CitytisticsShortlist

Cost of living, pay and housing

34.64° N · 120.11° W · GEOID 0603694

Ballard

Santa Barbara County, California · part of the Santa Maria, CA metro

Limited data population under 5,000, core figures borrowed from county or metro: median_gross_rent

CaliforniaBallard, CABallardBallard

The short answer

Ballard is home to 863 people. Median household income is $140,833 a year and median rent is $2,131 a month, 18.2% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $1,742,200, about 12.4x annual median household income.

Median gross rent
$2,131
56% above the median place
Median household income
$140,833
75% above the median place
Median home value
$1,742,200
above the median place (median $319,400)
Unemployment
9.5%
95% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Ballard

  • The median home is worth 12.4 years of the median household's income, more than in 99% of the 2,480 places under 10,000 people we track.
  • Between the 2019 and 2024 surveys, rent rose 10.1% a year while household income rose 2.5%, so rent outran pay by more than in 95% of places its size.
  • 77% of renter households spend 30% or more of income on rent, a higher share than in 97% of places its size.
  • 35% of workers mostly work from home, more than in 96% of places its size.
  • Households average 3.08 people, larger than in 91% of places its size.

High pay has not made renting easy. Household income is higher than in 89% of places we track, yet 77% of renters still spend 30% or more of income on rent.

01

Moving to Ballard

Santa Barbara County loses about 10.0 residents per 1,000 a year to moves between counties.

Moved in12,033
Moved out15,543
Net−3,510

Where people come from and where they go, top counties

Within California, other states or abroad

Arrivals
Leavers
Within CaliforniaOther statesAbroad

Income per tax return

Arrivals$115K
Leavers$84K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Santa Barbara County; flows under 20 returns are not published.

Who moves here
6.8% of residents arrived from another county in the past year, 1.6% from another state. County figure.
Who arrives and who leaves
Households moving into Santa Barbara County report $115,200 a year in income on average; those leaving, $84,300, so newcomers earn more than leavers.
Income you would need
$85,200 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $2,131 a month; owners with a mortgage pay $4,001 a month including taxes and insurance, on a median home of $1,742,200.
Getting to work
21 minutes each way on average; 35.1% work from home.
If it is close but not quite
Nantucket, MA matches it on character. Compare the two
Income of households moving in7
$115,238
63% above the median place
Net movers per 1,000 people7
-10.0
below the median place (median -0.6)
Income of households moving out7
$84,261
20% above the median place
All 5 moving measures
MeasureBallardAmong 6,645 placesVs median
Moved here in the past year1County figure6.8%19% above
Moved from another state1County figure1.6%19% below
Net movers per 1,000 people7County figure-10.0below (median -0.6)
Income of households moving in7County figure$115,23863% above
Income of households moving out7County figure$84,26120% above
02

What it costs to live here

Home price to income is 12.4x, 226% above the median place.

Ballard18.2%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$85,240
a year, at the 30% line
Rent to income
18.2%
11% below the median place
Home price to income
12.4x
226% above the median place

Could you afford it?

The median rent would take
18%
comfortably under the 30% line
Left after rent, in US prices
$115,300
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Ballard, $2,131 a month, and local prices for everything else (100.1 against a US average of 100). It runs in your browser and stores nothing.

Moving from somewhere else? Work out the salary you would need in Ballard.

Sponsored · exampleMoving to Ballard? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Median home value1
$1,742,200
above the median place (median $319,400)
Renters paying 30%+1
77.0%
52% above the median place
Owner costs with a mortgage1
$4,001
114% above the median place
All 16 cost and housing measures
MeasureBallardAmong 6,645 placesVs median
Median gross rent1County figure$2,13156% above
Rent to income118.2%11% below
Property tax rate10.5%41% below
Home price to income112.4x226% above
Prices vs US average2Metro figure108.88% above
Fair market rent, 2 bedrooms3County figure$3,10692% above
HUD area median income4County figure$118,60011% above
Property tax paid (median)1$9,429189% above
Median home value1$1,742,200above (median $319,400)
Home prices, 1-year change5County figure3.3%2% above
Home prices, 5-year change5County figure56.3%9% above
Homeownership173.2%10% above
Renters paying 30%+177.0%52% above
Owner costs with a mortgage1$4,001114% above
Vacant homes1County figure6.8%3% below
Median year built119790% above
03

Work and pay

Commutes by transit is 0.0%, below the median place (median 0.8%).

Commutes by transit1
0.0%
below the median place (median 0.8%)
Works from home1
35.1%
182% above the median place
Unemployment1
9.5%
95% above the median place

More on work and pay, against the typical place

Income per person$71,718 +79%
Median household income$140,833 +75%
Poverty rate15.2% +41%
All 10 work and pay measures
MeasureBallardAmong 6,645 placesVs median
Median household income1$140,83375% above
Income per person1$71,71879% above
Unemployment19.5%95% above
Average annual pay6County figure$73,06411% above
Pay growth, 1 year6County figure4.9%32% above
Jobs6County figure214,94743% above
Poverty rate115.2%41% above
Mean commute1County figure21 min16% below
Works from home135.1%182% above
Commutes by transit10.0%below (median 0.8%)
04

Who lives here

Homes with broadband is 84.6%, 8% below the median place.

Homes with broadband1
84.6%
8% below the median place
Household size1
3.1
23% above the median place
Bachelor's or higher1
53.0%
65% above the median place

More about who lives here, against the typical place

Median age42.3 +8%
Born abroad12.9% +46%
High school or higher93.8% +2%
All 8 people measures
MeasureBallardAmong 6,645 placesVs median
Population18636646th largest
Median age142.38% above
Bachelor's or higher153.0%65% above
High school or higher193.8%2% above
Household size13.123% above
Born abroad112.9%46% above
No health insurance1County figure8.7%36% above
Homes with broadband184.6%8% below
05

Life in Ballard

1 site is on the National Register of Historic Places, 8 of them National Historic Landmarks.

  • Ballard Adobes listed 2025

Businesses per 10,000 residents (county figures)

Restaurants and bars25.0 +20%
Shops33.3 +10%
Arts, recreation and fitness6.8 +66%
Doctors' offices and clinics24.4 +21%
Child care centers3.3 +43%

Counts businesses with paid staff, so small owner-run shops are not included.

Arts, recreation and fitness per 10k8
6.8
66% above the median place
Students per teacher10
20.6
34% above the median place
Public schools10
126
above the median place (median 9)
All 9 schools and local life measures
MeasureBallardAmong 6,645 placesVs median
Public schools10County figure126above (median 9)
Public school students10County figure66,191above (median 4,897)
Students per teacher10County figure20.634% above
Restaurants and bars per 10k8County figure25.020% above
Shops per 10k8County figure33.310% above
Arts, recreation and fitness per 10k8County figure6.866% above
Doctors' offices and clinics per 10k8County figure24.421% above
Child care centers per 10k8County figure3.343% above
National Register listings9192% below
06

Safety, weather and risk

Hurricane risk is 0.0, below the median place (median 70.7).

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Ballard. Larger places are fetched first.

Hurricane risk12
0.0
below the median place (median 70.7)
Tornado risk12
5.4
93% below the median place
Wildfire risk12
99.2
62% above the median place
All 11 weather and risk measures
MeasureBallardAmong 6,645 placesVs median
July average high11County figure82°F5% below
January average low11County figure40°F59% above
Average temperature11County figure59°F7% above
Annual precipitation11County figure18.9 in57% below
Natural hazard risk12County figure99.07% above
Hurricane risk12County figure0.0below (median 70.7)
Tornado risk12County figure5.493% below
Wildfire risk12County figure99.262% above
Heat wave risk12County figure75.416% below
Median air quality index13County figure5221% above
Good air days13County figure44.9%34% below
08

Ballard in 2030: where the trends point

If recent trends hold, the median rent will take about 23% of the median income in 2030, up from 22% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$2,563/mo (2024)$3,360/mo$2,750 to $4,090/mo+4.6%
Median household income$140,833 (2024)$177,000$149,500 to $209,500+3.9%
Median home value$1,742,200 (2024)$2,627,000$1,907,000 to $3,619,000+7.1%

The median home would be worth 14.9 years of the median income in 2030, against 12.4 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Ballard

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Nantucket, MA$2,228$148,017Compare
El Segundo, CA$2,556$150,737Compare
Half Moon Bay, CA$2,433$157,884Compare
Santa Barbara, CA$2,413$106,182Compare
Santa Barbara, CAHalf Moon Bay, CAEl Segundo, CANantucket, MABallard, CABallardNantucketEl SegundoHalf Moon BayNantucketEl SegundoHalf Moon Bay

Common questions

Is Ballard a good place to live?

It depends on what you need, so here is what the numbers say. The median home is worth 12.4 years of the median household's income, more than in 99% of the 2,480 places under 10,000 people we track. Between the 2019 and 2024 surveys, rent rose 10.1% a year while household income rose 2.5%, so rent outran pay by more than in 95% of places its size. On cost, space and class size it scores 53 out of 100 for families. See how it ranks with your own weights.

Is Ballard expensive to live in?

The median rent takes 18.2% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $1,742,200.

What salary do you need to live in Ballard?

To rent the median home without spending more than 30% of income on rent, a household needs about $85,240 a year. Work it out from your current city.

What places are similar to Ballard?

On income, rent, home value, education and age, the closest matches are Nantucket, MA, El Segundo, CA, Half Moon Bay, CA and Santa Barbara, CA.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  10. Common Core of Data · National Center for Education Statistics · 2024 release
  11. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  12. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  13. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Ballard with places of a similar size, using only figures measured for Ballard itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/ballard-california

Citytistics. “Ballard, California.” Data as of 2026-11-14. https://www.citytistics.com/city/ballard-california/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.