CitytisticsShortlist

Cost of living, pay and housing

38.51° N · 90.35° W · GEOID 2916030

Concord

St. Louis County, Missouri · part of the St. Louis, MO metro

MissouriConcord, MOConcordConcord

The short answer

Concord is home to 18,368 people. Median household income is $89,038 a year and median rent is $1,215 a month, 16.4% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $303,600, about 3.4x annual median household income.

Concord stands out on value for money. Home values run 32% above what its fundamentals predict in the same metro area. Also notable: Household income growth is 3.3% a year, against 4.8% a year in its closest peers.

89OF 100

CTXCitytistics Index

Strong

Concord scores better than 89% of the 6,612 places we rate, and ranks 28th of 140 in Missouri.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%72
Economy 20%74
Safety 20%n/a
Amenities 15%52
Education 10%68
Commute 10%56
Growth 5%n/a

Not rated: safety, growth, for want of data (the city police department does not report a full year to the FBI). The other weights are spread over the categories rated.

Median gross rent
$1,215
11% below the median place
Median household income
$89,038
11% above the median place
Median home value
$303,600
5% below the median place
Unemployment
2.9%
40% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Concord

  • AffordabilityThe median rent takes 16.4% of the median household's income, a smaller share than in 82% of the 2,301 places of 10,000 to 25,000 people we track.
01

Moving to Concord

St. Louis County loses about 4.4 residents per 1,000 a year to moves between counties.

Moved in38,403
Moved out41,969
Net−3,566

Where people come from and where they go, top counties

St. Louis city, MO11,7558,205+3,550
St. Charles County, MO4,0546,788−2,734
Jefferson County, MO2,8483,740−892
Cook County, IL500620−120

Within Missouri, other states or abroad

Arrivals
Leavers
Within MissouriOther statesAbroad

Income per tax return

Arrivals$72K
Leavers$80K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of St. Louis County; flows under 20 returns are not published.

Who moves here
2.3% of residents arrived from another county in the past year, 2.0% from another state.
Who arrives and who leaves
Households moving into St. Louis County report $71,600 a year in income on average; those leaving, $79,700, so leavers earn more than newcomers.
Income you would need
$48,600 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,215 a month; owners with a mortgage pay $1,713 a month including taxes and insurance, on a median home of $303,600.
Getting to work
24 minutes each way on average; 15.0% work from home; 1.4% take transit.
If it is close but not quite
Spotswood, NJ matches it on character for less of your income. Compare the two
Moved here in the past year1
2.3%
61% below the median place
Income of households moving out7
$79,731
13% above the median place
Net movers per 1,000 people7
-4.4
below the median place (median -0.6)
All 5 moving measures
MeasureConcordAmong 6,645 placesVs median
Moved here in the past year12.3%61% below
Moved from another state1County figure2.0%1% above
Net movers per 1,000 people7County figure-4.4below (median -0.6)
Income of households moving in7County figure$71,5771% above
Income of households moving out7County figure$79,73113% above
02

What it costs to live here

Rent is light relative to pay, but the county has a FEMA natural hazard risk score of 99 out of 100. Budget for insurance before counting the savings.

Concord16.4%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$48,600
a year, at the 30% line
Rent to income
16.4%
20% below the median place
Home price to income
3.4x
10% below the median place

Could you afford it?

The median rent would take
16%
comfortably under the 30% line
Left after rent, in US prices
$75,600
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Concord, $1,215 a month, and local prices for everything else (98.4 against a US average of 100). It runs in your browser and stores nothing.

Like Concord, but easier on the budget

Places that match Concord on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Spotswood, NJ9512.3% vs 16.4%$11,900Compare
Somerset, MA9413.5% vs 16.4%$20,500Compare
Morton, IL9413.7% vs 16.4%$8,500Compare
Clayton, OH9313.8% vs 16.4%$7,000Compare

Moving from somewhere else? Work out the salary you would need in Concord.

Sponsored · exampleMoving to Concord? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Homeownership1
86.0%
30% above the median place
Renters paying 30%+1
41.3%
18% below the median place
Vacant homes1
4.4%
38% below the median place
All 16 cost and housing measures
MeasureConcordAmong 6,645 placesVs median
Median gross rent1$1,21511% below
Rent to income116.4%20% below
Property tax rate11.1%21% above
Home price to income13.4x10% below
Prices vs US average2Metro figure95.16% below
Fair market rent, 2 bedrooms3County figure$1,34916% below
HUD area median income4County figure$113,5006% above
Property tax paid (median)1$3,3332% above
Median home value1$303,6005% below
Home prices, 1-year change5County figure3.8%18% above
Home prices, 5-year change5County figure43.6%15% below
Homeownership186.0%30% above
Renters paying 30%+141.3%18% below
Owner costs with a mortgage1$1,7138% below
Vacant homes14.4%38% below
Median year built119681% below
03

Work and pay

Poverty rate is 3.9%, 64% below the median place.

Poverty rate1
3.9%
64% below the median place
Unemployment1
2.9%
40% below the median place
Income per person1
$46,846
17% above the median place

More on work and pay, against the typical place

Works from home15.0% +21%
Median household income$89,038 +11%
Mean commute24 min −3%
All 10 work and pay measures
MeasureConcordAmong 6,645 placesVs median
Median household income1$89,03811% above
Income per person1$46,84617% above
Unemployment12.9%40% below
Average annual pay6County figure$78,74119% above
Pay growth, 1 year6County figure3.7%0% above
Jobs6County figure589,803291% above
Poverty rate13.9%64% below
Mean commute124 min3% below
Works from home115.0%21% above
Commutes by transit1County figure1.4%64% above
04

Who lives here

3.9% of residents live below the poverty line, fewer than in 90% of the 2,223 places of 10,000 to 25,000 people we track.

No health insurance1
3.1%
52% below the median place
High school or higher1
96.5%
4% above the median place
Median age1
43.5
12% above the median place

More about who lives here, against the typical place

Homes with broadband95.0% +3%
Bachelor's or higher42.0% +31%
Born abroad6.5% −26%
Household size2.5 −1%
All 8 people measures
MeasureConcordAmong 6,645 placesVs median
Population118,3682503rd largest
Median age143.512% above
Bachelor's or higher142.0%31% above
High school or higher196.5%4% above
Household size12.51% below
Born abroad16.5%26% below
No health insurance13.1%52% below
Homes with broadband195.0%3% above
05

Life in Concord

OpenStreetMap shows 2.2 parks per 10,000 residents, fewer than in 90% of the 2,301 places of 10,000 to 25,000 people we track.

666 sites are on the National Register of Historic Places, 17 of them National Historic Landmarks. Its history on Wikipedia

Out the door, against the typical place

Parks per 10k residents2.2 −79%
Playgrounds per 10k6.0 −36%
Grocery stores per 10k3.3 +54%
Restaurants, cafes and bars per 10k14.2 +27%
Libraries per 10k1.1 +25%
Named paths and bike trails2 km −15%
Bus and rail stops per sq mi1.8 8.7×

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Ulysses S. Grant National Historic Site 3 miles
  • Gateway Arch National Park 12 miles
  • Ste. Geneviève National Historical Park 41 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars21.1 +1%
Shops32.3 +7%
Arts, recreation and fitness5.0 +22%
Doctors' offices and clinics32.4 +60%
Child care centers2.5 +9%

Counts businesses with paid staff, so small owner-run shops are not included.

Nearest National Park Service site10
2.7
91% below the median place
Public schools12
271
above the median place (median 9)
Public school students12
134,524
above the median place (median 4,897)
All 18 schools and local life measures
MeasureConcordAmong 6,645 placesVs median
Public schools12County figure271above (median 9)
Public school students12County figure134,524above (median 4,897)
Students per teacher12County figure12.221% below
Restaurants and bars per 10k8County figure21.11% above
Shops per 10k8County figure32.37% above
Arts, recreation and fitness per 10k8County figure5.022% above
Doctors' offices and clinics per 10k8County figure32.460% above
Child care centers per 10k8County figure2.59% above
Parks per 10k92.279% below
Playgrounds per 10k96.036% below
Grocery stores per 10k93.354% above
Restaurants, cafes and bars per 10k914.227% above
Libraries per 10k91.125% above
Named paths and bike trails91.715% below
Transit stops per sq mi91.8above (median 0.2)
Nearest National Park Service site102.791% below
National Park Service sites within 60 miles10350% above
National Register listings11County figure666above (median 13)
06

Safety, weather and risk

Heat wave risk is 99.9, 11% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Concord. Larger places are fetched first.

Heat wave risk14
99.9
11% above the median place
Good air days15
31.2%
54% below the median place
Median air quality index15
56
30% above the median place
All 11 weather and risk measures
MeasureConcordAmong 6,645 placesVs median
July average high13County figure88°F2% above
January average low13County figure23°F9% below
Average temperature13County figure56°F2% above
Annual precipitation13County figure42.3 in3% below
Natural hazard risk14County figure99.37% above
Hurricane risk14County figure45.136% below
Tornado risk14County figure98.120% above
Wildfire risk14County figure61.71% above
Heat wave risk14County figure99.911% above
Median air quality index15Metro figure5630% above
Good air days15Metro figure31.2%54% below
08

Concord in 2030: where the trends point

If recent trends hold, the median rent will take about 16% of the median income in 2030, about the same as 16% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Concord does better than 71% of places. Its projected home value growth beats 46%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,215/mo (2024)$1,540/mo$1,260 to $1,870/mo+4.0%
Median household income$89,038 (2024)$112,000$94,500 to $132,500+3.9%
Median home value$303,600 (2024)$434,000$315,000 to $598,000+6.1%

The median home would be worth 3.9 years of the median income in 2030, against 3.4 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Concord

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Harrison, TN$1,216$89,395Compare
Green, OH$1,228$95,047Compare
Dent, OH$1,108$86,636Compare
Mount Pleasant, WI$1,127$91,616Compare
Mount Pleasant, WIDent, OHGreen, OHHarrison, TNConcord, MOConcordHarrisonGreenDentMount PleasantConcordHarrisonGreenDentMount Pleasant

Places built like Concord

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Concord performs against places like it.

PlaceRent to incomeIncome growthPop. change
Concord, MO16.4%3.3%/yrn/a
Affton, MO15.3%5.5%/yrn/aCompare
Oakville, MO12.3%4.3%/yrn/aCompare
Crestwood, MO11.3%4.8%/yr-1.6%Compare
Sappington, MO19.2%5.0%/yrn/aCompare
Stillwater, MN18.4%3.0%/yr-0.1%Compare
Point Pleasant, NJ20.0%3.3%/yr4.0%Compare

Common questions

Is Concord a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 89 out of 100, better than 89% of the places we rate and 28th of 140 in Missouri. The median rent takes 16.4% of the median household's income, a smaller share than in 82% of the 2,301 places of 10,000 to 25,000 people we track. On cost, space and class size it scores 93 out of 100 for families. See how it ranks with your own weights.

Is Concord expensive to live in?

The median rent takes 16.4% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $303,600.

What salary do you need to live in Concord?

To rent the median home without spending more than 30% of income on rent, a household needs about $48,600 a year. Work it out from your current city.

What places are similar to Concord?

On income, rent, home value, education and age, the closest matches are Harrison, TN, Green, OH, Dent, OH and Mount Pleasant, WI.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Common Core of Data · National Center for Education Statistics · 2024 release
  13. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  14. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  15. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Concord with places of a similar size, using only figures measured for Concord itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/concord-missouri

Citytistics. “Concord, Missouri.” Data as of 2026-11-14. https://www.citytistics.com/city/concord-missouri/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.