10k8
56.7
87% above the median place
Restaurants and bars per 10k8
29.2
40% above the median place
Doctors' offices and clinics per 10k8
32.0
58% above the median place
All 16 schools and local life measures
MeasureFarleyAmong 6,645 placesVs median
Public schools11County figure22144% above
Public school students11County figure9,883102% above
Students per teacher11County figure15.72% above
Restaurants and bars per 10k8County figure29.240% above
Shops per 10k8County figure56.787% above
Arts, recreation and fitness per 10k8County figure3.417% below
Doctors' offices and clinics per 10k8County figure32.058% above
Child care centers per 10k8County figure2.59% above
Parks per 10k90.0below (median 10.2)
Playgrounds per 10k90.0below (median 9.4)
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k90.0below (median 11.2)
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails90.0below (median 2.0)
Transit stops per sq mi90.0below (median 0.2)
National Register listings10County figure36177% above
06

Safety, weather and risk

Annual precipitation is 50.3 in, 15% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Farley. Larger places are fetched first.

Annual precipitation12
50.3 in
15% above the median place
Wildfire risk13
35.6
42% below the median place
Hurricane risk13
44.3
37% below the median place
All 11 weather and risk measures
MeasureFarleyAmong 6,645 placesVs median
July average high12County figure89°F3% above
January average low12County figure27°F7% above
Average temperature12County figure58°F6% above
Annual precipitation12County figure50.3 in15% above
Natural hazard risk13County figure89.73% below
Hurricane risk13County figure44.337% below
Tornado risk13County figure85.75% above
Wildfire risk13County figure35.642% below
Heat wave risk13County figure95.26% above
Median air quality index14County figure415% below
Good air days14County figure74.5%9% above
08

Farley in 2030: where the trends point

If recent trends hold, the median rent will take about 19% of the median income in 2030, about the same as 19% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$759/mo (2024)$960/mo$790 to $1,170/mo+3.9%
Median household income$47,292 (2024)$60,000$51,000 to $71,500+4.1%
Median home value$86,300 (2024)$120,000$87,000 to $165,000+5.7%

The median home would be worth 2.0 years of the median income in 2030, against 1.8 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Farley

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Logansport, IN$786$47,291Compare
Eden, NC$799$47,260Compare
Holdenville, OK$665$46,250Compare
Pocahontas, AR$768$44,216Compare
Pocahontas, ARHoldenville, OKEden, NCLogansport, INFarley, KYFarleyLogansportEdenHoldenvilleFarleyLogansportEdenHoldenville

Common questions

Is Farley a good place to live?

It depends on what you need, so here is what the numbers say. The median home is valued at $86,300, less than in 97% of the 2,480 places under 10,000 people we track. It is the lowest of 85 Kentucky places. 11% of adults hold a bachelor's degree or higher, a smaller share than in 95% of places its size. It is the 2nd-lowest of 85 Kentucky places. On cost, space and class size it scores 76 out of 100 for families. See how it ranks with your own weights.

Is Farley expensive to live in?

The median rent takes 19.3% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $86,300.

What salary do you need to live in Farley?

To rent the median home without spending more than 30% of income on rent, a household needs about $30,360 a year. Work it out from your current city.

What places are similar to Farley?

On income, rent, home value, education and age, the closest matches are Logansport, IN, Eden, NC, Holdenville, OK and Pocahontas, AR.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Common Core of Data · National Center for Education Statistics · 2024 release
  12. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  13. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  14. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Farley with places of a similar size, using only figures measured for Farley itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/farley-kentucky

Citytistics. “Farley, Kentucky.” Data as of 2026-11-14. https://www.citytistics.com/city/farley-kentucky/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.