CitytisticsShortlist

Cost of living, pay and housing

39.55° N · 76.37° W · GEOID 2405825

Bel Air North

Harford County, Maryland · part of the Baltimore, MD metro

MarylandBel Air North, MDBel Air NorthBel Air North

The short answer

Bel Air North is home to 31,302 people. Median household income is $137,336 a year and median rent is $1,624 a month, 14.2% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $446,500, about 3.3x annual median household income.

The story in Bel Air North is how fast things are changing. Household income rose 5% a year while rent rose 1.7% between the 2019 and 2024 surveys, pay gained on rent more than in 95% of places its size. Also notable: 40 National Park Service sites lie within 60 miles, more than in 97% of places its size. It is the highest of 199 Maryland places we track.

84OF 100

CTXCitytistics Index

Strong

Bel Air North scores better than 84% of the 6,612 places we rate, and ranks 31st of 199 in Maryland.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%80
Economy 20%87
Safety 20%n/a
Amenities 15%36
Education 10%77
Commute 10%11
Growth 5%n/a

Not rated: safety, growth, for want of data (the city police department does not report a full year to the FBI). The other weights are spread over the categories rated.

Median gross rent
$1,624
19% above the median place
Median household income
$137,336
71% above the median place
Median home value
$446,500
40% above the median place
Unemployment
3.1%
36% below the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Bel Air North

  • AffordabilityAfter the median rent, with other prices set to the US average, the median household keeps about $115,900 a year, more than in 89% of the 907 places of 25,000 to 50,000 people we track.
01

Moving to Bel Air North

Harford County gains about 2.2 residents per 1,000 a year to moves between counties.

Moved in11,183
Moved out10,674
Net+509

Where people come from and where they go, top counties

Within Maryland, other states or abroad

Arrivals
Leavers
Within MarylandOther statesAbroad

Income per tax return

Arrivals$71K
Leavers$79K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Harford County; flows under 20 returns are not published.

Who moves here
2.9% of residents arrived from another county in the past year, 1.2% from another state.
Who arrives and who leaves
Households moving into Harford County report $71,400 a year in income on average; those leaving, $78,800, so leavers earn more than newcomers.
Income you would need
$65,000 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,624 a month; owners with a mortgage pay $2,323 a month including taxes and insurance, on a median home of $446,500.
Getting to work
33 minutes each way on average; 17.2% work from home.
If it is close but not quite
Dardenne Prairie, MO matches it on character for less of your income. Compare the two
Moved here in the past year1
2.9%
49% below the median place
Moved from another state1
1.2%
39% below the median place
Income of households moving out7
$78,758
12% above the median place
All 5 moving measures
MeasureBel Air NorthAmong 6,645 placesVs median
Moved here in the past year12.9%49% below
Moved from another state11.2%39% below
Net movers per 1,000 people7County figure2.2above (median -0.6)
Income of households moving in7County figure$71,4321% above
Income of households moving out7County figure$78,75812% above
02

What it costs to live here

The median rent takes 14.2% of the median household's income, a smaller share than in 96% of the 987 places of 25,000 to 50,000 people we track.

Bel Air North14.2%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$64,960
a year, at the 30% line
Rent to income
14.2%
30% below the median place
Home price to income
3.3x
14% below the median place

Could you afford it?

The median rent would take
14%
comfortably under the 30% line
Left after rent, in US prices
$115,600
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Bel Air North, $1,624 a month, and local prices for everything else (101.7 against a US average of 100). It runs in your browser and stores nothing.

Like Bel Air North, but easier on the budget

Places that match Bel Air North on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Dardenne Prairie, MO9311.4% vs 14.2%$21,500Compare
Francisville, KY8910.7% vs 14.2%$30,900Compare
Campton Hills, IL8810.0% vs 14.2%$68,800Compare
Miller Place, NY889.6% vs 14.2%$10,000Compare

Moving from somewhere else? Work out the salary you would need in Bel Air North.

Sponsored · exampleMoving to Bel Air North? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Homeownership1
90.6%
36% above the median place
Median year built1
1991
1% above the median place
Median home value1
$446,500
40% above the median place
All 16 cost and housing measures
MeasureBel Air NorthAmong 6,645 placesVs median
Median gross rent1$1,62419% above
Rent to income114.2%30% below
Property tax rate10.8%7% below
Home price to income13.3x14% below
Prices vs US average2Metro figure104.54% above
Fair market rent, 2 bedrooms3County figure$2,00624% above
HUD area median income4County figure$134,00025% above
Property tax paid (median)1$3,80917% above
Median home value1$446,50040% above
Home prices, 1-year change5County figure3.7%15% above
Home prices, 5-year change5County figure44.1%14% below
Homeownership190.6%36% above
Renters paying 30%+154.5%8% above
Owner costs with a mortgage1$2,32324% above
Vacant homes1County figure3.5%51% below
Median year built119911% above
03

Work and pay

Poverty rate is 3.5%, 67% below the median place.

Poverty rate1
3.5%
67% below the median place
Mean commute1
33 min
34% above the median place
Median household income1
$137,336
71% above the median place

More on work and pay, against the typical place

Unemployment3.1% −36%
Income per person$55,557 +39%
Works from home17.2% +38%
All 10 work and pay measures
MeasureBel Air NorthAmong 6,645 placesVs median
Median household income1$137,33671% above
Income per person1$55,55739% above
Unemployment13.1%36% below
Average annual pay6County figure$68,6994% above
Pay growth, 1 year6County figure0.2%95% below
Jobs6County figure96,10536% below
Poverty rate13.5%67% below
Mean commute133 min34% above
Works from home117.2%38% above
Commutes by transit1County figure0.6%29% below
04

Who lives here

No health insurance is 2.1%, 67% below the median place.

No health insurance1
2.1%
67% below the median place
High school or higher1
96.4%
4% above the median place
Homes with broadband1
95.9%
4% above the median place

More about who lives here, against the typical place

Born abroad3.5% −60%
Bachelor's or higher48.5% +51%
Household size2.8 +12%
Median age41.2 +6%
All 8 people measures
MeasureBel Air NorthAmong 6,645 placesVs median
Population131,3021475th largest
Median age141.26% above
Bachelor's or higher148.5%51% above
High school or higher196.4%4% above
Household size12.812% above
Born abroad13.5%60% below
No health insurance12.1%67% below
Homes with broadband195.9%4% above
05

Life in Bel Air North

OpenStreetMap shows 1.6 parks per 10,000 residents, fewer than in 96% of the 987 places of 25,000 to 50,000 people we track.

80 sites are on the National Register of Historic Places, one of them a National Historic Landmark. Its history on Wikipedia

Out the door, against the typical place

Parks per 10k residents1.6 −84%
Playgrounds per 10k12.8 +36%
Grocery stores per 10k1.9 −9%
Restaurants, cafes and bars per 10k7.7 −31%
Libraries per 10k0.0 −100%
Named paths and bike trails9 km 4.6×
Bus and rail stops per sq mi0.6 3.0×

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Hampton National Historic Site 15 miles
  • Fort McHenry National Monument and Historic Shrine 23 miles
  • Star-Spangled Banner National Historic Trail 23 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars15.9 −24%
Shops25.1 −17%
Arts, recreation and fitness3.7 −10%
Doctors' offices and clinics18.5 −8%
Child care centers1.9 −17%

Counts businesses with paid staff, so small owner-run shops are not included.

Nearest National Park Service site10
14.9
52% below the median place
Restaurants and bars per 10k8
15.9
24% below the median place
Shops per 10k8
25.1
17% below the median place
All 18 schools and local life measures
MeasureBel Air NorthAmong 6,645 placesVs median
Public schools12County figure55above (median 9)
Public school students12County figure37,771above (median 4,897)
Students per teacher12County figure14.46% below
Restaurants and bars per 10k8County figure15.924% below
Shops per 10k8County figure25.117% below
Arts, recreation and fitness per 10k8County figure3.710% below
Doctors' offices and clinics per 10k8County figure18.58% below
Child care centers per 10k8County figure1.917% below
Parks per 10k91.684% below
Playgrounds per 10k912.836% above
Grocery stores per 10k91.99% below
Restaurants, cafes and bars per 10k97.731% below
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails99.2360% above
Transit stops per sq mi90.6200% above
Nearest National Park Service site1014.952% below
National Park Service sites within 60 miles1040above (median 2)
National Register listings11County figure80above (median 13)
06

Safety, weather and risk

Wildfire risk is 19.0, 69% below the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Bel Air North. Larger places are fetched first.

Wildfire risk14
19.0
69% below the median place
Tornado risk14
35.7
56% below the median place
Natural hazard risk14
72.5
22% below the median place
All 11 weather and risk measures
MeasureBel Air NorthAmong 6,645 placesVs median
July average high13County figure87°F0% above
January average low13County figure24°F4% below
Average temperature13County figure55°F0% above
Annual precipitation13County figure46.8 in7% above
Natural hazard risk14County figure72.522% below
Hurricane risk14County figure81.616% above
Tornado risk14County figure35.756% below
Wildfire risk14County figure19.069% below
Heat wave risk14County figure90.91% above
Median air quality index15County figure422% below
Good air days15County figure75.5%10% above
08

Bel Air North in 2030: where the trends point

If recent trends hold, the median rent will take about 14% of the median income in 2030, about the same as 14% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Bel Air North does better than 81% of places. Its projected home value growth beats 12%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,624/mo (2024)$2,050/mo$1,680 to $2,500/mo+4.0%
Median household income$137,336 (2024)$174,000$147,000 to $206,000+4.0%
Median home value$446,500 (2024)$622,000$451,000 to $857,000+5.7%

The median home would be worth 3.6 years of the median income in 2030, against 3.3 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Bel Air North

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Chesapeake Beach, MD$1,756$138,895Compare
Cottleville, MO$1,624$131,310Compare
Bergenfield, NJ$1,752$130,045Compare
Prior Lake, MN$1,654$134,255Compare
Prior Lake, MNBergenfield, NJCottleville, MOChesapeake Beach, MDBel Air North, MDBel Air NorthChesapeake BeachCottlevilleBergenfieldPrior LakeBel Air NorthCottlevilleBergenfieldPrior Lake

Places built like Bel Air North

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Bel Air North performs against places like it.

PlaceRent to incomeIncome growthPop. change
Bel Air North, MD14.2%5.0%/yrn/a
Eldersburg, MD14.3%3.4%/yrn/aCompare
Lewisville, NC13.0%5.2%/yr7.8%Compare
Bradfordville, FL16.9%6.1%/yrn/aCompare
Bel Air South, MD17.1%6.3%/yrn/aCompare
Bloomingdale, FL25.4%3.5%/yrn/aCompare
Lake Shore, MD16.6%3.7%/yrn/aCompare

Common questions

Is Bel Air North a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 84 out of 100, better than 84% of the places we rate and 31st of 199 in Maryland. After the median rent, with other prices set to the US average, the median household keeps about $115,900 a year, more than in 89% of the 907 places of 25,000 to 50,000 people we track. On cost, space and class size it scores 99 out of 100 for families. See how it ranks with your own weights.

Is Bel Air North expensive to live in?

The median rent takes 14.2% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $446,500.

What salary do you need to live in Bel Air North?

To rent the median home without spending more than 30% of income on rent, a household needs about $64,960 a year. Work it out from your current city.

What places are similar to Bel Air North?

On income, rent, home value, education and age, the closest matches are Chesapeake Beach, MD, Cottleville, MO, Bergenfield, NJ and Prior Lake, MN.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Common Core of Data · National Center for Education Statistics · 2024 release
  13. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  14. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  15. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Bel Air North with places of a similar size, using only figures measured for Bel Air North itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/bel-air-north-maryland

Citytistics. “Bel Air North, Maryland.” Data as of 2026-11-14. https://www.citytistics.com/city/bel-air-north-maryland/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.