CitytisticsShortlist

Cost of living, pay and housing

45.75° N · 111.31° W · GEOID 3014875

Churchill

Gallatin County, Montana · part of the Bozeman, MT metro

Limited data population under 5,000

MontanaChurchill, MTChurchillChurchill

The short answer

Churchill is home to 1,167 people. Median household income is $108,281 a year and median rent is $1,382 a month, 15.3% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $690,600, about 6.4x annual median household income.

Median gross rent
$1,382
1% above the median place
Median household income
$108,281
35% above the median place
Median home value
$690,600
116% above the median place
Unemployment
2.3%
53% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Churchill

  • Between the 2019 and 2024 surveys, household income rose 9.6% a year while rent rose 4.7%, so pay gained on rent more than in 87% of the 2,476 places under 10,000 people we track. It is the 2nd-lowest of 27 Montana places.
  • The median home is valued at $690,600, more than in 89% of places its size. It is the highest of 27 Montana places.
  • The median rent takes only 15.3% of the median household's income, a smaller share than in 81% of places its size. It is the 3rd-lowest of 27 Montana places.

Rent is light relative to pay, but the county has a FEMA natural hazard risk score of 81 out of 100. Budget for insurance before counting the savings.

01

Moving to Churchill

Gallatin County gains about 1.4 residents per 1,000 a year to moves between counties.

Moved in7,511
Moved out7,371
Net+140

Where people come from and where they go, top counties

Park County, MT236270−34
Broadwater County, MT218

Within Montana, other states or abroad

Arrivals
Leavers
Within MontanaOther statesAbroad

Income per tax return

Arrivals$80K
Leavers$74K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Gallatin County; flows under 20 returns are not published.

Who moves here
4.2% of residents arrived from another county in the past year, 6.3% from another state.
Who arrives and who leaves
Households moving into Gallatin County report $80,200 a year in income on average; those leaving, $74,000, so newcomers earn more than leavers.
Income you would need
$55,300 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,382 a month; owners with a mortgage pay $1,935 a month including taxes and insurance, on a median home of $690,600.
Getting to work
23 minutes each way on average; 11.7% work from home.
If it is close but not quite
Doney Park, AZ matches it on character. Compare the two
Moved here in the past year1
4.2%
27% below the median place
Moved from another state1
6.3%
217% above the median place
Income of households moving in7
$80,194
14% above the median place
All 5 moving measures
MeasureChurchillAmong 6,645 placesVs median
Moved here in the past year14.2%27% below
Moved from another state1County figure6.3%217% above
Net movers per 1,000 people7County figure1.4above (median -0.6)
Income of households moving in7County figure$80,19414% above
Income of households moving out7County figure$74,0315% above
02

What it costs to live here

Property tax rate is 0.5%, 47% below the median place.

Churchill15.3%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$55,280
a year, at the 30% line
Rent to income
15.3%
25% below the median place
Home price to income
6.4x
68% above the median place

Could you afford it?

The median rent would take
15%
comfortably under the 30% line
Left after rent, in US prices
$96,200
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Churchill, $1,382 a month, and local prices for everything else (95.0 against a US average of 100). It runs in your browser and stores nothing.

Moving from somewhere else? Work out the salary you would need in Churchill.

Sponsored · exampleMoving to Churchill? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Property tax rate1
0.5%
47% below the median place
Median home value1
$690,600
116% above the median place
Homeownership1
82.1%
24% above the median place
All 16 cost and housing measures
MeasureChurchillAmong 6,645 placesVs median
Median gross rent1$1,3821% above
Rent to income115.3%25% below
Property tax rate10.5%47% below
Home price to income16.4x68% above
Prices vs US average2Metro figure102.52% above
Fair market rent, 2 bedrooms3County figure$2,10931% above
HUD area median income4County figure$130,20021% above
Property tax paid (median)1$3,3202% above
Median home value1$690,600116% above
Home prices, 1-year change5County figure0.1%97% below
Home prices, 5-year change5County figure64.7%26% above
Homeownership182.1%24% above
Renters paying 30%+1County figure47.8%6% below
Owner costs with a mortgage1$1,9353% above
Vacant homes1County figure11.0%56% above
Median year built119881% above
03

Work and pay

Poverty rate is 6.3%, 41% below the median place.

Poverty rate1
6.3%
41% below the median place
Median household income1
$108,281
35% above the median place
Income per person1
$47,520
19% above the median place
All 10 work and pay measures
MeasureChurchillAmong 6,645 placesVs median
Median household income1$108,28135% above
Income per person1$47,52019% above
Unemployment1County figure2.3%53% below
Average annual pay6County figure$70,5197% above
Pay growth, 1 year6County figure6.5%76% above
Jobs6County figure74,27751% below
Poverty rate16.3%41% below
Mean commute123 min8% below
Works from home111.7%6% below
Commutes by transit1County figure0.5%38% below
04

Who lives here

High school or higher is 98.7%, 7% above the median place.

High school or higher1
98.7%
7% above the median place
No health insurance1
11.6%
81% above the median place
Median age1
43.2
11% above the median place

More about who lives here, against the typical place

Household size2.7 +8%
Homes with broadband90.7% −2%
Bachelor's or higher37.4% +17%
All 8 people measures
MeasureChurchillAmong 6,645 placesVs median
Population11,1676646th largest
Median age143.211% above
Bachelor's or higher137.4%17% above
High school or higher198.7%7% above
Household size12.78% above
Born abroad1County figure4.1%54% below
No health insurance111.6%81% above
Homes with broadband190.7%2% below
05

Life in Churchill

108 sites are on the National Register of Historic Places, one of them a National Historic Landmark.

Out the door, against the typical place

Parks per 10k residents0.0 −100%
Playgrounds per 10k0.0 −100%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k0.0 −100%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars33.3 +60%
Shops50.1 +65%
Arts, recreation and fitness16.5 4.0×
Doctors' offices and clinics32.6 +61%
Child care centers4.8 2.1×

Counts businesses with paid staff, so small owner-run shops are not included.

Restaurants and bars per 10k8
33.3
60% above the median place
Arts, recreation and fitness per 10k8
16.5
302% above the median place
Shops per 10k8
50.1
65% above the median place
All 16 schools and local life measures
MeasureChurchillAmong 6,645 placesVs median
Public schools11County figure47above (median 9)
Public school students11County figure14,138189% above
Students per teacher11County figure15.51% above
Restaurants and bars per 10k8County figure33.360% above
Shops per 10k8County figure50.165% above
Arts, recreation and fitness per 10k8County figure16.5302% above
Doctors' offices and clinics per 10k8County figure32.661% above
Child care centers per 10k8County figure4.8109% above
Parks per 10k90.0below (median 10.2)
Playgrounds per 10k90.0below (median 9.4)
Grocery stores per 10k90.0below (median 2.1)
Restaurants, cafes and bars per 10k90.0below (median 11.2)
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails90.0below (median 2.0)
Transit stops per sq mi90.0below (median 0.2)
National Register listings10County figure108above (median 13)
06

Safety, weather and risk

Median air quality index is 11, 74% below the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Churchill. Larger places are fetched first.

Median air quality index14
11
74% below the median place
Average temperature12
40°F
27% below the median place
Good air days14
98.1%
43% above the median place
All 10 weather and risk measures
MeasureChurchillAmong 6,645 placesVs median
July average high12County figure78°F10% below
January average low12County figure13°F50% below
Average temperature12County figure40°F27% below
Annual precipitation12County figure24.4 in44% below
Natural hazard risk13County figure81.012% below
Tornado risk13County figure16.780% below
Wildfire risk13County figure91.449% above
Heat wave risk13County figure28.868% below
Median air quality index14County figure1174% below
Good air days14County figure98.1%43% above
08

Churchill in 2030: where the trends point

If recent trends hold, the median rent will take about 15% of the median income in 2030, about the same as 15% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,382/mo (2024)$1,770/mo$1,460 to $2,160/mo+4.3%
Median household income$108,281 (2024)$140,000$118,500 to $166,000+4.4%
Median home value$690,600 (2024)$1,061,000$770,000 to $1,462,000+7.4%

The median home would be worth 7.6 years of the median income in 2030, against 6.4 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Churchill

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Doney Park, AZ$1,212$104,967Compare
Kaiminani, HI$1,202$110,560Compare
Hailey, ID$1,460$90,760Compare
Old Fig Garden, CA$1,428$105,781Compare
Old Fig Garden, CAHailey, IDKaiminani, HIDoney Park, AZChurchill, MTChurchillDoney ParkKaiminaniHaileyOld Fig GardenChurchillDoney ParkKaiminaniHaileyOld Fig Garden

Common questions

Is Churchill a good place to live?

It depends on what you need, so here is what the numbers say. Between the 2019 and 2024 surveys, household income rose 9.6% a year while rent rose 4.7%, so pay gained on rent more than in 87% of the 2,476 places under 10,000 people we track. It is the 2nd-lowest of 27 Montana places. The median home is valued at $690,600, more than in 89% of places its size. It is the highest of 27 Montana places. On cost, space and class size it scores 82 out of 100 for families. See how it ranks with your own weights.

Is Churchill expensive to live in?

The median rent takes 15.3% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $690,600.

What salary do you need to live in Churchill?

To rent the median home without spending more than 30% of income on rent, a household needs about $55,280 a year. Work it out from your current city.

What places are similar to Churchill?

On income, rent, home value, education and age, the closest matches are Doney Park, AZ, Kaiminani, HI, Hailey, ID and Old Fig Garden, CA.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Common Core of Data · National Center for Education Statistics · 2024 release
  12. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  13. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  14. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Churchill with places of a similar size, using only figures measured for Churchill itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/churchill-montana

Citytistics. “Churchill, Montana.” Data as of 2026-11-14. https://www.citytistics.com/city/churchill-montana/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.