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Cost of living, pay and housing

29.74° N · 98.64° W · GEOID 4825168

Fair Oaks Ranch

Bexar County, Texas · part of the San Antonio, TX metro

Computed by Citytistics from 13 public sources · Data bundle checked 2026-11-14 · How we calculate

TexasFair Oaks Ranch, TXFair Oaks RanchFair Oaks Ranch

The short answer

Fair Oaks Ranch is home to 10,728 people. Median household income is $174,327 a year and median rent is $2,108 a month, 14.5% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $657,600, about 3.8x annual median household income.

The story in Fair Oaks Ranch is how fast things are changing. Household income rose 6.3% a year while rent rose -6.4% between the 2019 and 2024 surveys, pay gained on rent more than in 99% of places its size. It is the 2nd-lowest of 415 Texas places we track. Also notable: After the median rent, with other prices set to the US average, the median household keeps about $157,300 a year, more than in 95% of places its size.

77OF 100

CTXCitytistics Index

Strong

Fair Oaks Ranch scores better than 77% of the 6,612 places we rate, and ranks 58th of 407 in Texas.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%71
Economy 20%65
Safety 20%91
Amenities 15%4
Education 10%93
Commute 10%3
Growth 5%93
Median gross rent
$2,108
54% above the median place
Median household income
$174,327
117% above the median place
Median home value
$657,600
106% above the median place
Unemployment
5.8%
18% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Fair Oaks Ranch

  • HousingOwning with a mortgage costs about $1,335 a month more than the median rent, a wider gap than in 93% of the 2,298 places of 10,000 to 25,000 people we track.
01

Moving to Fair Oaks Ranch

Bexar County gains about 1.7 residents per 1,000 a year to moves between counties.

Moved in83,133
Moved out80,328
Net+2,805

Where people come from and where they go, top counties

Guadalupe County, TX3,3715,014−1,643
Comal County, TX2,5104,978−2,468
Harris County, TX3,0322,881+151
Travis County, TX2,7192,736−17
Medina County, TX1,4111,972−561
Atascosa County, TX2,003
Kendall County, TX1,762
Wilson County, TX1,654

Within Texas, other states or abroad

Arrivals
Leavers
Within TexasOther statesAbroad

Income per tax return

Arrivals$63K
Leavers$72K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Bexar County; flows under 20 returns are not published.

Who moves here
6.1% of residents arrived from another county in the past year, 2.6% from another state. County figure.
Who arrives and who leaves
Households moving into Bexar County report $63,300 a year in income on average; those leaving, $72,000, so leavers earn more than newcomers.
Income you would need
$84,300 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $2,108 a month; owners with a mortgage pay $3,443 a month including taxes and insurance, on a median home of $657,600.
Getting to work
38 minutes each way on average; 33.5% work from home.
If it is close but not quite
Lucas, TX matches it on character for less of your income. Compare the two
Moved from another state1
2.6%
32% above the median place
Income of households moving in7
$63,297
10% below the median place
Net movers per 1,000 people7
1.7
above the median place (median -0.6)
All 5 moving measures
MeasureFair Oaks RanchAmong 6,645 placesVs median
Moved here in the past year1County figure6.1%6% above
Moved from another state1County figure2.6%32% above
Net movers per 1,000 people7County figure1.7above (median -0.6)
Income of households moving in7County figure$63,29710% below
Income of households moving out7County figure$72,0282% above
02

What it costs to live here

Rent is light relative to pay, but the county has a FEMA natural hazard risk score of 99 out of 100. Budget for insurance before counting the savings.

Fair Oaks Ranch14.5%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$84,320
a year, at the 30% line
Rent to income
14.5%
29% below the median place
Home price to income
3.8x
1% below the median place

Could you afford it?

The median rent would take
15%
comfortably under the 30% line
Left after rent, in US prices
$156,900
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Fair Oaks Ranch, $2,108 a month, and local prices for everything else (94.7 against a US average of 100). It runs in your browser and stores nothing.

Like Fair Oaks Ranch, but easier on the budget

Places that match Fair Oaks Ranch on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Lucas, TX979.6% vs 14.5%$42,800Compare
Lake Norman of Iredell, NC909.2% vs 14.5%$4,700Compare
Trophy Club, TX8811.9% vs 14.5%$19,700Compare
Weddington, NC8812.1% vs 14.5%$15,000Compare

Moving from somewhere else? Work out the salary you would need in Fair Oaks Ranch.

Sponsored · exampleMoving to Fair Oaks Ranch? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Homeownership1
97.3%
46% above the median place
Property tax paid (median)1
$10,001
206% above the median place
Owner costs with a mortgage1
$3,443
84% above the median place
All 14 cost and housing measures
MeasureFair Oaks RanchAmong 6,645 placesVs median
Median gross rent1$2,10854% above
Rent to income114.5%29% below
Home price to income13.8x1% below
Prices vs US average2Metro figure94.76% below
Fair market rent, 2 bedrooms3County figure$1,44111% below
Property tax paid (median)1$10,001206% above
Median home value1$657,600106% above
Home prices, 1-year change4County figure0.5%83% below
Home prices, 5-year change4County figure36.7%29% below
Homeownership197.3%46% above
Renters paying 30%+1County figure53.4%6% above
Owner costs with a mortgage1$3,44384% above
Vacant homes1County figure8.5%21% above
Median year built120021% above
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Mean commute1
38 min
54% above the median place
Works from home1
33.5%
169% above the median place
All 10 work and pay measures
MeasureFair Oaks RanchAmong 6,645 placesVs median
Median household income1$174,327117% above
Income per person1$90,770127% above
Unemployment1County figure5.8%18% above
Average annual pay5County figure$67,8463% above
Pay growth, 1 year5County figure3.0%19% below
Jobs5County figure937,109above (median 150,665)
Poverty rate1County figure14.6%36% above
Mean commute138 min54% above
Works from home133.5%169% above
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

High school or higher is 99.6%, 8% above the median place.

High school or higher1
99.6%
8% above the median place
Homes with broadband1
98.4%
7% above the median place
Population change since 20206
22.0%
above the median place (median 1.1%)

More about who lives here, against the typical place

Bachelor's or higher67.5% 2.1×
Median age46.1 +18%
Household size2.9 +15%
No health insurance5.3% −17%
Born abroad6.7% −24%
All 9 people measures
MeasureFair Oaks RanchAmong 6,645 placesVs median
Population110,7283926th largest
Population change since 2020622.0%above (median 1.1%)
Median age146.118% above
Bachelor's or higher167.5%111% above
High school or higher199.6%8% above
Household size12.915% above
Born abroad16.7%24% below
No health insurance15.3%17% below
Homes with broadband198.4%7% above
05

Life in Fair Oaks Ranch

The nearest National Park Service site is San Antonio Missions National Historical Park, about 26 miles away.

174 sites are on the National Register of Historic Places, 10 of them National Historic Landmarks. Its history on Wikipedia

Out the door, against the typical place

Parks per 10k residents3.7 −63%
Playgrounds per 10k3.7 −60%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k0.9 −92%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • San Antonio Missions National Historical Park 26 miles
  • Lyndon B. Johnson National Historical Park 34 miles
  • El Camino Real de los Tejas National Historic Trail 66 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars20.7 −0%
Shops24.4 −19%
Arts, recreation and fitness2.8 −32%
Doctors' offices and clinics21.4 +6%
Child care centers1.6 −30%

Counts businesses with paid staff, so small owner-run shops are not included.

Public schools13
2
78% below the median place
Public school students13
1,580
68% below the median place
Nearest National Park Service site10
26.2
15% below the median place
All 18 schools and local life measures
MeasureFair Oaks RanchAmong 6,645 placesVs median
Public schools13278% below
Public school students131,58068% below
Students per teacher1315.61% above
Restaurants and bars per 10k8County figure20.70% below
Shops per 10k8County figure24.419% below
Arts, recreation and fitness per 10k8County figure2.832% below
Doctors' offices and clinics per 10k8County figure21.46% above
Child care centers per 10k8County figure1.630% below
Parks per 10k93.763% below
Playgrounds per 10k93.760% below
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k90.992% below
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails90.0below (median 2.0)
Transit stops per sq mi90.0below (median 0.2)
Nearest National Park Service site1026.215% below
National Park Service sites within 60 miles1020% above
National Register listings11County figure174above (median 13)
06

Safety, weather and risk

The city police department reported 16 violent offenses per 100,000 residents, fewer than in 97% of the 1,457 places of 10,000 to 25,000 people we track. It is the lowest of 352 Texas places we track.

Violent crime per 100k
16
92% below the median place
Property crime per 100k
523
57% below the median place
Months reported
12 of 12
by the city police department to the FBI

Counts only offenses reported by the city police department. Sheriff, state and campus police are not included, and some departments do not report to the FBI at all, so compare with care.

Tornado risk15
99.9
23% above the median place
Heat wave risk15
99.4
10% above the median place
July average high14
95°F
10% above the median place
All 11 weather and risk measures
MeasureFair Oaks RanchAmong 6,645 placesVs median
July average high14County figure95°F10% above
January average low14County figure41°F62% above
Average temperature14County figure70°F27% above
Annual precipitation14County figure31.4 in28% below
Natural hazard risk15County figure99.48% above
Hurricane risk15County figure83.518% above
Tornado risk15County figure99.923% above
Wildfire risk15County figure92.451% above
Heat wave risk15County figure99.410% above
Median air quality index16County figure5221% above
Good air days16County figure43.3%37% below
08

Fair Oaks Ranch in 2030: where the trends point

If recent trends hold, the median rent will take about 14% of the median income in 2030, down from 15% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Fair Oaks Ranch does better than 73% of places. Its projected home value growth beats 41%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$2,108/mo (2024)$2,530/mo$2,080 to $3,090/mo+3.1%
Median household income$174,327 (2024)$223,000$188,500 to $264,000+4.2%
Median home value$657,600 (2024)$937,000$680,000 to $1,291,000+6.1%
Population12,025 (2025)13,31012,760 to 13,870+2.0%

The median home would be worth 4.2 years of the median income in 2030, against 3.8 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Fair Oaks Ranch

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Shady Hollow, TX$2,184$170,217Compare
Maple Glen, PA$2,201$181,103Compare
Keller, TX$2,144$174,950Compare
Keystone, FL$2,238$161,056Compare
Keystone, FLKeller, TXMaple Glen, PAShady Hollow, TXFair Oaks Ranch, TXFair Oaks RanchShady HollowMaple GlenKellerKeystoneFair Oaks RanchShady HollowMaple GlenKellerKeystone

Places built like Fair Oaks Ranch

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Fair Oaks Ranch performs against places like it.

PlaceRent to incomeIncome growthPop. change
Fair Oaks Ranch, TX14.5%6.3%/yr22.0%
Lucas, TX9.6%6.7%/yr16.9%Compare
Heath, TX19.0%7.2%/yr21.0%Compare
Highland Village, TX18.2%1.7%/yr0.8%Compare
Colleyville, TX17.9%6.0%/yr-1.2%Compare
Shady Hollow, TX15.4%5.5%/yrn/aCompare
Argyle, TX18.0%0.3%/yr44.9%Compare

Common questions

Is Fair Oaks Ranch a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 77 out of 100, better than 77% of the places we rate and 58th of 407 in Texas. Owning with a mortgage costs about $1,335 a month more than the median rent, a wider gap than in 93% of the 2,298 places of 10,000 to 25,000 people we track. On cost, space and class size it scores 92 out of 100 for families. See how it ranks with your own weights.

Is Fair Oaks Ranch expensive to live in?

The median rent takes 14.5% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $657,600.

What salary do you need to live in Fair Oaks Ranch?

To rent the median home without spending more than 30% of income on rent, a household needs about $84,320 a year. Work it out from your current city.

Is Fair Oaks Ranch safe?

There were 16 reported violent crimes per 100,000 residents, against 192 in the typical place.

What places are similar to Fair Oaks Ranch?

On income, rent, home value, education and age, the closest matches are Shady Hollow, TX, Maple Glen, PA, Keller, TX and Keystone, FL.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  5. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  6. Population Estimates · US Census Bureau · Vintage 2025
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Crime Data Explorer · Federal Bureau of Investigation · 2025 data
  13. Common Core of Data · National Center for Education Statistics · 2024 release
  14. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  15. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  16. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); home price to income (B25077, B19013).

What stands out compares Fair Oaks Ranch with places of a similar size, using only figures measured for Fair Oaks Ranch itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/fair-oaks-ranch-texas

Citytistics. “Fair Oaks Ranch, Texas.” Data as of 2026-11-14. https://www.citytistics.com/city/fair-oaks-ranch-texas/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.