CitytisticsShortlist

Cost of living, pay and housing

39.04° N · 84.34° W · GEOID 3916521

Coldstream

Hamilton County, Ohio · part of the Cincinnati, OH metro

Limited data population under 5,000, core figures borrowed from county or metro: median_gross_rent

OhioColdstream, OHColdstreamColdstream

The short answer

Coldstream is home to 1,540 people. Median household income is $231,538 a year and median rent is $1,075 a month, 5.6% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $849,600, about 3.7x annual median household income.

Median gross rent
$1,075
21% below the median place
Median household income
$231,538
188% above the median place
Median home value
$849,600
166% above the median place
Unemployment
5.0%
3% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Coldstream

  • The median rent takes only 5.6% of the median household's income, a smaller share than in 99% of the 2,480 places under 10,000 people we track. It is the lowest of 290 Ohio places.
  • 100% of homes are owner-occupied, more than in 99% of places its size. It is the highest of 290 Ohio places.
  • 87% of adults hold a bachelor's degree or higher, a larger share than in 99% of places its size. It is the highest of 290 Ohio places.
  • The median household earns $231,538 a year, more than in 98% of places its size. It is the 3rd-highest of 290 Ohio places.
  • The median home is valued at $849,600, more than in 94% of places its size. It is the 2nd-highest of 290 Ohio places.

Rent is light relative to pay, but the county has a FEMA natural hazard risk score of 96 out of 100. Budget for insurance before counting the savings.

01

Moving to Coldstream

Hamilton County loses about 7.2 residents per 1,000 a year to moves between counties.

Moved in27,769
Moved out32,512
Net−4,743

Where people come from and where they go, top counties

Butler County, OH4,5355,632−1,097
Clermont County, OH2,4983,769−1,271
Warren County, OH1,9152,554−639
Kenton County, KY1,3611,554−193
Boone County, KY530804−274

Within Ohio, other states or abroad

Arrivals
Leavers
Within OhioOther statesAbroad

Income per tax return

Arrivals$66K
Leavers$78K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Hamilton County; flows under 20 returns are not published.

Who moves here
0.0% of residents arrived from another county in the past year, 0.0% from another state.
Who arrives and who leaves
Households moving into Hamilton County report $66,000 a year in income on average; those leaving, $77,900, so leavers earn more than newcomers.
Income you would need
$43,000 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,075 a month; owners with a mortgage pay $4,001 a month including taxes and insurance, on a median home of $849,600.
Getting to work
21 minutes each way on average; 22.0% work from home.
If it is close but not quite
Mountain Brook, AL matches it on character. Compare the two
Moved here in the past year1
0.0%
below the median place (median 5.7%)
Moved from another state1
0.0%
below the median place (median 2.0%)
Net movers per 1,000 people7
-7.2
below the median place (median -0.6)
All 5 moving measures
MeasureColdstreamAmong 6,645 placesVs median
Moved here in the past year10.0%below (median 5.7%)
Moved from another state10.0%below (median 2.0%)
Net movers per 1,000 people7County figure-7.2below (median -0.6)
Income of households moving in7County figure$65,9717% below
Income of households moving out7County figure$77,88111% above
02

What it costs to live here

Rent to income is 5.6%, 73% below the median place.

Coldstream5.6%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$43,000
a year, at the 30% line
Rent to income
5.6%
73% below the median place
Home price to income
3.7x
3% below the median place

Could you afford it?

The median rent would take
6%
comfortably under the 30% line
Left after rent, in US prices
$226,000
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Coldstream, $1,075 a month, and local prices for everything else (97.0 against a US average of 100). It runs in your browser and stores nothing.

Moving from somewhere else? Work out the salary you would need in Coldstream.

Sponsored · exampleMoving to Coldstream? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Homeownership1
100.0%
51% above the median place
Owner costs with a mortgage1
$4,001
114% above the median place
Median home value1
$849,600
166% above the median place
All 15 cost and housing measures
MeasureColdstreamAmong 6,645 placesVs median
Median gross rent1County figure$1,07521% below
Rent to income15.6%73% below
Home price to income13.7x3% below
Prices vs US average2Metro figure95.45% below
Fair market rent, 2 bedrooms3County figure$1,44211% below
HUD area median income4County figure$109,9002% above
Property tax paid (median)1$10,001206% above
Median home value1$849,600166% above
Home prices, 1-year change5County figure4.0%24% above
Home prices, 5-year change5County figure54.4%6% above
Homeownership1100.0%51% above
Renters paying 30%+1County figure48.7%4% below
Owner costs with a mortgage1$4,001114% above
Vacant homes1County figure7.0%1% below
Median year built119830% above
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Median household income1
$231,538
188% above the median place
Income per person1
$113,472
183% above the median place
All 10 work and pay measures
MeasureColdstreamAmong 6,645 placesVs median
Median household income1$231,538188% above
Income per person1$113,472183% above
Unemployment1County figure5.0%3% above
Average annual pay6County figure$78,93120% above
Pay growth, 1 year6County figure2.6%30% below
Jobs6County figure514,266241% above
Poverty rate1County figure15.0%39% above
Mean commute121 min16% below
Works from home122.0%77% above
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

Bachelor's or higher is 87.4%, 173% above the median place.

Bachelor's or higher1
87.4%
173% above the median place
High school or higher1
99.0%
7% above the median place
Household size1
3.2
27% above the median place
All 8 people measures
MeasureColdstreamAmong 6,645 placesVs median
Population11,5406646th largest
Median age142.69% above
Bachelor's or higher187.4%173% above
High school or higher199.0%7% above
Household size13.227% above
Born abroad1County figure6.3%29% below
No health insurance1County figure5.8%9% below
Homes with broadband192.8%1% above
05

Life in Coldstream

410 sites are on the National Register of Historic Places, 17 of them National Historic Landmarks.

Out the door, against the typical place

Parks per 10k residents0.0 −100%
Playgrounds per 10k26.0 2.8×
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k0.0 −100%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars24.5 +18%
Shops30.3 +0%
Arts, recreation and fitness4.4 +7%
Doctors' offices and clinics19.4 −4%
Child care centers3.7 +61%

Counts businesses with paid staff, so small owner-run shops are not included.

Public schools11
202
above the median place (median 9)
Public school students11
109,365
above the median place (median 4,897)
Child care centers per 10k8
3.7
61% above the median place
All 16 schools and local life measures
MeasureColdstreamAmong 6,645 placesVs median
Public schools11County figure202above (median 9)
Public school students11County figure109,365above (median 4,897)
Students per teacher11County figure17.312% above
Restaurants and bars per 10k8County figure24.518% above
Shops per 10k8County figure30.30% above
Arts, recreation and fitness per 10k8County figure4.47% above
Doctors' offices and clinics per 10k8County figure19.44% below
Child care centers per 10k8County figure3.761% above
Parks per 10k90.0below (median 10.2)
Playgrounds per 10k926.0176% above
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k90.0below (median 11.2)
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails90.0below (median 2.0)
Transit stops per sq mi90.0below (median 0.2)
National Register listings10County figure410above (median 13)
06

Safety, weather and risk

Tornado risk is 99.4, 22% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Coldstream. Larger places are fetched first.

Tornado risk13
99.4
22% above the median place
Heat wave risk13
98.9
10% above the median place
Good air days14
34.2%
50% below the median place
All 11 weather and risk measures
MeasureColdstreamAmong 6,645 placesVs median
July average high12County figure86°F1% below
January average low12County figure23°F9% below
Average temperature12County figure54°F1% below
Annual precipitation12County figure44.4 in1% above
Natural hazard risk13County figure96.34% above
Hurricane risk13County figure38.246% below
Tornado risk13County figure99.422% above
Wildfire risk13County figure47.323% below
Heat wave risk13County figure98.910% above
Median air quality index14County figure5426% above
Good air days14County figure34.2%50% below
08

Coldstream in 2030: where the trends point

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median household income$231,538 (2024)$294,000$248,500 to $348,000+4.1%
Median home value$849,600 (2024)$1,207,000$876,000 to $1,663,000+6.0%

The median home would be worth 4.1 years of the median income in 2030, against 3.7 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Coldstream

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Mountain Brook, AL$1,456$201,479Compare
Medina, MN$1,429$230,859Compare
Lake Forest, IL$1,815$235,081Compare
Des Peres, MO$1,750$224,327Compare
Des Peres, MOLake Forest, ILMedina, MNMountain Brook, ALColdstream, OHColdstreamMountain BrookMedinaLake ForestDes PeresColdstreamMountain BrookMedinaLake ForestDes Peres

Common questions

Is Coldstream a good place to live?

It depends on what you need, so here is what the numbers say. The median rent takes only 5.6% of the median household's income, a smaller share than in 99% of the 2,480 places under 10,000 people we track. It is the lowest of 290 Ohio places. 100% of homes are owner-occupied, more than in 99% of places its size. It is the highest of 290 Ohio places. See how it ranks with your own weights.

Is Coldstream expensive to live in?

The median rent takes 5.6% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $849,600.

What salary do you need to live in Coldstream?

To rent the median home without spending more than 30% of income on rent, a household needs about $43,000 a year. Work it out from your current city.

What places are similar to Coldstream?

On income, rent, home value, education and age, the closest matches are Mountain Brook, AL, Medina, MN, Lake Forest, IL and Des Peres, MO.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Common Core of Data · National Center for Education Statistics · 2024 release
  12. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  13. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  14. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); home price to income (B25077, B19013).

What stands out compares Coldstream with places of a similar size, using only figures measured for Coldstream itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/coldstream-ohio

Citytistics. “Coldstream, Ohio.” Data as of 2026-11-14. https://www.citytistics.com/city/coldstream-ohio/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.