CitytisticsShortlist

Cost of living, pay and housing

42.33° N · 71.35° W · GEOID 2514570

Cochituate

Middlesex County, Massachusetts · part of the Boston, MA metro

MassachusettsCochituate, MACochituateCochituate

The short answer

Cochituate is home to 6,471 people. Median household income is $192,361 a year and median rent is $1,582 a month, 9.9% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $906,300, about 4.7x annual median household income.

The story in Cochituate is how fast things are changing. Rent rose 15.1% a year while household income rose 3.4% between the 2019 and 2024 surveys, rent outran pay by more than in 98% of places its size. It is the 3rd-highest of 118 Massachusetts places we track. Also notable: Rent run 35% below what its fundamentals predict in the same metro area.

95OF 100

CTXCitytistics Index

Exceptional

Cochituate scores better than 95% of the 6,612 places we rate, and ranks 7th of 121 in Massachusetts.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%64
Economy 20%96
Safety 20%n/a
Amenities 15%52
Education 10%98
Commute 10%32
Growth 5%n/a

Not rated: safety, growth, for want of data (the city police department does not report a full year to the FBI). The other weights are spread over the categories rated.

Median gross rent
$1,582
16% above the median place
Median household income
$192,361
140% above the median place
Median home value
$906,300
184% above the median place
Unemployment
2.4%
51% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Cochituate

  • HousingOwning with a mortgage costs about $2,394 a month more than the median rent, a wider gap than in 99% of the 2,469 places under 10,000 people we track. It is the 2nd-highest of 122 Massachusetts places we track.
  • AffordabilityThe median rent takes 9.9% of the median household's income, a smaller share than in 98% of the 2,480 places under 10,000 people we track. It is the 3rd-lowest of 122 Massachusetts places we track.
  • Value for moneyRent is light relative to pay, but the county has a FEMA natural hazard risk score of 97 out of 100. Budget for insurance before counting the savings.
01

Moving to Cochituate

Middlesex County loses about 8.3 residents per 1,000 a year to moves between counties.

Moved in66,041
Moved out77,106
Net−11,065

Where people come from and where they go, top counties

Suffolk County, MA13,2429,405+3,837
Essex County, MA6,2527,552−1,300
Worcester County, MA4,3567,627−3,271
Norfolk County, MA5,0105,643−633
Hillsborough County, NH1,6663,235−1,569
Rockingham County, NH8271,689−862
Plymouth County, MA8941,337−443
New York County, NY7951,292−497

Within Massachusetts, other states or abroad

Arrivals
Leavers
Within MassachusettsOther statesAbroad

Income per tax return

Arrivals$107K
Leavers$126K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Middlesex County; flows under 20 returns are not published.

Who moves here
2.5% of residents arrived from another county in the past year, 2.6% from another state.
Who arrives and who leaves
Households moving into Middlesex County report $106,700 a year in income on average; those leaving, $125,900, so leavers earn more than newcomers.
Income you would need
$63,300 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,582 a month; owners with a mortgage pay $3,976 a month including taxes and insurance, on a median home of $906,300.
Getting to work
28 minutes each way on average; 36.9% work from home; 7.2% take transit.
If it is close but not quite
Hastings-on-Hudson, NY matches it on character. Compare the two
Moved here in the past year1
2.5%
56% below the median place
Income of households moving out6
$125,858
79% above the median place
Income of households moving in6
$106,686
51% above the median place
All 5 moving measures
MeasureCochituateAmong 6,645 placesVs median
Moved here in the past year12.5%56% below
Moved from another state1County figure2.6%34% above
Net movers per 1,000 people6County figure-8.3below (median -0.6)
Income of households moving in6County figure$106,68651% above
Income of households moving out6County figure$125,85879% above
02

What it costs to live here

After the median rent, with other prices set to the US average, the median household keeps about $173,300 a year, more than in 96% of the 1,875 places under 10,000 people we track.

Cochituate9.9%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$63,280
a year, at the 30% line
Rent to income
9.9%
51% below the median place
Home price to income
4.7x
24% above the median place

Could you afford it?

The median rent would take
10%
comfortably under the 30% line
Left after rent, in US prices
$172,900
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Cochituate, $1,582 a month, and local prices for everything else (100.0 against a US average of 100). It runs in your browser and stores nothing.

Moving from somewhere else? Work out the salary you would need in Cochituate.

Sponsored · exampleMoving to Cochituate? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Owner costs with a mortgage1
$3,976
112% above the median place
Median home value1
$906,300
184% above the median place
Renters paying 30%+1
34.2%
32% below the median place
All 14 cost and housing measures
MeasureCochituateAmong 6,645 placesVs median
Median gross rent1$1,58216% above
Rent to income19.9%51% below
Home price to income14.7x24% above
Prices vs US average2Metro figure108.37% above
Fair market rent, 2 bedrooms3County figure$3,00886% above
Property tax paid (median)1$10,001206% above
Median home value1$906,300184% above
Home prices, 1-year change4County figure3.6%12% above
Home prices, 5-year change4County figure45.5%12% below
Homeownership185.6%29% above
Renters paying 30%+134.2%32% below
Owner costs with a mortgage1$3,976112% above
Vacant homes1County figure4.5%36% below
Median year built119571% below
03

Work and pay

Works from home is 36.9%, 196% above the median place.

Works from home1
36.9%
196% above the median place
Median household income1
$192,361
140% above the median place
Income per person1
$93,984
135% above the median place

More on work and pay, against the typical place

Unemployment2.4% −51%
Poverty rate4.6% −58%
Mean commute28 min +12%
All 10 work and pay measures
MeasureCochituateAmong 6,645 placesVs median
Median household income1$192,361140% above
Income per person1$93,984135% above
Unemployment12.4%51% below
Average annual pay5County figure$118,47980% above
Pay growth, 1 year5County figure4.2%14% above
Jobs5County figure903,942above (median 150,665)
Poverty rate14.6%58% below
Mean commute128 min12% above
Works from home136.9%196% above
Commutes by transit1County figure7.2%above (median 0.8%)
04

Who lives here

Bachelor's or higher is 77.0%, 140% above the median place.

Bachelor's or higher1
77.0%
140% above the median place
Median age1
45.8
17% above the median place
Homes with broadband1
96.7%
5% above the median place

More about who lives here, against the typical place

Born abroad20.8% 2.4×
High school or higher95.4% +3%
Household size2.6 +6%
All 8 people measures
MeasureCochituateAmong 6,645 placesVs median
Population16,4715673rd largest
Median age145.817% above
Bachelor's or higher177.0%140% above
High school or higher195.4%3% above
Household size12.66% above
Born abroad120.8%136% above
No health insurance1County figure2.4%63% below
Homes with broadband196.7%5% above
05

Life in Cochituate

The nearest National Park Service site is Minute Man National Historical Park, about 9 miles away.

1,349 sites are on the National Register of Historic Places, 43 of them National Historic Landmarks. Its history on Wikipedia

Out the door, against the typical place

Parks per 10k residents7.7 −24%
Playgrounds per 10k9.3 −1%
Grocery stores per 10k3.1 +46%
Restaurants, cafes and bars per 10k12.4 +11%
Libraries per 10k0.0 −100%
Named paths and bike trails14 km 7.0×
Bus and rail stops per sq mi0.3 +24%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Minute Man National Historical Park 9 miles
  • Frederick Law Olmsted National Historic Site 12 miles
  • John Fitzgerald Kennedy National Historic Site 12 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars23.5 +13%
Shops28.4 −6%
Arts, recreation and fitness5.3 +29%
Doctors' offices and clinics20.4 +1%
Child care centers3.8 +65%

Counts businesses with paid staff, so small owner-run shops are not included.

Nearest National Park Service site9
9.1
70% below the median place
Public schools11
382
above the median place (median 9)
Public school students11
215,845
above the median place (median 4,897)
All 18 schools and local life measures
MeasureCochituateAmong 6,645 placesVs median
Public schools11County figure382above (median 9)
Public school students11County figure215,845above (median 4,897)
Students per teacher11County figure11.823% below
Restaurants and bars per 10k7County figure23.513% above
Shops per 10k7County figure28.46% below
Arts, recreation and fitness per 10k7County figure5.329% above
Doctors' offices and clinics per 10k7County figure20.41% above
Child care centers per 10k7County figure3.865% above
Parks per 10k87.724% below
Playgrounds per 10k89.31% below
Grocery stores per 10k83.146% above
Restaurants, cafes and bars per 10k812.411% above
Libraries per 10k80.0below (median 0.9)
Named paths and bike trails813.9above (median 2.0)
Transit stops per sq mi80.324% above
Nearest National Park Service site99.170% below
National Park Service sites within 60 miles915above (median 2)
National Register listings10County figure1,349above (median 13)
06

Safety, weather and risk

Hurricane risk is 95.5, 35% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Cochituate. Larger places are fetched first.

Hurricane risk13
95.5
35% above the median place
January average low12
17°F
33% below the median place
Median air quality index14
38
12% below the median place
All 11 weather and risk measures
MeasureCochituateAmong 6,645 placesVs median
July average high12County figure84°F4% below
January average low12County figure17°F33% below
Average temperature12County figure49°F10% below
Annual precipitation12County figure47.4 in8% above
Natural hazard risk13County figure97.05% above
Hurricane risk13County figure95.535% above
Tornado risk13County figure90.111% above
Wildfire risk13County figure72.819% above
Heat wave risk13County figure95.76% above
Median air quality index14County figure3812% below
Good air days14County figure81.9%20% above
08

Cochituate in 2030: where the trends point

If recent trends hold, the median rent will take about 11% of the median income in 2030, up from 10% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Cochituate does better than 64% of places. Its projected home value growth beats 33%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,582/mo (2024)$2,130/mo$1,750 to $2,600/mo+5.1%
Median household income$192,361 (2024)$241,500$204,000 to $286,000+3.9%
Median home value$906,300 (2024)$1,285,000$933,000 to $1,771,000+6.0%

The median home would be worth 5.3 years of the median income in 2030, against 4.7 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Cochituate

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Hastings-on-Hudson, NY$1,877$193,621Compare
Marblehead, MA$1,764$182,132Compare
Orono, MN$1,818$173,527Compare
Milton, MA$1,474$188,529Compare
Milton, MAOrono, MNMarblehead, MAHastings-on-Hudson, NYCochituate, MACochituateHastings-on-HudsonOronoMiltonCochituateHastings-on-HudsonOronoMilton

Places built like Cochituate

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Cochituate performs against places like it.

PlaceRent to incomeIncome growthPop. change
Cochituate, MA9.9%3.4%/yrn/a
Staples, CT14.5%2.8%/yrn/aCompare
Old Greenwich, CT16.8%2.3%/yrn/aCompare
Irvington, NY18.0%4.4%/yr-1.8%Compare
Medfield, MA11.0%11.5%/yrn/aCompare
Allendale, NJ19.4%-1.3%/yr4.0%Compare
Sharon, MA16.8%5.0%/yrn/aCompare

Common questions

Is Cochituate a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 95 out of 100, better than 95% of the places we rate and 7th of 121 in Massachusetts. Owning with a mortgage costs about $2,394 a month more than the median rent, a wider gap than in 99% of the 2,469 places under 10,000 people we track. It is the 2nd-highest of 122 Massachusetts places we track. The median rent takes 9.9% of the median household's income, a smaller share than in 98% of the 2,480 places under 10,000 people we track. It is the 3rd-lowest of 122 Massachusetts places we track. On cost, space and class size it scores 92 out of 100 for families. See how it ranks with your own weights.

Is Cochituate expensive to live in?

The median rent takes 9.9% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $906,300.

What salary do you need to live in Cochituate?

To rent the median home without spending more than 30% of income on rent, a household needs about $63,280 a year. Work it out from your current city.

What places are similar to Cochituate?

On income, rent, home value, education and age, the closest matches are Hastings-on-Hudson, NY, Marblehead, MA, Orono, MN and Milton, MA.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  5. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  6. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  7. County Business Patterns · US Census Bureau · 2023 data
  8. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  9. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Common Core of Data · National Center for Education Statistics · 2024 release
  12. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  13. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  14. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); home price to income (B25077, B19013).

What stands out compares Cochituate with places of a similar size, using only figures measured for Cochituate itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/cochituate-massachusetts

Citytistics. “Cochituate, Massachusetts.” Data as of 2026-11-14. https://www.citytistics.com/city/cochituate-massachusetts/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.