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Cost of living, pay and housing

39.80° N · 105.51° W · GEOID 0812900

Central

Gilpin County, Colorado · part of the Denver, CO metro

Limited data population under 5,000

ColoradoCentral, COCentralCentral

The short answer

Central is home to 525 people. Median household income is $61,622 a year and median rent is $1,451 a month, 28.3% of income (a ratio of two medians, not any one household's burden). Rent pressure is moderate. The median home is valued at $366,300, about 5.9x annual median household income.

Median gross rent
$1,451
6% above the median place
Median household income
$61,622
23% below the median place
Median home value
$366,300
15% above the median place
Unemployment
4.5%
9% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Central

  • Between the 2023 and 2024 surveys, household income rose -0.8% a year while rent rose -9.5%, so pay gained on rent more than in 96% of the 2,476 places under 10,000 people we track. It is the 2nd-lowest of 111 Colorado places.
  • Households average 1.69 people, smaller than in 99% of places its size. It is the 2nd-lowest of 111 Colorado places.
  • 37% of homes stand vacant, more than in 97% of places its size. It is the 3rd-highest of 76 Colorado places.
  • The median rent takes 28.3% of the median household's income, a bigger share than in 92% of places its size.
  • The median home is worth 5.9 years of the median household's income, more than in 89% of places its size.
01

Moving to Central

Gilpin County loses about 6.0 residents per 1,000 a year to moves between counties.

Moved in387
Moved out414
Net−27

Where people come from and where they go, top counties

Within Colorado, other states or abroad

Arrivals
Leavers
Within ColoradoOther states

Income per tax return

Arrivals$93K
Leavers$71K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Gilpin County; flows under 20 returns are not published.

Who moves here
4.8% of residents arrived from another county in the past year, 3.5% from another state. County figure.
Who arrives and who leaves
Households moving into Gilpin County report $93,500 a year in income on average; those leaving, $71,500, so newcomers earn more than leavers.
Income you would need
$58,000 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,451 a month; owners with a mortgage pay $1,990 a month including taxes and insurance, on a median home of $366,300.
Getting to work
32 minutes each way on average; 15.8% work from home.
If it is close but not quite
Fruitridge Pocket, CA matches it on character. Compare the two
Moved from another state1
3.5%
76% above the median place
Income of households moving in8
$93,450
32% above the median place
Net movers per 1,000 people8
-6.0
below the median place (median -0.6)
All 5 moving measures
MeasureCentralAmong 6,645 placesVs median
Moved here in the past year1County figure4.8%17% below
Moved from another state1Metro figure3.5%76% above
Net movers per 1,000 people8County figure-6.0below (median -0.6)
Income of households moving in8County figure$93,45032% above
Income of households moving out8County figure$71,4862% above
02

What it costs to live here

Property tax rate is 0.2%, 79% below the median place.

Central28.3%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$58,040
a year, at the 30% line
Rent to income
28.3%
39% above the median place
Home price to income
5.9x
56% above the median place

Could you afford it?

The median rent would take
28%
just under the 30% line
Left after rent, in US prices
$45,800
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Central, $1,451 a month, and local prices for everything else (97.4 against a US average of 100). It runs in your browser and stores nothing.

Moving from somewhere else? Work out the salary you would need in Central.

Sponsored · exampleMoving to Central? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Property tax rate1
0.2%
79% below the median place
Vacant homes1
37.3%
above the median place (median 7.1%)
Property tax paid (median)1
$700
79% below the median place
All 16 cost and housing measures
MeasureCentralAmong 6,645 placesVs median
Median gross rent1$1,4516% above
Rent to income128.3%39% above
Property tax rate10.2%79% below
Home price to income15.9x56% above
Prices vs US average2Metro figure105.85% above
Fair market rent, 2 bedrooms3County figure$2,16934% above
HUD area median income4County figure$144,00034% above
Property tax paid (median)1$70079% below
Median home value1$366,30015% above
Home prices, 1-year change5County figure0.8%76% below
Home prices, 5-year change5County figure39.1%24% below
Homeownership161.6%7% below
Renters paying 30%+161.3%21% above
Owner costs with a mortgage1$1,9906% above
Vacant homes137.3%above (median 7.1%)
Median year built119681% below
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Median household income1
$61,622
23% below the median place
Works from home1
15.8%
27% above the median place
All 10 work and pay measures
MeasureCentralAmong 6,645 placesVs median
Median household income1$61,62223% below
Income per person1$44,88212% above
Unemployment1Metro figure4.5%9% below
Average annual pay6County figure$68,9555% above
Pay growth, 1 year6County figure1.5%59% below
Jobs6County figure4,78997% below
Poverty rate1County figure11.2%4% above
Mean commute1County figure32 min29% above
Works from home115.8%27% above
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

Household size is 1.7, 32% below the median place.

Household size1
1.7
32% below the median place
Homes with broadband1
82.9%
10% below the median place
High school or higher1
77.4%
16% below the median place
All 9 people measures
MeasureCentralAmong 6,645 placesVs median
Population15256646th largest
Population change since 202072.8%143% above
Median age135.98% below
Bachelor's or higher122.9%29% below
High school or higher177.4%16% below
Household size11.732% below
Born abroad1County figure2.5%72% below
No health insurance1County figure3.9%39% below
Homes with broadband182.9%10% below
05

Life in Central

3 sites are on the National Register of Historic Places, one of them a National Historic Landmark.

  • Central City-Black Hawk Historic District listed 1966Landmark
  • Central City Opera House listed 1973
  • Teller House listed 1973

Businesses per 10,000 residents (county figures)

Restaurants and bars15.3 −26%
Shops15.3 −50%
Arts, recreation and fitness27.1 6.6×
Doctors' offices and clinics25.8 +28%
Child care centers1.9 −17%

Counts businesses with paid staff, so small owner-run shops are not included.

Arts, recreation and fitness per 10k9
27.1
above the median place (median 4.1)
Shops per 10k9
15.3
50% below the median place
Public school students11
392
92% below the median place
All 9 schools and local life measures
MeasureCentralAmong 6,645 placesVs median
Public schools11County figure278% below
Public school students11County figure39292% below
Students per teacher11County figure14.56% below
Restaurants and bars per 10k9County figure15.326% below
Shops per 10k9County figure15.350% below
Arts, recreation and fitness per 10k9County figure27.1above (median 4.1)
Doctors' offices and clinics per 10k9Metro figure25.828% above
Child care centers per 10k9Metro figure1.917% below
National Register listings10377% below
06

Safety, weather and risk

Heat wave risk is 0.0, below the median place (median 90.1).

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Central. Larger places are fetched first.

Heat wave risk13
0.0
below the median place (median 90.1)
Natural hazard risk13
6.4
93% below the median place
Average temperature12
40°F
28% below the median place
All 10 weather and risk measures
MeasureCentralAmong 6,645 placesVs median
July average high12County figure73°F16% below
January average low12County figure15°F42% below
Average temperature12County figure40°F28% below
Annual precipitation12County figure23.4 in47% below
Natural hazard risk13County figure6.493% below
Tornado risk13County figure15.981% below
Wildfire risk13County figure87.543% above
Heat wave risk13County figure0.0below (median 90.1)
Median air quality index14County figure467% above
Good air days14County figure75.8%11% above
08

Places like Central

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Fruitridge Pocket, CA$1,473$62,528Compare
East Orange, NJ$1,441$60,830Compare
Lake Worth Beach, FL$1,545$61,200Compare
West Perrine, FL$1,488$66,997Compare
West Perrine, FLLake Worth Beach, FLEast Orange, NJFruitridge Pocket, CACentral, COCentralEast OrangeLake Worth BeachCentralEast OrangeLake Worth Beach

Common questions

Is Central a good place to live?

It depends on what you need, so here is what the numbers say. Between the 2023 and 2024 surveys, household income rose -0.8% a year while rent rose -9.5%, so pay gained on rent more than in 96% of the 2,476 places under 10,000 people we track. It is the 2nd-lowest of 111 Colorado places. Households average 1.69 people, smaller than in 99% of places its size. It is the 2nd-lowest of 111 Colorado places. See how it ranks with your own weights.

Is Central expensive to live in?

The median rent takes 28.3% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $366,300.

What salary do you need to live in Central?

To rent the median home without spending more than 30% of income on rent, a household needs about $58,040 a year. Work it out from your current city.

What places are similar to Central?

On income, rent, home value, education and age, the closest matches are Fruitridge Pocket, CA, East Orange, NJ, Lake Worth Beach, FL and West Perrine, FL.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. Population Estimates · US Census Bureau · Vintage 2025
  8. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  9. County Business Patterns · US Census Bureau · 2023 data
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Common Core of Data · National Center for Education Statistics · 2024 release
  12. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  13. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  14. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Central with places of a similar size, using only figures measured for Central itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/central-colorado

Citytistics. “Central, Colorado.” Data as of 2026-11-14. https://www.citytistics.com/city/central-colorado/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.