CitytisticsShortlist

Cost of living, pay and housing

29.99° N · 94.02° W · GEOID 4813972

Central Gardens

Jefferson County, Texas · part of the Beaumont, TX metro

Limited data population under 5,000, core figures borrowed from county or metro: median_gross_rent

TexasCentral Gardens, TXCentral GardensCentral Gardens

The short answer

Central Gardens is home to 3,976 people. Median household income is $83,750 a year and median rent is $1,117 a month, 16.0% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $216,700, about 2.6x annual median household income.

Median gross rent
$1,117
18% below the median place
Median household income
$83,750
4% above the median place
Median home value
$216,700
32% below the median place
Unemployment
6.3%
29% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Central Gardens

  • Between the 2019 and 2024 surveys, household income rose 1.5% a year while rent rose -2.7%, so pay gained on rent more than in 83% of the 2,476 places under 10,000 people we track.
  • The median home is worth 2.6 years of the median household's income, fewer than in 81% of places its size.

Rent is light relative to pay, but the county has a FEMA natural hazard risk score of 96 out of 100. Budget for insurance before counting the savings.

01

Moving to Central Gardens

Jefferson County loses about 6.1 residents per 1,000 a year to moves between counties.

Moved in8,854
Moved out9,985
Net−1,131

Where people come from and where they go, top counties

Within Texas, other states or abroad

Arrivals
Leavers
Within TexasOther statesAbroad

Income per tax return

Arrivals$53K
Leavers$59K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Jefferson County; flows under 20 returns are not published.

Who moves here
6.0% of residents arrived from another county in the past year, 1.0% from another state. County figure.
Who arrives and who leaves
Households moving into Jefferson County report $52,800 a year in income on average; those leaving, $59,300, so leavers earn more than newcomers.
Income you would need
$44,700 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,117 a month; owners with a mortgage pay $2,211 a month including taxes and insurance, on a median home of $216,700.
Getting to work
16 minutes each way on average; 3.4% work from home.
If it is close but not quite
Black Jack, MO matches it on character. Compare the two
Income of households moving in6
$52,795
25% below the median place
Moved from another state1
1.0%
48% below the median place
Net movers per 1,000 people6
-6.1
below the median place (median -0.6)
All 5 moving measures
MeasureCentral GardensAmong 6,645 placesVs median
Moved here in the past year1County figure6.0%5% above
Moved from another state1County figure1.0%48% below
Net movers per 1,000 people6County figure-6.1below (median -0.6)
Income of households moving in6County figure$52,79525% below
Income of households moving out6County figure$59,31516% below
02

What it costs to live here

Home price to income is 2.6x, 32% below the median place.

Central Gardens16.0%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$44,680
a year, at the 30% line
Rent to income
16.0%
22% below the median place
Home price to income
2.6x
32% below the median place

Could you afford it?

The median rent would take
16%
comfortably under the 30% line
Left after rent, in US prices
$75,100
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Central Gardens, $1,117 a month, and local prices for everything else (94.0 against a US average of 100). It runs in your browser and stores nothing.

Like Central Gardens, but easier on the budget

Close matches on income, rent, home value, education and age, where rent takes a clearly smaller share of income.

PlaceRent to incomeMore left a year
Amherst, OH12.0% vs 16.0%n/aCompare
Schlusser, PA12.7% vs 16.0%n/aCompare
Milton, WI13.0% vs 16.0%n/aCompare

Moving from somewhere else? Work out the salary you would need in Central Gardens.

Sponsored · exampleMoving to Central Gardens? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Property tax rate1
1.8%
101% above the median place
Homeownership1
77.6%
17% above the median place
Median home value1
$216,700
32% below the median place
All 15 cost and housing measures
MeasureCentral GardensAmong 6,645 placesVs median
Median gross rent1County figure$1,11718% below
Rent to income116.0%22% below
Property tax rate11.8%101% above
Home price to income12.6x32% below
Prices vs US average2Metro figure90.011% below
Fair market rent, 2 bedrooms3County figure$1,21825% below
Property tax paid (median)1$3,95821% above
Median home value1$216,70032% below
Home prices, 1-year change4County figure1.9%40% below
Home prices, 5-year change4County figure31.0%40% below
Homeownership177.6%17% above
Renters paying 30%+1County figure52.5%4% above
Owner costs with a mortgage1$2,21118% above
Vacant homes1County figure13.7%94% above
Median year built119790% above
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Mean commute1
16 min
34% below the median place
Income per person1
$52,528
31% above the median place
All 10 work and pay measures
MeasureCentral GardensAmong 6,645 placesVs median
Median household income1$83,7504% above
Income per person1$52,52831% above
Unemployment1County figure6.3%29% above
Average annual pay5County figure$73,58712% above
Pay growth, 1 year5County figure5.2%41% above
Jobs5County figure124,81017% below
Poverty rate1County figure19.5%81% above
Mean commute116 min34% below
Works from home1County figure3.4%73% below
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

No health insurance is 10.8%, 69% above the median place.

No health insurance1
10.8%
69% above the median place
Median age1
43.0
10% above the median place
Homes with broadband1
89.3%
3% below the median place

More about who lives here, against the typical place

Household size2.4 −6%
High school or higher93.7% +1%
Bachelor's or higher30.7% −4%
All 8 people measures
MeasureCentral GardensAmong 6,645 placesVs median
Population13,9766646th largest
Median age143.010% above
Bachelor's or higher130.7%4% below
High school or higher193.7%1% above
Household size12.46% below
Born abroad1County figure12.1%37% above
No health insurance110.8%69% above
Homes with broadband189.3%3% below
05

Life in Central Gardens

26 sites are on the National Register of Historic Places, one of them a National Historic Landmark.

Out the door, against the typical place

Parks per 10k residents0.0 −100%
Playgrounds per 10k0.0 −100%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k0.0 −100%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars19.5 −6%
Shops36.9 +22%
Arts, recreation and fitness2.8 −32%
Doctors' offices and clinics26.9 +33%
Child care centers2.0 −13%

Counts businesses with paid staff, so small owner-run shops are not included.

Doctors' offices and clinics per 10k7
26.9
33% above the median place
Public schools10
82
above the median place (median 9)
Public school students10
42,825
above the median place (median 4,897)
All 16 schools and local life measures
MeasureCentral GardensAmong 6,645 placesVs median
Public schools10County figure82above (median 9)
Public school students10County figure42,825above (median 4,897)
Students per teacher10County figure15.72% above
Restaurants and bars per 10k7County figure19.56% below
Shops per 10k7County figure36.922% above
Arts, recreation and fitness per 10k7County figure2.832% below
Doctors' offices and clinics per 10k7County figure26.933% above
Child care centers per 10k7County figure2.013% below
Parks per 10k80.0below (median 10.2)
Playgrounds per 10k80.0below (median 9.4)
Grocery stores per 10k80.0below (median 2.1)
Restaurants, cafes and bars per 10k80.0below (median 11.2)
Libraries per 10k80.0below (median 0.9)
Named paths and bike trails80.0below (median 2.0)
Transit stops per sq mi80.0below (median 0.2)
National Register listings9County figure26100% above
06

Safety, weather and risk

Annual precipitation is 60.1 in, 37% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Central Gardens. Larger places are fetched first.

Annual precipitation11
60.1 in
37% above the median place
Hurricane risk12
98.3
39% above the median place
January average low11
44°F
73% above the median place
All 11 weather and risk measures
MeasureCentral GardensAmong 6,645 placesVs median
July average high11County figure91°F5% above
January average low11County figure44°F73% above
Average temperature11County figure69°F26% above
Annual precipitation11County figure60.1 in37% above
Natural hazard risk12County figure95.73% above
Hurricane risk12County figure98.339% above
Tornado risk12County figure98.521% above
Wildfire risk12County figure92.451% above
Heat wave risk12County figure92.73% above
Median air quality index13County figure5119% above
Good air days13County figure47.9%30% below
08

Central Gardens in 2030: where the trends point

If recent trends hold, the median rent will take about 11% of the median income in 2030, about the same as 11% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$793/mo (2024)$980/mo$800 to $1,190/mo+3.5%
Median household income$83,750 (2024)$104,500$88,500 to $124,000+3.8%
Median home value$216,700 (2024)$289,000$210,000 to $399,000+4.9%

The median home would be worth 2.8 years of the median income in 2030, against 2.6 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Central Gardens

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Black Jack, MO$1,166$78,331Compare
Gladstone, MO$1,088$79,271Compare
Fort Shawnee, OH$1,035$90,491Compare
North Olmsted, OH$1,141$84,363Compare
North Olmsted, OHFort Shawnee, OHGladstone, MOBlack Jack, MOCentral Gardens, TXCentral GardensBlack JackGladstoneFort ShawneeNorth OlmstedCentral GardensBlack JackGladstoneFort ShawneeNorth Olmsted

Common questions

Is Central Gardens a good place to live?

It depends on what you need, so here is what the numbers say. Between the 2019 and 2024 surveys, household income rose 1.5% a year while rent rose -2.7%, so pay gained on rent more than in 83% of the 2,476 places under 10,000 people we track. The median home is worth 2.6 years of the median household's income, fewer than in 81% of places its size. See how it ranks with your own weights.

Is Central Gardens expensive to live in?

The median rent takes 16.0% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $216,700.

What salary do you need to live in Central Gardens?

To rent the median home without spending more than 30% of income on rent, a household needs about $44,680 a year. Work it out from your current city.

What places are similar to Central Gardens?

On income, rent, home value, education and age, the closest matches are Black Jack, MO, Gladstone, MO, Fort Shawnee, OH and North Olmsted, OH.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  5. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  6. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  7. County Business Patterns · US Census Bureau · 2023 data
  8. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  9. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  10. Common Core of Data · National Center for Education Statistics · 2024 release
  11. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  12. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  13. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Central Gardens with places of a similar size, using only figures measured for Central Gardens itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/central-gardens-texas

Citytistics. “Central Gardens, Texas.” Data as of 2026-11-14. https://www.citytistics.com/city/central-gardens-texas/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.