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Cost of living, pay and housing

35.85° N · 81.54° W · GEOID 3709530

Cajah's Mountain

Caldwell County, North Carolina · part of the Hickory, NC metro

Limited data population under 5,000

North CarolinaCajah's Mountain, NCCajah's MountainCajah's Mountain

The short answer

Cajah's Mountain is home to 2,704 people. Median household income is $53,361 a year and median rent is $729 a month, 16.4% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $201,800, about 3.8x annual median household income.

Median gross rent
$729
47% below the median place
Median household income
$53,361
34% below the median place
Median home value
$201,800
37% below the median place
Unemployment
5.0%
3% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Cajah's Mountain

  • Median rent is $729 a month, lower than in 95% of the 2,480 places under 10,000 people we track.
  • Households average 3.10 people, larger than in 91% of places its size.
  • 14% of adults hold a bachelor's degree or higher, a smaller share than in 88% of places its size.
  • After the median rent, and with prices for everything else adjusted to the US average, the median household has about $47,300 a year left, less than in 81% of places its size.
01

Moving to Cajah's Mountain

Caldwell County gains about 10.4 residents per 1,000 a year to moves between counties.

Moved in3,347
Moved out2,706
Net+641

Where people come from and where they go, top counties

Alexander County, NC134144−10
Wilkes County, NC4939+10

Within North Carolina, other states or abroad

Arrivals
Leavers
Within North CarolinaOther states

Income per tax return

Arrivals$57K
Leavers$51K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Caldwell County; flows under 20 returns are not published.

Who moves here
3.4% of residents arrived from another county in the past year, 1.5% from another state. County figure.
Who arrives and who leaves
Households moving into Caldwell County report $56,900 a year in income on average; those leaving, $51,200, so newcomers earn more than leavers.
Income you would need
$29,200 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $729 a month; owners with a mortgage pay $1,216 a month including taxes and insurance, on a median home of $201,800.
Getting to work
27 minutes each way on average; 7.1% work from home.
If it is close but not quite
Carthage, TX matches it on character. Compare the two
Income of households moving out8
$51,247
27% below the median place
Net movers per 1,000 people8
10.4
above the median place (median -0.6)
Moved here in the past year1
3.4%
41% below the median place
All 5 moving measures
MeasureCajah's MountainAmong 6,645 placesVs median
Moved here in the past year1County figure3.4%41% below
Moved from another state1County figure1.5%24% below
Net movers per 1,000 people8County figure10.4above (median -0.6)
Income of households moving in8County figure$56,90219% below
Income of households moving out8County figure$51,24727% below
02

What it costs to live here

Median gross rent is $729, 47% below the median place.

Cajah's Mountain16.4%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$29,160
a year, at the 30% line
Rent to income
16.4%
20% below the median place
Home price to income
3.8x
1% below the median place

Could you afford it?

The median rent would take
17%
comfortably under the 30% line
Left after rent, in US prices
$46,900
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Cajah's Mountain, $729 a month, and local prices for everything else (94.4 against a US average of 100). It runs in your browser and stores nothing.

Like Cajah's Mountain, but easier on the budget

Close matches on income, rent, home value, education and age, where rent takes a clearly smaller share of income.

PlaceRent to incomeMore left a year
Alliance, NE12.8% vs 16.4%n/aCompare

Moving from somewhere else? Work out the salary you would need in Cajah's Mountain.

Sponsored · exampleMoving to Cajah's Mountain? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Property tax paid (median)1
$1,163
64% below the median place
Owner costs with a mortgage1
$1,216
35% below the median place
Property tax rate1
0.6%
36% below the median place
All 16 cost and housing measures
MeasureCajah's MountainAmong 6,645 placesVs median
Median gross rent1$72947% below
Rent to income116.4%20% below
Property tax rate10.6%36% below
Home price to income13.8x1% below
Prices vs US average2Metro figure88.512% below
Fair market rent, 2 bedrooms3County figure$1,14729% below
HUD area median income4County figure$85,20021% below
Property tax paid (median)1$1,16364% below
Median home value1$201,80037% below
Home prices, 1-year change5County figure3.4%6% above
Home prices, 5-year change5County figure62.1%21% above
Homeownership175.3%13% above
Renters paying 30%+1County figure39.8%21% below
Owner costs with a mortgage1$1,21635% below
Vacant homes1County figure11.9%69% above
Median year built119760% below
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Income per person1
$23,061
42% below the median place
Median household income1
$53,361
34% below the median place
All 10 work and pay measures
MeasureCajah's MountainAmong 6,645 placesVs median
Median household income1$53,36134% below
Income per person1$23,06142% below
Unemployment1County figure5.0%3% above
Average annual pay6County figure$52,03821% below
Pay growth, 1 year6County figure2.8%24% below
Jobs6County figure25,29483% below
Poverty rate113.9%29% above
Mean commute127 min8% above
Works from home1County figure7.1%43% below
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

No health insurance is 17.4%, 172% above the median place.

No health insurance1
17.4%
172% above the median place
Bachelor's or higher1
14.4%
55% below the median place
Household size1
3.1
24% above the median place

More about who lives here, against the typical place

High school or higher84.1% −9%
Homes with broadband89.6% −3%
Median age40.3 +3%
All 9 people measures
MeasureCajah's MountainAmong 6,645 placesVs median
Population12,7046646th largest
Population change since 20207-0.1%below (median 1.1%)
Median age140.33% above
Bachelor's or higher114.4%55% below
High school or higher184.1%9% below
Household size13.124% above
Born abroad1County figure3.0%66% below
No health insurance117.4%172% above
Homes with broadband189.6%3% below
05

Life in Cajah's Mountain

20 sites are on the National Register of Historic Places.

Out the door, against the typical place

Parks per 10k residents0.0 −100%
Playgrounds per 10k0.0 −100%
Grocery stores per 10k0.0 −100%
Restaurants, cafes and bars per 10k11.1 −1%
Libraries per 10k0.0 −100%
Named paths and bike trails0 km −100%
Bus and rail stops per sq mi0.0 −100%

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

Businesses per 10,000 residents (county figures)

Restaurants and bars16.0 −23%
Shops30.0 −1%
Arts, recreation and fitness2.7 −34%
Doctors' offices and clinics8.2 −59%
Child care centers1.9 −17%

Counts businesses with paid staff, so small owner-run shops are not included.

Doctors' offices and clinics per 10k9
8.2
59% below the median place
Restaurants and bars per 10k9
16.0
23% below the median place
Arts, recreation and fitness per 10k9
2.7
34% below the median place
All 16 schools and local life measures
MeasureCajah's MountainAmong 6,645 placesVs median
Public schools12County figure26189% above
Public school students12County figure10,920123% above
Students per teacher12County figure17.816% above
Restaurants and bars per 10k9County figure16.023% below
Shops per 10k9County figure30.01% below
Arts, recreation and fitness per 10k9County figure2.734% below
Doctors' offices and clinics per 10k9County figure8.259% below
Child care centers per 10k9County figure1.917% below
Parks per 10k100.0below (median 10.2)
Playgrounds per 10k100.0below (median 9.4)
Grocery stores per 10k100.0below (median 2.1)
Restaurants, cafes and bars per 10k1011.11% below
Libraries per 10k100.0below (median 0.9)
Named paths and bike trails100.0below (median 2.0)
Transit stops per sq mi100.0below (median 0.2)
National Register listings11County figure2054% above
06

Safety, weather and risk

Good air days is 97.1%, 42% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Cajah's Mountain. Larger places are fetched first.

Good air days15
97.1%
42% above the median place
Heat wave risk14
39.3
56% below the median place
Median air quality index15
36
16% below the median place
All 11 weather and risk measures
MeasureCajah's MountainAmong 6,645 placesVs median
July average high13County figure87°F0% above
January average low13County figure28°F10% above
Average temperature13County figure57°F4% above
Annual precipitation13County figure52.9 in21% above
Natural hazard risk14County figure67.427% below
Hurricane risk14County figure66.07% below
Tornado risk14County figure62.124% below
Wildfire risk14County figure52.015% below
Heat wave risk14County figure39.356% below
Median air quality index15County figure3616% below
Good air days15County figure97.1%42% above
08

Cajah's Mountain in 2030: where the trends point

If recent trends hold, the median rent will take about 17% of the median income in 2030, about the same as 16% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$729/mo (2024)$930/mo$760 to $1,130/mo+4.2%
Median household income$53,361 (2024)$67,500$57,000 to $80,000+4.0%
Median home value$201,800 (2024)$290,000$210,000 to $399,000+6.2%
Population2,702 (2025)2,7202,610 to 2,840+0.1%

The median home would be worth 4.3 years of the median income in 2030, against 3.8 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Cajah's Mountain

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Carthage, TX$797$51,250Compare
Big Stone Gap, VA$797$54,581Compare
Center Line, MI$788$54,703Compare
Marion, NC$762$51,314Compare
Marion, NCCenter Line, MIBig Stone Gap, VACarthage, TXCajah's Mountain, NCCajah's MountainCarthageBig Stone GapCenter LineCajah's MountainCarthageBig Stone GapCenter Line

Common questions

Is Cajah's Mountain a good place to live?

It depends on what you need, so here is what the numbers say. Median rent is $729 a month, lower than in 95% of the 2,480 places under 10,000 people we track. Households average 3.10 people, larger than in 91% of places its size. On cost, space and class size it scores 82 out of 100 for families. See how it ranks with your own weights.

Is Cajah's Mountain expensive to live in?

The median rent takes 16.4% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $201,800.

What salary do you need to live in Cajah's Mountain?

To rent the median home without spending more than 30% of income on rent, a household needs about $29,160 a year. Work it out from your current city.

What places are similar to Cajah's Mountain?

On income, rent, home value, education and age, the closest matches are Carthage, TX, Big Stone Gap, VA, Center Line, MI and Marion, NC.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. Population Estimates · US Census Bureau · Vintage 2025
  8. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  9. County Business Patterns · US Census Bureau · 2023 data
  10. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Common Core of Data · National Center for Education Statistics · 2024 release
  13. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  14. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  15. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Cajah's Mountain with places of a similar size, using only figures measured for Cajah's Mountain itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/cajahs-mountain-north-carolina

Citytistics. “Cajah's Mountain, North Carolina.” Data as of 2026-11-14. https://www.citytistics.com/city/cajahs-mountain-north-carolina/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.