CitytisticsShortlist

Cost of living, pay and housing

39.74° N · 75.59° W · GEOID 1024540

Elsmere

New Castle County, Delaware · part of the Philadelphia, PA metro

DelawareElsmere, DEElsmereElsmere

The short answer

Elsmere is home to 6,203 people. Median household income is $67,944 a year and median rent is $1,339 a month, 23.6% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $225,800, about 3.3x annual median household income.

The story in Elsmere is how fast things are changing. Housing became less affordable between 2019 and 2024: rent went from 20.3% to 23.6% of income. Also notable: Owning with a mortgage costs only about $118 a month more than the median rent, a smaller gap than in 89% of places its size.

26OF 100

CTXCitytistics Index

Below average

Elsmere scores better than 26% of the 6,612 places we rate, and ranks 13th of 21 in Delaware.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%46
Economy 20%43
Safety 20%61
Amenities 15%27
Education 10%9
Commute 10%54
Growth 5%10
Median gross rent
$1,339
2% below the median place
Median household income
$67,944
15% below the median place
Median home value
$225,800
29% below the median place
Unemployment
4.8%
1% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Elsmere

  • HousingHalf the homes were built before 1956, older housing than in 88% of the 2,479 places under 10,000 people we track. It is the 2nd-lowest of 21 Delaware places we track.
01

Moving to Elsmere

New Castle County gains about 1.1 residents per 1,000 a year to moves between counties.

Moved in19,894
Moved out19,383
Net+511

Where people come from and where they go, top counties

Delaware County, PA1,9971,243+754
Chester County, PA1,0831,179−96
Cecil County, MD8781,151−273
Kings County, NY358

Within Delaware, other states or abroad

Arrivals
Leavers
Within DelawareOther statesAbroad

Income per tax return

Arrivals$77K
Leavers$79K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of New Castle County; flows under 20 returns are not published.

Who moves here
5.2% of residents arrived from another county in the past year, 3.8% from another state. County figure.
Who arrives and who leaves
Households moving into New Castle County report $77,500 a year in income on average; those leaving, $79,000.
Income you would need
$53,600 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,339 a month; owners with a mortgage pay $1,457 a month including taxes and insurance, on a median home of $225,800.
Getting to work
24 minutes each way on average; 9.9% work from home; 2.6% take transit.
If it is close but not quite
Florence, NJ matches it on character for less of your income. Compare the two
Moved from another state1
3.8%
92% above the median place
Income of households moving out8
$79,034
12% above the median place
Income of households moving in8
$77,497
10% above the median place
All 5 moving measures
MeasureElsmereAmong 6,645 placesVs median
Moved here in the past year1County figure5.2%10% below
Moved from another state1County figure3.8%92% above
Net movers per 1,000 people8County figure1.1above (median -0.6)
Income of households moving in8County figure$77,49710% above
Income of households moving out8County figure$79,03412% above
02

What it costs to live here

67% of renter households spend 30% or more of income on rent, a higher share than in 90% of the 2,214 places under 10,000 people we track. It is the 2nd-highest of 20 Delaware places we track.

Elsmere23.6%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$53,560
a year, at the 30% line
Rent to income
23.6%
16% above the median place
Home price to income
3.3x
13% below the median place

Could you afford it?

The median rent would take
24%
comfortably under the 30% line
Left after rent, in US prices
$51,700
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Elsmere, $1,339 a month, and local prices for everything else (100.4 against a US average of 100). It runs in your browser and stores nothing.

Like Elsmere, but easier on the budget

Places that match Elsmere on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Florence, NJ9319.1% vs 23.6%$17,000Compare
Belding, MI9313.3% vs 23.6%$2,100Compare
Stratford, NJ9314.5% vs 23.6%$32,100Compare
New Carlisle, OH9315.6% vs 23.6%$4,700Compare

Moving from somewhere else? Work out the salary you would need in Elsmere.

Sponsored · exampleMoving to Elsmere? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Renters paying 30%+1
67.3%
33% above the median place
Median year built1
1956
1% below the median place
Property tax paid (median)1
$1,834
44% below the median place
All 16 cost and housing measures
MeasureElsmereAmong 6,645 placesVs median
Median gross rent1$1,3392% below
Rent to income123.6%16% above
Property tax rate10.8%11% below
Home price to income13.3x13% below
Prices vs US average2Metro figure102.52% above
Fair market rent, 2 bedrooms3County figure$1,86015% above
HUD area median income4County figure$122,70014% above
Property tax paid (median)1$1,83444% below
Median home value1$225,80029% below
Home prices, 1-year change5County figure2.8%12% below
Home prices, 5-year change5County figure49.7%3% below
Homeownership165.7%1% below
Renters paying 30%+167.3%33% above
Owner costs with a mortgage1$1,45722% below
Vacant homes1County figure5.0%29% below
Median year built119561% below
03

Work and pay

Poverty rate is 23.1%, 114% above the median place.

Poverty rate1
23.1%
114% above the median place
Income per person1
$30,532
24% below the median place
Median household income1
$67,944
15% below the median place

More on work and pay, against the typical place

Works from home9.9% −20%
Mean commute24 min −2%
Unemployment4.8% −1%
All 10 work and pay measures
MeasureElsmereAmong 6,645 placesVs median
Median household income1$67,94415% below
Income per person1$30,53224% below
Unemployment14.8%1% below
Average annual pay6County figure$83,95927% above
Pay growth, 1 year6County figure4.5%22% above
Jobs6County figure306,171103% above
Poverty rate123.1%114% above
Mean commute124 min2% below
Works from home19.9%20% below
Commutes by transit1County figure2.6%206% above
04

Who lives here

High school or higher is 78.4%, 15% below the median place.

High school or higher1
78.4%
15% below the median place
Bachelor's or higher1
15.1%
53% below the median place
Homes with broadband1
95.4%
3% above the median place

More about who lives here, against the typical place

Median age35.5 −9%
No health insurance10.2% +59%
Household size2.8 +11%
Born abroad11.1% +25%
All 9 people measures
MeasureElsmereAmong 6,645 placesVs median
Population16,2035820th largest
Population change since 20207-0.5%below (median 1.1%)
Median age135.59% below
Bachelor's or higher115.1%53% below
High school or higher178.4%15% below
Household size12.811% above
Born abroad111.1%25% above
No health insurance110.2%59% above
Homes with broadband195.4%3% above
05

Life in Elsmere

OpenStreetMap shows 25.8 parks per 10,000 residents, more than in 85% of the 2,480 places under 10,000 people we track. It is the highest of 21 Delaware places we track.

Founded or incorporated in 1909. 421 sites are on the National Register of Historic Places, 13 of them National Historic Landmarks. Its history on Wikipedia

Out the door, against the typical place

Parks per 10k residents25.8 2.5×
Playgrounds per 10k6.5 −31%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k0.0 −100%
Libraries per 10k1.6 +85%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • First State National Historical Park 5 miles
  • Valley Forge National Historical Park 26 miles
  • Benjamin Franklin National Memorial 27 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars21.9 +5%
Shops34.6 +14%
Arts, recreation and fitness5.7 +39%
Doctors' offices and clinics21.0 +4%
Child care centers3.9 +70%

Counts businesses with paid staff, so small owner-run shops are not included.

Nearest National Park Service site11
5.3
83% below the median place
Child care centers per 10k9
3.9
70% above the median place
Public school students14
78,534
above the median place (median 4,897)
All 18 schools and local life measures
MeasureElsmereAmong 6,645 placesVs median
Public schools14County figure129above (median 9)
Public school students14County figure78,534above (median 4,897)
Students per teacher14County figure14.28% below
Restaurants and bars per 10k9County figure21.95% above
Shops per 10k9County figure34.614% above
Arts, recreation and fitness per 10k9County figure5.739% above
Doctors' offices and clinics per 10k9County figure21.04% above
Child care centers per 10k9County figure3.970% above
Parks per 10k1025.8154% above
Playgrounds per 10k106.531% below
Grocery stores per 10k100.0below (median 2.1)
Restaurants, cafes and bars per 10k100.0below (median 11.2)
Libraries per 10k101.685% above
Named paths and bike trails100.0below (median 2.0)
Transit stops per sq mi100.0below (median 0.2)
Nearest National Park Service site115.383% below
National Park Service sites within 60 miles1110400% above
National Register listings12County figure421above (median 13)
06

Safety, weather and risk

Violent crime per 100k is 144, 25% below the median place.

Violent crime per 100k
144
25% below the median place
Property crime per 100k
962
21% below the median place
Months reported
12 of 12
by the city police department to the FBI

Counts only offenses reported by the city police department. Sheriff, state and campus police are not included, and some departments do not report to the FBI at all, so compare with care.

Hurricane risk16
88.4
25% above the median place
Heat wave risk16
95.3
6% above the median place
Natural hazard risk16
95.3
3% above the median place
All 11 weather and risk measures
MeasureElsmereAmong 6,645 placesVs median
July average high15County figure87°F0% above
January average low15County figure25°F0% below
Average temperature15County figure55°F1% above
Annual precipitation15County figure46.1 in5% above
Natural hazard risk16County figure95.33% above
Hurricane risk16County figure88.425% above
Tornado risk16County figure88.18% above
Wildfire risk16County figure60.61% below
Heat wave risk16County figure95.36% above
Median air quality index17County figure442% above
Good air days17County figure64.4%6% below
08

Elsmere in 2030: where the trends point

If recent trends hold, the median rent will take about 24% of the median income in 2030, up from 24% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Elsmere does better than 46% of places. Its projected home value growth beats 11%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,339/mo (2024)$1,720/mo$1,410 to $2,100/mo+4.3%
Median household income$67,944 (2024)$85,500$72,000 to $101,000+3.9%
Median home value$225,800 (2024)$314,000$228,000 to $432,000+5.6%
Population6,196 (2025)6,2405,980 to 6,500+0.1%

The median home would be worth 3.7 years of the median income in 2030, against 3.3 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Elsmere

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Kaufman, TX$1,364$62,931Compare
Haltom City, TX$1,415$59,057Compare
Hillview, KY$1,316$68,111Compare
River Oaks, TX$1,183$63,500Compare
River Oaks, TXHillview, KYHaltom City, TXKaufman, TXElsmere, DEElsmereKaufmanHaltom CityHillviewRiver OaksElsmereKaufmanHaltom CityHillviewRiver Oaks

Places built like Elsmere

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Elsmere performs against places like it.

PlaceRent to incomeIncome growthPop. change
Elsmere, DE23.6%2.1%/yr-0.5%
Quincy, FL39.1%-2.4%/yr1.8%Compare
Bessemer City, NC21.0%8.2%/yr7.5%Compare
Rockmart, GA20.8%7.5%/yr5.6%Compare
Chester, SC23.5%11.9%/yr0.9%Compare
Lansdowne, MD29.2%5.2%/yrn/aCompare
Cherryville, NC18.0%9.9%/yr7.2%Compare

Common questions

Is Elsmere a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 26 out of 100, better than 26% of the places we rate and 13th of 21 in Delaware. Half the homes were built before 1956, older housing than in 88% of the 2,479 places under 10,000 people we track. It is the 2nd-lowest of 21 Delaware places we track. On cost, space and class size it scores 40 out of 100 for families. See how it ranks with your own weights.

Is Elsmere expensive to live in?

The median rent takes 23.6% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $225,800.

What salary do you need to live in Elsmere?

To rent the median home without spending more than 30% of income on rent, a household needs about $53,560 a year. Work it out from your current city.

Is Elsmere safe?

There were 144 reported violent crimes per 100,000 residents, against 192 in the typical place.

What places are similar to Elsmere?

On income, rent, home value, education and age, the closest matches are Kaufman, TX, Haltom City, TX, Hillview, KY and River Oaks, TX.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. Population Estimates · US Census Bureau · Vintage 2025
  8. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  9. County Business Patterns · US Census Bureau · 2023 data
  10. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  11. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  12. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  13. Crime Data Explorer · Federal Bureau of Investigation · 2025 data
  14. Common Core of Data · National Center for Education Statistics · 2024 release
  15. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  16. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  17. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Elsmere with places of a similar size, using only figures measured for Elsmere itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/elsmere-delaware

Citytistics. “Elsmere, Delaware.” Data as of 2026-11-14. https://www.citytistics.com/city/elsmere-delaware/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.