CitytisticsShortlist

Cost of living, pay and housing

38.03° N · 121.96° W · GEOID 0604415

Bay Point

Contra Costa County, California · part of the San Francisco, CA metro

CaliforniaBay Point, CABay PointBay Point

The short answer

Bay Point is home to 24,231 people. Median household income is $82,565 a year and median rent is $2,063 a month, 30.0% of income (a ratio of two medians, not any one household's burden). That is above the usual 30% line for cost burden. The median home is valued at $525,000, about 6.4x annual median household income.

Bay Point stands out on how people work. Counting remote workers as zero, the average worker spends about 265 hours a year commuting, more than in 99% of places its size. Also notable: Owning with a mortgage costs about $15 a month less than the median rent, a rarer pattern than in 95% of places its size.

1OF 100

CTXCitytistics Index

Weak

Bay Point scores better than 1% of the 6,612 places we rate, and ranks 604th of 654 in California.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%8
Economy 20%29
Safety 20%n/a
Amenities 15%46
Education 10%6
Commute 10%5
Growth 5%n/a

Not rated: safety, growth, for want of data (the city police department does not report a full year to the FBI). The other weights are spread over the categories rated.

Median gross rent
$2,063
51% above the median place
Median household income
$82,565
3% above the median place
Median home value
$525,000
64% above the median place
Unemployment
10.1%
107% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Bay Point

  • AffordabilityCompared with the 25 places most like it in size, age, education, housing and region (such as Wasco, CA, Reedley, CA and Delano, CA), money left after rent here is higher: $58,200 against a typical $46,200.
01

Moving to Bay Point

Contra Costa County loses about 5.4 residents per 1,000 a year to moves between counties.

Moved in42,982
Moved out48,284
Net−5,302

Where people come from and where they go, top counties

Alameda County, CA12,8317,605+5,226
Solano County, CA2,1473,871−1,724
San Francisco County, CA3,5542,309+1,245
Santa Clara County, CA3,2451,540+1,705
San Mateo County, CA2,4281,317+1,111
San Joaquin County, CA1,3661,931−565
Sacramento County, CA1,0661,960−894
Los Angeles County, CA1,3061,396−90

Within California, other states or abroad

Arrivals
Leavers
Within CaliforniaOther statesAbroad

Income per tax return

Arrivals$133K
Leavers$131K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Contra Costa County; flows under 20 returns are not published.

Who moves here
2.3% of residents arrived from another county in the past year, 0.9% from another state.
Who arrives and who leaves
Households moving into Contra Costa County report $133,200 a year in income on average; those leaving, $131,300.
Income you would need
$82,500 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $2,063 a month; owners with a mortgage pay $2,048 a month including taxes and insurance, on a median home of $525,000.
Getting to work
36 minutes each way on average; 4.5% work from home; 5.0% take transit.
If it is close but not quite
Yorkshire, VA matches it on character for less of your income. Compare the two
Moved here in the past year1
2.3%
59% below the median place
Income of households moving out7
$131,341
87% above the median place
Income of households moving in7
$133,160
89% above the median place
All 5 moving measures
MeasureBay PointAmong 6,645 placesVs median
Moved here in the past year12.3%59% below
Moved from another state1County figure0.9%54% below
Net movers per 1,000 people7County figure-5.4below (median -0.6)
Income of households moving in7County figure$133,16089% above
Income of households moving out7County figure$131,34187% above
02

What it costs to live here

The median rent takes 30% of the median household's income, a bigger share than in 95% of the 2,301 places of 10,000 to 25,000 people we track.

Bay Point30.0%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$82,520
a year, at the 30% line
Rent to income
30.0%
47% above the median place
Home price to income
6.4x
67% above the median place

Could you afford it?

The median rent would take
30%
just under the 30% line
Left after rent, in US prices
$58,600
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Bay Point, $2,063 a month, and local prices for everything else (99.4 against a US average of 100). It runs in your browser and stores nothing.

Like Bay Point, but easier on the budget

Places that match Bay Point on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Yorkshire, VA8418.9% vs 30.0%$33,100Compare
Nogales, AZ8120.5% vs 30.0%n/aCompare
North Amityville, NY8121.7% vs 30.0%$43,600Compare
Sanger, CA8018.7% vs 30.0%$2,700Compare

Moving from somewhere else? Work out the salary you would need in Bay Point.

Sponsored · exampleMoving to Bay Point? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Vacant homes1
2.3%
68% below the median place
Median home value1
$525,000
64% above the median place
Homeownership1
55.6%
16% below the median place
All 16 cost and housing measures
MeasureBay PointAmong 6,645 placesVs median
Median gross rent1$2,06351% above
Rent to income130.0%47% above
Property tax rate10.7%24% below
Home price to income16.4x67% above
Prices vs US average2Metro figure115.615% above
Fair market rent, 2 bedrooms3County figure$2,80574% above
HUD area median income4County figure$162,80052% above
Property tax paid (median)1$3,64212% above
Median home value1$525,00064% above
Home prices, 1-year change5County figure-0.0%below (median 3.2%)
Home prices, 5-year change5County figure30.5%41% below
Homeownership155.6%16% below
Renters paying 30%+151.5%2% above
Owner costs with a mortgage1$2,0489% above
Vacant homes12.3%68% below
Median year built119820% above
03

Work and pay

Unemployment is 10.1%, 107% above the median place.

Unemployment1
10.1%
107% above the median place
Mean commute1
36 min
45% above the median place
Works from home1
4.5%
64% below the median place

More on work and pay, against the typical place

Commutes by transit5.0% 5.8×
Income per person$28,582 −29%
Poverty rate14.4% +33%
Median household income$82,565 +3%
All 10 work and pay measures
MeasureBay PointAmong 6,645 placesVs median
Median household income1$82,5653% above
Income per person1$28,58229% below
Unemployment110.1%107% above
Average annual pay6County figure$87,20032% above
Pay growth, 1 year6County figure1.1%70% below
Jobs6County figure374,448149% above
Poverty rate114.4%33% above
Mean commute136 min45% above
Works from home14.5%64% below
Commutes by transit15.0%above (median 0.8%)
04

Who lives here

High school or higher is 69.2%, 25% below the median place.

High school or higher1
69.2%
25% below the median place
Household size1
3.6
43% above the median place
Born abroad1
39.8%
350% above the median place

More about who lives here, against the typical place

Bachelor's or higher13.2% −59%
Median age32.5 −17%
No health insurance11.5% +80%
Homes with broadband95.7% +4%
All 8 people measures
MeasureBay PointAmong 6,645 placesVs median
Population124,2311937th largest
Median age132.517% below
Bachelor's or higher113.2%59% below
High school or higher169.2%25% below
Household size13.643% above
Born abroad139.8%350% above
No health insurance111.5%80% above
Homes with broadband195.7%4% above
05

Life in Bay Point

Public schools here have 23 students per teacher, more than in 96% of the 1,707 places of 10,000 to 25,000 people we track.

51 sites are on the National Register of Historic Places, 2 of them National Historic Landmarks. Its history on Wikipedia

Out the door, against the typical place

Parks per 10k residents11.1 +10%
Playgrounds per 10k20.6 2.2×
Grocery stores per 10k1.6 −22%
Restaurants, cafes and bars per 10k3.3 −70%
Libraries per 10k0.0 −100%
Named paths and bike trails8 km 3.9×
Bus and rail stops per sq mi17.5 83.2×

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Port Chicago Naval Magazine National Memorial 4 miles
  • John Muir National Historic Site 10 miles
  • Eugene O'Neill National Historic Site 15 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars18.8 −10%
Shops20.2 −33%
Arts, recreation and fitness4.0 −2%
Doctors' offices and clinics21.3 +5%
Child care centers3.3 +43%

Counts businesses with paid staff, so small owner-run shops are not included.

Students per teacher12
23.0
49% above the median place
Nearest National Park Service site10
4.1
87% below the median place
Public schools12
4
56% below the median place
All 18 schools and local life measures
MeasureBay PointAmong 6,645 placesVs median
Public schools12456% below
Public school students121,83962% below
Students per teacher1223.049% above
Restaurants and bars per 10k8County figure18.810% below
Shops per 10k8County figure20.233% below
Arts, recreation and fitness per 10k8County figure4.02% below
Doctors' offices and clinics per 10k8County figure21.35% above
Child care centers per 10k8County figure3.343% above
Parks per 10k911.110% above
Playgrounds per 10k920.6119% above
Grocery stores per 10k91.622% below
Restaurants, cafes and bars per 10k93.370% below
Libraries per 10k90.0below (median 0.9)
Named paths and bike trails97.7285% above
Transit stops per sq mi917.5above (median 0.2)
Nearest National Park Service site104.187% below
National Park Service sites within 60 miles109350% above
National Register listings11County figure51292% above
06

Safety, weather and risk

Natural hazard risk is 99.5, 8% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Bay Point. Larger places are fetched first.

Natural hazard risk14
99.5
8% above the median place
Wildfire risk14
97.6
59% above the median place
Annual precipitation13
19.3 in
56% below the median place
All 8 weather and risk measures
MeasureBay PointAmong 6,645 placesVs median
July average high13County figure86°F1% below
January average low13County figure40°F60% above
Average temperature13County figure60°F10% above
Annual precipitation13County figure19.3 in56% below
Natural hazard risk14County figure99.58% above
Tornado risk14County figure49.939% below
Wildfire risk14County figure97.659% above
Heat wave risk14County figure98.39% above
08

Bay Point in 2030: where the trends point

If recent trends hold, the median rent will take about 31% of the median income in 2030, up from 30% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Bay Point does better than 7% of places. Its projected home value growth beats 84%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$2,063/mo (2024)$2,660/mo$2,190 to $3,250/mo+4.3%
Median household income$82,565 (2024)$104,500$88,500 to $124,000+4.0%
Median home value$525,000 (2024)$775,000$563,000 to $1,068,000+6.7%

The median home would be worth 7.4 years of the median income in 2030, against 6.4 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Bay Point

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Moreno Valley, CA$2,135$93,222Compare
San Pablo, CA$2,018$79,478Compare
Paramount, CA$1,875$75,250Compare
Perris, CA$1,876$88,911Compare
Perris, CAParamount, CASan Pablo, CAMoreno Valley, CABay Point, CABay PointMoreno ValleyParamountPerrisBay PointMoreno ValleyParamountPerris

Places built like Bay Point

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Bay Point performs against places like it.

PlaceRent to incomeIncome growthPop. change
Bay Point, CA30.0%4.9%/yrn/a
Wasco, CA25.3%5.7%/yr-1.9%Compare
Reedley, CA24.4%6.4%/yr7.1%Compare
Delano, CA21.5%9.0%/yr1.8%Compare
Lamont, CA32.0%-3.0%/yrn/aCompare
Winton, CA24.3%4.5%/yrn/aCompare
El Centro, CA23.8%2.1%/yr-0.3%Compare

Common questions

Is Bay Point a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 1 out of 100, better than 1% of the places we rate and 604th of 654 in California. Compared with the 25 places most like it in size, age, education, housing and region (such as Wasco, CA, Reedley, CA and Delano, CA), money left after rent here is higher: $58,200 against a typical $46,200. On cost, space and class size it scores 11 out of 100 for families. See how it ranks with your own weights.

Is Bay Point expensive to live in?

The median rent takes 30.0% of the median household income, against 20.4% in the typical place we track. Housing is a heavier load here than usual. The median home is valued at $525,000.

What salary do you need to live in Bay Point?

To rent the median home without spending more than 30% of income on rent, a household needs about $82,520 a year. Work it out from your current city.

What places are similar to Bay Point?

On income, rent, home value, education and age, the closest matches are Moreno Valley, CA, San Pablo, CA, Paramount, CA and Perris, CA.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Common Core of Data · National Center for Education Statistics · 2024 release
  13. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  14. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Bay Point with places of a similar size, using only figures measured for Bay Point itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/bay-point-california

Citytistics. “Bay Point, California.” Data as of 2026-11-14. https://www.citytistics.com/city/bay-point-california/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.