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Cost of living, pay and housing

38.24° N · 76.54° W · GEOID 2412175

Callaway

St. Mary's County, Maryland · part of the Lexington Park, MD metro

Limited data population under 5,000

MarylandCallaway, MDCallawayCallaway

The short answer

Callaway is home to 930 people. Median household income is $160,341 a year and median rent is $1,360 a month, 10.2% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $364,700, about 2.3x annual median household income.

Median gross rent
$1,360
0% below the median place
Median household income
$160,341
100% above the median place
Median home value
$364,700
14% above the median place
Unemployment
0.0%
below the median place (median 4.9%)

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Callaway

  • Between the 2020 and 2023 surveys, household income rose 26.7% a year while rent rose 3.9%, so pay gained on rent more than in 99% of the 2,476 places under 10,000 people we track. It is the lowest of 199 Maryland places.
  • Unemployment averaged 0.0% over the survey period, lower than in 99% of places its size. It is the lowest of 163 Maryland places.
  • Only 0% of renter households spend 30% or more of income on rent, a lower share than in 98% of places its size. It is the lowest of 183 Maryland places.
  • The median rent takes only 10.2% of the median household's income, a smaller share than in 98% of places its size. It is the 2nd-lowest of 199 Maryland places.
  • After the median rent, and with prices for everything else adjusted to the US average, the median household has about $143,800 a year left, more than in 93% of places its size.
01

Moving to Callaway

St. Mary's County gains about 1.4 residents per 1,000 a year to moves between counties.

Moved in5,810
Moved out5,673
Net+137

Where people come from and where they go, top counties

Within Maryland, other states or abroad

Arrivals
Leavers
Within MarylandOther statesAbroad

Income per tax return

Arrivals$70K
Leavers$78K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of St. Mary's County; flows under 20 returns are not published.

Who moves here
7.0% of residents arrived from another county in the past year, 3.7% from another state. County figure.
Who arrives and who leaves
Households moving into St. Mary's County report $70,200 a year in income on average; those leaving, $78,200, so leavers earn more than newcomers.
Income you would need
$54,400 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,360 a month; owners with a mortgage pay $1,700 a month including taxes and insurance, on a median home of $364,700.
Getting to work
23 minutes each way on average; 20.7% work from home.
If it is close but not quite
Bristol, WI matches it on character. Compare the two
Moved from another state1
3.7%
89% above the median place
Moved here in the past year1
7.0%
22% above the median place
Income of households moving out7
$78,241
11% above the median place
All 5 moving measures
MeasureCallawayAmong 6,645 placesVs median
Moved here in the past year1County figure7.0%22% above
Moved from another state1County figure3.7%89% above
Net movers per 1,000 people7County figure1.4above (median -0.6)
Income of households moving in7County figure$70,2280% below
Income of households moving out7County figure$78,24111% above
02

What it costs to live here

Renters paying 30%+ is 0.0%, below the median place (median 50.6%).

Callaway10.2%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$54,400
a year, at the 30% line
Rent to income
10.2%
50% below the median place
Home price to income
2.3x
40% below the median place

Could you afford it?

The median rent would take
10%
comfortably under the 30% line
Left after rent, in US prices
$143,500
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Callaway, $1,360 a month, and local prices for everything else (100.1 against a US average of 100). It runs in your browser and stores nothing.

Moving from somewhere else? Work out the salary you would need in Callaway.

Sponsored · exampleMoving to Callaway? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Renters paying 30%+1
0.0%
below the median place (median 50.6%)
Homeownership1
92.0%
39% above the median place
Median year built1
1990
1% above the median place
All 16 cost and housing measures
MeasureCallawayAmong 6,645 placesVs median
Median gross rent1$1,3600% below
Rent to income110.2%50% below
Property tax rate11.0%9% above
Home price to income12.3x40% below
Prices vs US average2Metro figure100.80% below
Fair market rent, 2 bedrooms3County figure$1,78711% above
HUD area median income4County figure$154,40044% above
Property tax paid (median)1$3,61411% above
Median home value1$364,70014% above
Home prices, 1-year change5County figure6.1%92% above
Home prices, 5-year change5County figure42.8%17% below
Homeownership192.0%39% above
Renters paying 30%+10.0%below (median 50.6%)
Owner costs with a mortgage1$1,7009% below
Vacant homes1County figure8.5%21% above
Median year built119901% above
03

Work and pay

Unemployment is 0.0%, below the median place (median 4.9%).

Unemployment1
0.0%
below the median place (median 4.9%)
Commutes by transit1
0.0%
below the median place (median 0.8%)
Median household income1
$160,341
100% above the median place

More on work and pay, against the typical place

Income per person$71,138 +78%
Works from home20.7% +66%
Mean commute23 min −7%
All 10 work and pay measures
MeasureCallawayAmong 6,645 placesVs median
Median household income1$160,341100% above
Income per person1$71,13878% above
Unemployment10.0%below (median 4.9%)
Average annual pay6County figure$87,58433% above
Pay growth, 1 year6County figure2.6%30% below
Jobs6County figure47,91968% below
Poverty rate1County figure8.0%26% below
Mean commute123 min7% below
Works from home120.7%66% above
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

High school or higher is 97.6%, 6% above the median place.

High school or higher1
97.6%
6% above the median place
Median age1
46.2
18% above the median place
Household size1
2.3
10% below the median place
All 8 people measures
MeasureCallawayAmong 6,645 placesVs median
Population19306646th largest
Median age146.218% above
Bachelor's or higher129.2%9% below
High school or higher197.6%6% above
Household size12.310% below
Born abroad1County figure4.3%51% below
No health insurance1County figure3.9%39% below
Homes with broadband192.0%0% below
05

Life in Callaway

32 sites are on the National Register of Historic Places, 3 of them National Historic Landmarks.

Businesses per 10,000 residents (county figures)

Restaurants and bars17.3 −17%
Shops26.6 −12%
Arts, recreation and fitness3.1 −24%
Doctors' offices and clinics11.7 −42%
Child care centers2.2 −4%

Counts businesses with paid staff, so small owner-run shops are not included.

Doctors' offices and clinics per 10k8
11.7
42% below the median place
Restaurants and bars per 10k8
17.3
17% below the median place
Arts, recreation and fitness per 10k8
3.1
24% below the median place
All 9 schools and local life measures
MeasureCallawayAmong 6,645 placesVs median
Public schools10County figure27200% above
Public school students10County figure16,905245% above
Students per teacher10County figure16.68% above
Restaurants and bars per 10k8County figure17.317% below
Shops per 10k8County figure26.612% below
Arts, recreation and fitness per 10k8County figure3.124% below
Doctors' offices and clinics per 10k8County figure11.742% below
Child care centers per 10k8County figure2.24% below
National Register listings9County figure32146% above
06

Safety, weather and risk

Natural hazard risk is 42.6, 54% below the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Callaway. Larger places are fetched first.

Natural hazard risk12
42.6
54% below the median place
Tornado risk12
39.4
52% below the median place
Heat wave risk12
67.3
25% below the median place
All 9 weather and risk measures
MeasureCallawayAmong 6,645 placesVs median
July average high11County figure88°F1% above
January average low11County figure27°F8% above
Average temperature11County figure57°F5% above
Annual precipitation11County figure45.3 in3% above
Natural hazard risk12County figure42.654% below
Hurricane risk12County figure85.120% above
Tornado risk12County figure39.452% below
Wildfire risk12County figure59.04% below
Heat wave risk12County figure67.325% below
08

Callaway in 2030: where the trends point

If recent trends hold, the median rent will take about 10% of the median income in 2030, about the same as 10% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,360/mo (2023)$1,800/mo$1,460 to $2,230/mo+4.1%
Median household income$160,341 (2024)$220,000$186,000 to $260,000+5.4%
Median home value$364,700 (2024)$540,000$392,000 to $744,000+6.8%

The median home would be worth 2.5 years of the median income in 2030, against 2.3 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Callaway

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Bristol, WI$1,328$123,648Compare
Springdale, MD$1,556$162,171Compare
Frankfort Square, IL$1,622$126,897Compare
Mack, OH$1,359$121,609Compare
Mack, OHFrankfort Square, ILSpringdale, MDBristol, WICallaway, MDCallawayBristolFrankfort SquareMackCallawayBristolFrankfort SquareMack

Common questions

Is Callaway a good place to live?

It depends on what you need, so here is what the numbers say. Between the 2020 and 2023 surveys, household income rose 26.7% a year while rent rose 3.9%, so pay gained on rent more than in 99% of the 2,476 places under 10,000 people we track. It is the lowest of 199 Maryland places. Unemployment averaged 0.0% over the survey period, lower than in 99% of places its size. It is the lowest of 163 Maryland places. See how it ranks with your own weights.

Is Callaway expensive to live in?

The median rent takes 10.2% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $364,700.

What salary do you need to live in Callaway?

To rent the median home without spending more than 30% of income on rent, a household needs about $54,400 a year. Work it out from your current city.

What places are similar to Callaway?

On income, rent, home value, education and age, the closest matches are Bristol, WI, Springdale, MD, Frankfort Square, IL and Mack, OH.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  10. Common Core of Data · National Center for Education Statistics · 2024 release
  11. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  12. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Callaway with places of a similar size, using only figures measured for Callaway itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/callaway-maryland

Citytistics. “Callaway, Maryland.” Data as of 2026-11-14. https://www.citytistics.com/city/callaway-maryland/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.