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Cost of living, pay and housing

40.11° N · 85.59° W · GEOID 1812376

Chesterfield

Delaware County, Indiana · part of the Muncie, IN metro

Computed by Citytistics from 13 public sources · Data bundle checked 2026-11-14 · How we calculate

Limited data population under 5,000

IndianaChesterfield, INChesterfieldChesterfield

The short answer

Chesterfield is home to 2,489 people. Median household income is $58,824 a year and median rent is $964 a month, 19.7% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $113,100, about 1.9x annual median household income.

Median gross rent
$964
29% below the median place
Median household income
$58,824
27% below the median place
Median home value
$113,100
65% below the median place
Unemployment
11.8%
142% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Chesterfield

  • Unemployment averaged 11.8% over the survey period, higher than in 93% of the 1,242 places under 10,000 people we track. It is the 3rd-highest of 98 Indiana places.
  • The median home is worth 1.9 years of the median household's income, fewer than in 96% of places its size.
  • Owning with a mortgage costs only about $116 a month more than the median rent, a smaller gap than in 89% of places its size.
  • 13% of adults hold a bachelor's degree or higher, a smaller share than in 91% of places its size.
  • Half the homes were built before 1959, older housing than in 82% of places its size.
01

Moving to Chesterfield

Delaware County gains about 3.8 residents per 1,000 a year to moves between counties.

Moved in4,622
Moved out4,313
Net+309

Where people come from and where they go, top counties

Madison County, IN743607+136
Marion County, IN341422−81
Randolph County, IN274240+34
Henry County, IN287205+82
Hamilton County, IN217243−26
Grant County, IN143113+30
Blackford County, IN129113+16
Jay County, IN119123−4

Within Indiana, other states or abroad

Arrivals
Leavers
Within IndianaOther states

Income per tax return

Arrivals$43K
Leavers$50K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Delaware County; flows under 20 returns are not published.

Who moves here
9.8% of residents arrived from another county in the past year, 2.3% from another state.
Who arrives and who leaves
Households moving into Delaware County report $43,300 a year in income on average; those leaving, $50,000, so leavers earn more than newcomers.
Income you would need
$38,600 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $964 a month; owners with a mortgage pay $1,080 a month including taxes and insurance, on a median home of $113,100.
Getting to work
24 minutes each way on average; 16.3% work from home.
If it is close but not quite
Rushville, IN matches it on character. Compare the two
Moved here in the past year1
9.8%
71% above the median place
Income of households moving in8
$43,323
39% below the median place
Income of households moving out8
$49,974
29% below the median place
All 5 moving measures
MeasureChesterfieldAmong 6,645 placesVs median
Moved here in the past year19.8%71% above
Moved from another state1County figure2.3%14% above
Net movers per 1,000 people8County figure3.8above (median -0.6)
Income of households moving in8County figure$43,32339% below
Income of households moving out8County figure$49,97429% below
02

What it costs to live here

Home price to income is 1.9x, 49% below the median place.

Chesterfield19.7%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$38,560
a year, at the 30% line
Rent to income
19.7%
3% below the median place
Home price to income
1.9x
49% below the median place

Could you afford it?

The median rent would take
20%
comfortably under the 30% line
Left after rent, in US prices
$50,200
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Chesterfield, $964 a month, and local prices for everything else (94.4 against a US average of 100). It runs in your browser and stores nothing.

Like Chesterfield, but easier on the budget

Close matches on income, rent, home value, education and age, where rent takes a clearly smaller share of income.

PlaceRent to incomeMore left a year
Garrett, IN16.0% vs 19.7%n/aCompare
Vidor, TX15.8% vs 19.7%$5,700Compare
Shelby, OH16.0% vs 19.7%$1,100Compare

Moving from somewhere else? Work out the salary you would need in Chesterfield.

Sponsored · exampleMoving to Chesterfield? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Owner costs with a mortgage1
$1,080
42% below the median place
Median home value1
$113,100
65% below the median place
Property tax paid (median)1
$933
71% below the median place
All 16 cost and housing measures
MeasureChesterfieldAmong 6,645 placesVs median
Median gross rent1$96429% below
Rent to income119.7%3% below
Property tax rate10.8%10% below
Home price to income11.9x49% below
Prices vs US average2Metro figure88.213% below
Fair market rent, 2 bedrooms3County figure$1,14529% below
HUD area median income4County figure$79,60026% below
Property tax paid (median)1$93371% below
Median home value1$113,10065% below
Home prices, 1-year change5County figure6.0%89% above
Home prices, 5-year change5County figure57.2%11% above
Homeownership172.3%9% above
Renters paying 30%+143.5%14% below
Owner costs with a mortgage1$1,08042% below
Vacant homes1County figure10.4%48% above
Median year built119591% below
03

Work and pay

Unemployment is 11.8%, 142% above the median place.

Unemployment1
11.8%
142% above the median place
Income per person1
$28,511
29% below the median place
Median household income1
$58,824
27% below the median place

More on work and pay, against the typical place

Works from home16.3% +31%
Poverty rate11.9% +11%
Mean commute24 min −2%
All 10 work and pay measures
MeasureChesterfieldAmong 6,645 placesVs median
Median household income1$58,82427% below
Income per person1$28,51129% below
Unemployment111.8%142% above
Average annual pay6County figure$53,16719% below
Pay growth, 1 year6County figure3.6%3% below
Jobs6County figure44,33371% below
Poverty rate111.9%11% above
Mean commute124 min2% below
Works from home116.3%31% above
Commutes by transit1County figure0.9%7% above
04

Who lives here

Bachelor's or higher is 13.2%, 59% below the median place.

Bachelor's or higher1
13.2%
59% below the median place
No health insurance1
11.6%
81% above the median place
Homes with broadband1
88.4%
4% below the median place

More about who lives here, against the typical place

Household size2.4 −3%
Median age39.5 +1%
High school or higher92.4% +0%
All 9 people measures
MeasureChesterfieldAmong 6,645 placesVs median
Population12,4896646th largest
Population change since 202071.6%43% above
Median age139.51% above
Bachelor's or higher113.2%59% below
High school or higher192.4%0% above
Household size12.43% below
Born abroad1County figure2.5%72% below
No health insurance111.6%81% above
Homes with broadband188.4%4% below
05

Life in Chesterfield

2 sites are on the National Register of Historic Places, one of them a National Historic Landmark.

  • Makepeace, George, House listed 1985
  • Chesterfield Spiritualist Camp District listed 2002

Out the door, against the typical place

Parks per 10k residents24.1 2.4×
Playgrounds per 10k8.0 −15%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k4.0 −64%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −90%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars19.1 −8%
Shops34.0 +12%
Arts, recreation and fitness4.5 +10%
Doctors' offices and clinics19.6 −3%
Child care centers2.0 −13%

Counts businesses with paid staff, so small owner-run shops are not included.

Public schools12
35
289% above the median place
Public school students12
15,621
219% above the median place
Shops per 10k9
34.0
12% above the median place
All 16 schools and local life measures
MeasureChesterfieldAmong 6,645 placesVs median
Public schools12County figure35289% above
Public school students12County figure15,621219% above
Students per teacher12County figure14.93% below
Restaurants and bars per 10k9County figure19.18% below
Shops per 10k9County figure34.012% above
Arts, recreation and fitness per 10k9County figure4.510% above
Doctors' offices and clinics per 10k9County figure19.63% below
Child care centers per 10k9County figure2.013% below
Parks per 10k1024.1137% above
Playgrounds per 10k108.015% below
Grocery stores per 10k100.0below (median 2.1)
Restaurants, cafes and bars per 10k104.064% below
Libraries per 10k100.0below (median 0.9)
Named paths and bike trails100.290% below
Transit stops per sq mi100.0below (median 0.2)
National Register listings11285% below
06

Safety, weather and risk

Heat wave risk is 35.5, 61% below the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Chesterfield. Larger places are fetched first.

Heat wave risk14
35.5
61% below the median place
Wildfire risk14
21.8
64% below the median place
Hurricane risk14
31.8
55% below the median place
All 11 weather and risk measures
MeasureChesterfieldAmong 6,645 placesVs median
July average high13County figure84°F3% below
January average low13County figure20°F23% below
Average temperature13County figure52°F6% below
Annual precipitation13County figure42.0 in4% below
Natural hazard risk14County figure76.317% below
Hurricane risk14County figure31.855% below
Tornado risk14County figure90.411% above
Wildfire risk14County figure21.864% below
Heat wave risk14County figure35.561% below
Median air quality index15County figure430% above
Good air days15County figure64.7%6% below
08

Chesterfield in 2030: where the trends point

If recent trends hold, the median rent will take about 20% of the median income in 2030, about the same as 20% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$964/mo (2024)$1,220/mo$1,000 to $1,490/mo+4.0%
Median household income$58,824 (2024)$75,000$63,500 to $89,000+4.2%
Median home value$113,100 (2024)$166,000$121,000 to $229,000+6.6%
Population2,523 (2025)2,5602,460 to 2,670+0.3%

The median home would be worth 2.2 years of the median income in 2030, against 1.9 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Chesterfield

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Rushville, IN$911$53,434Compare
Edna, TX$1,055$59,600Compare
Wood River, IL$936$62,703Compare
Coldwater, MI$943$50,781Compare
Coldwater, MIWood River, ILEdna, TXRushville, INChesterfield, INChesterfieldEdnaWood RiverColdwaterChesterfieldEdnaWood RiverColdwater

Common questions

Is Chesterfield a good place to live?

It depends on what you need, so here is what the numbers say. Unemployment averaged 11.8% over the survey period, higher than in 93% of the 1,242 places under 10,000 people we track. It is the 3rd-highest of 98 Indiana places. The median home is worth 1.9 years of the median household's income, fewer than in 96% of places its size. On cost, space and class size it scores 74 out of 100 for families. See how it ranks with your own weights.

Is Chesterfield expensive to live in?

The median rent takes 19.7% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $113,100.

What salary do you need to live in Chesterfield?

To rent the median home without spending more than 30% of income on rent, a household needs about $38,560 a year. Work it out from your current city.

What places are similar to Chesterfield?

On income, rent, home value, education and age, the closest matches are Rushville, IN, Edna, TX, Wood River, IL and Coldwater, MI.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. Population Estimates · US Census Bureau · Vintage 2025
  8. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  9. County Business Patterns · US Census Bureau · 2023 data
  10. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Common Core of Data · National Center for Education Statistics · 2024 release
  13. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  14. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  15. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Chesterfield with places of a similar size, using only figures measured for Chesterfield itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/chesterfield-indiana

Citytistics. “Chesterfield, Indiana.” Data as of 2026-11-14. https://www.citytistics.com/city/chesterfield-indiana/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.