CitytisticsShortlist

Cost of living, pay and housing

35.60° N · 82.60° W · GEOID 3721260

Emma

Buncombe County, North Carolina · part of the Asheville, NC metro

Limited data population under 5,000

North CarolinaEmma, NCEmmaEmma

The short answer

Emma is home to 2,657 people. Median household income is $43,907 a year and median rent is $1,064 a month, 29.1% of income (a ratio of two medians, not any one household's burden). Rent pressure is moderate. The median home is valued at $92,300, about 2.1x annual median household income.

Median gross rent
$1,064
22% below the median place
Median household income
$43,907
45% below the median place
Median home value
$92,300
71% below the median place
Unemployment
0.0%
below the median place (median 4.9%)

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Emma

  • After the median rent, and with prices for everything else adjusted to the US average, the median household has about $32,100 a year left, less than in 96% of the 1,875 places under 10,000 people we track. It is the 2nd-lowest of 126 North Carolina places.
  • Unemployment averaged 0.0% over the survey period, lower than in 99% of places its size. It is the lowest of 112 North Carolina places.
  • Households average 3.55 people, larger than in 97% of places its size. It is the highest of 161 North Carolina places.
  • The median home is valued at $92,300, less than in 96% of places its size. It is the lowest of 161 North Carolina places.
  • Owning with a mortgage costs about $97 a month less than the median rent, which is rarer than in 96% of places its size.
01

Moving to Emma

Buncombe County gains about 5.8 residents per 1,000 a year to moves between counties.

Moved in14,867
Moved out13,642
Net+1,225

Where people come from and where they go, top counties

Henderson County, NC1,1701,840−670
Haywood County, NC441766−325
Madison County, NC356590−234

Within North Carolina, other states or abroad

Arrivals
Leavers
Within North CarolinaOther statesAbroad

Income per tax return

Arrivals$86K
Leavers$69K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Buncombe County; flows under 20 returns are not published.

Who moves here
6.9% of residents arrived from another county in the past year, 0.0% from another state. County figure.
Who arrives and who leaves
Households moving into Buncombe County report $85,900 a year in income on average; those leaving, $68,900, so newcomers earn more than leavers.
Income you would need
$42,600 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,064 a month; owners with a mortgage pay $967 a month including taxes and insurance, on a median home of $92,300.
Getting to work
20 minutes each way on average; 17.6% work from home.
If it is close but not quite
Brattleboro, VT matches it on character. Compare the two
Moved from another state1
0.0%
below the median place (median 2.0%)
Net movers per 1,000 people7
5.8
above the median place (median -0.6)
Income of households moving in7
$85,869
22% above the median place
All 5 moving measures
MeasureEmmaAmong 6,645 placesVs median
Moved here in the past year1County figure6.9%20% above
Moved from another state10.0%below (median 2.0%)
Net movers per 1,000 people7County figure5.8above (median -0.6)
Income of households moving in7County figure$85,86922% above
Income of households moving out7County figure$68,8912% below
02

What it costs to live here

Property tax paid (median) is $518, 84% below the median place.

Emma29.1%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$42,560
a year, at the 30% line
Rent to income
29.1%
43% above the median place
Home price to income
2.1x
45% below the median place

Could you afford it?

The median rent would take
29%
just under the 30% line
Left after rent, in US prices
$32,100
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Emma, $1,064 a month, and local prices for everything else (97.2 against a US average of 100). It runs in your browser and stores nothing.

Like Emma, but easier on the budget

Close matches on income, rent, home value, education and age, where rent takes a clearly smaller share of income.

PlaceRent to incomeMore left a year
Brattleboro, VT25.3% vs 29.1%n/aCompare
Fairfield, IA20.3% vs 29.1%n/aCompare
Sayre, PA22.9% vs 29.1%n/aCompare

Moving from somewhere else? Work out the salary you would need in Emma.

Sponsored · exampleMoving to Emma? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Property tax paid (median)1
$518
84% below the median place
Owner costs with a mortgage1
$967
48% below the median place
Vacant homes1
32.2%
356% above the median place
All 16 cost and housing measures
MeasureEmmaAmong 6,645 placesVs median
Median gross rent1$1,06422% below
Rent to income129.1%43% above
Property tax rate10.6%38% below
Home price to income12.1x45% below
Prices vs US average2Metro figure96.54% below
Fair market rent, 2 bedrooms3County figure$1,86616% above
HUD area median income4County figure$103,2004% below
Property tax paid (median)1$51884% below
Median home value1$92,30071% below
Home prices, 1-year change5County figure1.2%63% below
Home prices, 5-year change5County figure53.8%4% above
Homeownership171.8%8% above
Renters paying 30%+1County figure53.9%7% above
Owner costs with a mortgage1$96748% below
Vacant homes132.2%356% above
Median year built119911% above
03

Work and pay

Unemployment is 0.0%, below the median place (median 4.9%).

Unemployment1
0.0%
below the median place (median 4.9%)
Income per person1
$18,704
53% below the median place
Median household income1
$43,907
45% below the median place
All 10 work and pay measures
MeasureEmmaAmong 6,645 placesVs median
Median household income1$43,90745% below
Income per person1$18,70453% below
Unemployment10.0%below (median 4.9%)
Average annual pay6County figure$61,5967% below
Pay growth, 1 year6County figure4.8%30% above
Jobs6County figure134,68611% below
Poverty rate1County figure11.8%10% above
Mean commute120 min20% below
Works from home1County figure17.6%41% above
Commutes by transit1County figure0.7%21% below
04

Who lives here

No health insurance is 35.6%, above the median place (median 6.4%).

No health insurance1
35.6%
above the median place (median 6.4%)
Homes with broadband1
75.4%
18% below the median place
Household size1
3.5
42% above the median place
All 8 people measures
MeasureEmmaAmong 6,645 placesVs median
Population12,6576646th largest
Median age1County figure42.69% above
Bachelor's or higher1County figure45.9%43% above
High school or higher175.1%19% below
Household size13.542% above
Born abroad119.0%116% above
No health insurance135.6%above (median 6.4%)
Homes with broadband175.4%18% below
05

Life in Emma

128 sites are on the National Register of Historic Places, 2 of them National Historic Landmarks.

Out the door, against the typical place

Parks per 10k residents3.8 −63%
Playgrounds per 10k7.5 −20%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k0.0 −100%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars31.6 +52%
Shops48.1 +59%
Arts, recreation and fitness7.9 +93%
Doctors' offices and clinics36.8 +82%
Child care centers1.7 −26%

Counts businesses with paid staff, so small owner-run shops are not included.

Doctors' offices and clinics per 10k8
36.8
82% above the median place
Restaurants and bars per 10k8
31.6
52% above the median place
Shops per 10k8
48.1
59% above the median place
All 16 schools and local life measures
MeasureEmmaAmong 6,645 placesVs median
Public schools11County figure60above (median 9)
Public school students11County figure29,691above (median 4,897)
Students per teacher11County figure14.93% below
Restaurants and bars per 10k8County figure31.652% above
Shops per 10k8County figure48.159% above
Arts, recreation and fitness per 10k8County figure7.993% above
Doctors' offices and clinics per 10k8County figure36.882% above
Child care centers per 10k8County figure1.726% below
Parks per 10k93.863% below
Playgrounds per 10k97.520% below
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k90.0below (median 11.2)
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails90.0below (median 2.0)
Transit stops per sq mi90.0below (median 0.2)
National Register listings10County figure128above (median 13)
06

Safety, weather and risk

Heat wave risk is 2.2, 98% below the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Emma. Larger places are fetched first.

Heat wave risk13
2.2
98% below the median place
July average high12
82°F
6% below the median place
Annual precipitation12
50.3 in
15% above the median place
All 11 weather and risk measures
MeasureEmmaAmong 6,645 placesVs median
July average high12County figure82°F6% below
January average low12County figure26°F3% above
Average temperature12County figure54°F1% below
Annual precipitation12County figure50.3 in15% above
Natural hazard risk13County figure89.33% below
Hurricane risk13County figure68.63% below
Tornado risk13County figure81.30% below
Wildfire risk13County figure80.632% above
Heat wave risk13County figure2.298% below
Median air quality index14County figure407% below
Good air days14County figure73.4%7% above
08

Emma in 2030: where the trends point

If recent trends hold, the median rent will take about 30% of the median income in 2030, up from 29% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,064/mo (2024)$1,360/mo$1,120 to $1,660/mo+4.2%
Median household income$43,907 (2024)$55,000$46,500 to $65,000+3.8%
Median home value$92,300 (2024)$124,000$90,000 to $170,000+5.0%

The median home would be worth 2.3 years of the median income in 2030, against 2.1 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Emma

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Brattleboro, VT$1,113$52,734Compare
Wilkinsburg, PA$1,025$46,416Compare
Fairfield, IA$870$51,311Compare
Charleston, WV$908$65,812Compare
Charleston, WVFairfield, IAWilkinsburg, PABrattleboro, VTEmma, NCEmmaBrattleboroWilkinsburgFairfieldCharlestonEmmaBrattleboroWilkinsburgFairfieldCharleston

Common questions

Is Emma a good place to live?

It depends on what you need, so here is what the numbers say. After the median rent, and with prices for everything else adjusted to the US average, the median household has about $32,100 a year left, less than in 96% of the 1,875 places under 10,000 people we track. It is the 2nd-lowest of 126 North Carolina places. Unemployment averaged 0.0% over the survey period, lower than in 99% of places its size. It is the lowest of 112 North Carolina places. See how it ranks with your own weights.

Is Emma expensive to live in?

The median rent takes 29.1% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $92,300.

What salary do you need to live in Emma?

To rent the median home without spending more than 30% of income on rent, a household needs about $42,560 a year. Work it out from your current city.

What places are similar to Emma?

On income, rent, home value, education and age, the closest matches are Brattleboro, VT, Wilkinsburg, PA, Fairfield, IA and Charleston, WV.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Common Core of Data · National Center for Education Statistics · 2024 release
  12. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  13. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  14. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Emma with places of a similar size, using only figures measured for Emma itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/emma-north-carolina

Citytistics. “Emma, North Carolina.” Data as of 2026-11-14. https://www.citytistics.com/city/emma-north-carolina/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.