CitytisticsShortlist

Cost of living, pay and housing

39.69° N · 119.98° W · GEOID 3214090

Cold Springs

Washoe County, Nevada · part of the Reno, NV metro

NevadaCold Springs, NVCold SpringsCold Springs

The short answer

Cold Springs is home to 11,321 people. Median household income is $93,732 a year and median rent is $2,185 a month, 28.0% of income (a ratio of two medians, not any one household's burden). Rent pressure is moderate. The median home is valued at $433,300, about 4.6x annual median household income.

Cold Springs stands out on value for money. Rent run 38% above what its fundamentals predict in the same metro area. Also notable: Housing became less affordable between 2019 and 2024: rent went from 24.2% to 28% of income.

4OF 100

CTXCitytistics Index

Weak

Cold Springs scores better than 4% of the 6,612 places we rate, and ranks 30th of 34 in Nevada.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%20
Economy 20%55
Safety 20%n/a
Amenities 15%7
Education 10%16
Commute 10%18
Growth 5%n/a

Not rated: safety, growth, for want of data (the city police department does not report a full year to the FBI). The other weights are spread over the categories rated.

Median gross rent
$2,185
60% above the median place
Median household income
$93,732
17% above the median place
Median home value
$433,300
36% above the median place
Unemployment
5.1%
5% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Cold Springs

  • HousingHomeowners pay a median of about 0.3% of home value a year in property tax, less than in 97% of the 2,101 places of 10,000 to 25,000 people we track. It is the 3rd-lowest of 33 Nevada places we track.
  • Affordability32% of renter households spend 30% or more of income on rent, a lower share than in 95% of the 2,222 places of 10,000 to 25,000 people we track. It is the lowest of 34 Nevada places we track.
01

Moving to Cold Springs

Washoe County gains about 2.0 residents per 1,000 a year to moves between counties.

Moved in20,107
Moved out19,304
Net+803

Where people come from and where they go, top counties

Within Nevada, other states or abroad

Arrivals
Leavers
Within NevadaOther statesAbroad

Income per tax return

Arrivals$104K
Leavers$93K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Washoe County; flows under 20 returns are not published.

Who moves here
3.2% of residents arrived from another county in the past year, 2.6% from another state.
Who arrives and who leaves
Households moving into Washoe County report $104,300 a year in income on average; those leaving, $92,700, so newcomers earn more than leavers.
Income you would need
$87,400 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $2,185 a month; owners with a mortgage pay $1,718 a month including taxes and insurance, on a median home of $433,300.
Getting to work
31 minutes each way on average; 10.0% work from home; 1.9% take transit.
If it is close but not quite
Channahon, IL matches it on character for less of your income. Compare the two
Moved here in the past year1
3.2%
45% below the median place
Moved from another state1
2.6%
32% above the median place
Income of households moving in7
$104,289
48% above the median place
All 5 moving measures
MeasureCold SpringsAmong 6,645 placesVs median
Moved here in the past year13.2%45% below
Moved from another state12.6%32% above
Net movers per 1,000 people7County figure2.0above (median -0.6)
Income of households moving in7County figure$104,28948% above
Income of households moving out7County figure$92,74532% above
02

What it costs to live here

Owning with a mortgage costs about $467 a month less than the median rent, a rarer pattern than in 99% of the 2,298 places of 10,000 to 25,000 people we track. It is the lowest of 33 Nevada places we track.

Cold Springs28.0%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$87,400
a year, at the 30% line
Rent to income
28.0%
37% above the median place
Home price to income
4.6x
22% above the median place

Could you afford it?

The median rent would take
28%
just under the 30% line
Left after rent, in US prices
$70,300
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Cold Springs, $2,185 a month, and local prices for everything else (96.4 against a US average of 100). It runs in your browser and stores nothing.

Like Cold Springs, but easier on the budget

Places that match Cold Springs on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Channahon, IL9617.2% vs 28.0%$27,200Compare
Spring Creek, NV9415.8% vs 28.0%n/aCompare
Middleton, ID9315.5% vs 28.0%$7,600Compare
Minooka, IL9316.1% vs 28.0%$25,000Compare

Moving from somewhere else? Work out the salary you would need in Cold Springs.

Sponsored · exampleMoving to Cold Springs? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Property tax rate1
0.3%
63% below the median place
Homeownership1
91.8%
38% above the median place
Renters paying 30%+1
31.9%
37% below the median place
All 16 cost and housing measures
MeasureCold SpringsAmong 6,645 placesVs median
Median gross rent1$2,18560% above
Rent to income128.0%37% above
Property tax rate10.3%63% below
Home price to income14.6x22% above
Prices vs US average2Metro figure101.00% above
Fair market rent, 2 bedrooms3County figure$1,83714% above
HUD area median income4County figure$116,8009% above
Property tax paid (median)1$1,46755% below
Median home value1$433,30036% above
Home prices, 1-year change5County figure2.4%24% below
Home prices, 5-year change5County figure45.4%12% below
Homeownership191.8%38% above
Renters paying 30%+131.9%37% below
Owner costs with a mortgage1$1,7188% below
Vacant homes1County figure8.7%23% above
Median year built120041% above
03

Work and pay

Poverty rate is 3.9%, 64% below the median place.

Poverty rate1
3.9%
64% below the median place
Mean commute1
31 min
25% above the median place
Works from home1
10.0%
20% below the median place
All 10 work and pay measures
MeasureCold SpringsAmong 6,645 placesVs median
Median household income1$93,73217% above
Income per person1$35,63211% below
Unemployment1County figure5.1%5% above
Average annual pay6County figure$73,20111% above
Pay growth, 1 year6County figure5.4%46% above
Jobs6County figure243,15461% above
Poverty rate13.9%64% below
Mean commute131 min25% above
Works from home110.0%20% below
Commutes by transit1County figure1.9%122% above
04

Who lives here

Household size is 3.1, 25% above the median place.

Household size1
3.1
25% above the median place
Bachelor's or higher1
18.2%
43% below the median place
Homes with broadband1
94.7%
3% above the median place

More about who lives here, against the typical place

Median age36.7 −6%
No health insurance8.4% +31%
Born abroad6.5% −27%
High school or higher93.5% +1%
All 8 people measures
MeasureCold SpringsAmong 6,645 placesVs median
Population111,3213739th largest
Median age136.76% below
Bachelor's or higher118.2%43% below
High school or higher193.5%1% above
Household size13.125% above
Born abroad16.5%27% below
No health insurance18.4%31% above
Homes with broadband194.7%3% above
05

Life in Cold Springs

OpenStreetMap shows 0 grocery stores per 10,000 residents, fewer than in 93% of the 2,301 places of 10,000 to 25,000 people we track. It is the lowest of 34 Nevada places we track.

85 sites are on the National Register of Historic Places, one of them a National Historic Landmark.

Out the door, against the typical place

Parks per 10k residents8.0 −22%
Playgrounds per 10k21.2 2.3×
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k0.0 −100%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Lassen Volcanic National Park 95 miles
  • Yosemite Wilderness 120 miles
  • Yosemite National Park 137 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars23.3 +12%
Shops30.2 −0%
Arts, recreation and fitness6.5 +59%
Doctors' offices and clinics23.9 +18%
Child care centers1.7 −26%

Counts businesses with paid staff, so small owner-run shops are not included.

Nearest National Park Service site10
94.7
207% above the median place
Students per teacher12
20.5
33% above the median place
Public schools12
121
above the median place (median 9)
All 18 schools and local life measures
MeasureCold SpringsAmong 6,645 placesVs median
Public schools12County figure121above (median 9)
Public school students12County figure67,609above (median 4,897)
Students per teacher12County figure20.533% above
Restaurants and bars per 10k8County figure23.312% above
Shops per 10k8County figure30.20% below
Arts, recreation and fitness per 10k8County figure6.559% above
Doctors' offices and clinics per 10k8County figure23.918% above
Child care centers per 10k8County figure1.726% below
Parks per 10k98.022% below
Playgrounds per 10k921.2125% above
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k90.0below (median 11.2)
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails90.0below (median 2.0)
Transit stops per sq mi90.0below (median 0.2)
Nearest National Park Service site1094.7207% above
National Park Service sites within 60 miles100below (median 2)
National Register listings11County figure85above (median 13)
06

Safety, weather and risk

Annual precipitation is 12.5 in, 71% below the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Cold Springs. Larger places are fetched first.

Annual precipitation13
12.5 in
71% below the median place
Tornado risk14
14.3
82% below the median place
Wildfire risk14
99.0
62% above the median place
All 10 weather and risk measures
MeasureCold SpringsAmong 6,645 placesVs median
July average high13County figure88°F1% above
January average low13County figure23°F8% below
Average temperature13County figure49°F10% below
Annual precipitation13County figure12.5 in71% below
Natural hazard risk14County figure96.75% above
Tornado risk14County figure14.382% below
Wildfire risk14County figure99.062% above
Heat wave risk14County figure58.435% below
Median air quality index15County figure5016% above
Good air days15County figure50.1%27% below
08

Cold Springs in 2030: where the trends point

If recent trends hold, the median rent will take about 29% of the median income in 2030, up from 28% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Cold Springs does better than 18% of places. Its projected home value growth beats 81%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$2,185/mo (2024)$2,850/mo$2,330 to $3,470/mo+4.5%
Median household income$93,732 (2024)$119,000$100,500 to $140,500+4.0%
Median home value$433,300 (2024)$637,000$463,000 to $878,000+6.6%

The median home would be worth 5.4 years of the median income in 2030, against 4.6 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Cold Springs

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Flanders, NY$2,311$88,393Compare
Salida, CA$2,081$94,935Compare
Antelope, CA$2,189$99,067Compare
Elk Plain, WA$2,172$107,313Compare
Elk Plain, WAAntelope, CASalida, CAFlanders, NYCold Springs, NVCold SpringsFlandersSalidaElk PlainCold SpringsFlandersSalidaElk Plain

Places built like Cold Springs

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Cold Springs performs against places like it.

PlaceRent to incomeIncome growthPop. change
Cold Springs, NV28.0%5.4%/yrn/a
Valencia West, AZ22.2%9.5%/yrn/aCompare
Lochbuie, CO30.0%6.4%/yr8.3%Compare
Middleton, ID15.5%11.1%/yr33.3%Compare
Spring Creek, NV15.8%1.0%/yrn/aCompare
West Point, UT17.7%5.4%/yr18.6%Compare
Plain City, UT19.8%12.2%/yr17.2%Compare

Common questions

Is Cold Springs a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 4 out of 100, better than 4% of the places we rate and 30th of 34 in Nevada. Homeowners pay a median of about 0.3% of home value a year in property tax, less than in 97% of the 2,101 places of 10,000 to 25,000 people we track. It is the 3rd-lowest of 33 Nevada places we track. 32% of renter households spend 30% or more of income on rent, a lower share than in 95% of the 2,222 places of 10,000 to 25,000 people we track. It is the lowest of 34 Nevada places we track. On cost, space and class size it scores 78 out of 100 for families. See how it ranks with your own weights.

Is Cold Springs expensive to live in?

The median rent takes 28.0% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $433,300.

What salary do you need to live in Cold Springs?

To rent the median home without spending more than 30% of income on rent, a household needs about $87,400 a year. Work it out from your current city.

What places are similar to Cold Springs?

On income, rent, home value, education and age, the closest matches are Flanders, NY, Salida, CA, Antelope, CA and Elk Plain, WA.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Common Core of Data · National Center for Education Statistics · 2024 release
  13. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  14. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  15. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Cold Springs with places of a similar size, using only figures measured for Cold Springs itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/cold-springs-nevada

Citytistics. “Cold Springs, Nevada.” Data as of 2026-11-14. https://www.citytistics.com/city/cold-springs-nevada/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.