CitytisticsShortlist

Cost of living, pay and housing

40.01° N · 75.23° W · GEOID 4203895

Bala Cynwyd

Montgomery County, Pennsylvania · part of the Philadelphia, PA metro

PennsylvaniaBala Cynwyd, PABala CynwydBala Cynwyd

The short answer

Bala Cynwyd is home to 10,227 people. Median household income is $150,000 a year and median rent is $1,886 a month, 15.1% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $640,400, about 4.3x annual median household income.

Bala Cynwyd's housing market sets it apart. Owning with a mortgage costs about $1,724 a month more than the median rent, a wider gap than in 97% of places its size. It is the 3rd-highest of 271 Pennsylvania places we track. Also notable: Rent is light relative to pay, but the county has a FEMA natural hazard risk score of 97 out of 100. Budget for insurance before counting the savings.

91OF 100

CTXCitytistics Index

Exceptional

Bala Cynwyd scores better than 91% of the 6,612 places we rate, and ranks 23rd of 271 in Pennsylvania.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%63
Economy 20%69
Safety 20%n/a
Amenities 15%72
Education 10%98
Commute 10%35
Growth 5%n/a

Not rated: safety, growth, for want of data (the city police department does not report a full year to the FBI). The other weights are spread over the categories rated.

Median gross rent
$1,886
38% above the median place
Median household income
$150,000
87% above the median place
Median home value
$640,400
101% above the median place
Unemployment
5.0%
3% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

01

Moving to Bala Cynwyd

Montgomery County gains about 0.7 residents per 1,000 a year to moves between counties.

Moved in35,647
Moved out35,121
Net+526

Where people come from and where they go, top counties

Philadelphia County, PA10,2835,450+4,833
Bucks County, PA4,4664,196+270
Chester County, PA3,0203,529−509
Delaware County, PA2,0991,905+194
Berks County, PA1,1891,723−534
New York County, NY497

Within Pennsylvania, other states or abroad

Arrivals
Leavers
Within PennsylvaniaOther statesAbroad

Income per tax return

Arrivals$98K
Leavers$105K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Montgomery County; flows under 20 returns are not published.

Who moves here
7.3% of residents arrived from another county in the past year, 3.3% from another state.
Who arrives and who leaves
Households moving into Montgomery County report $97,700 a year in income on average; those leaving, $104,700, so leavers earn more than newcomers.
Income you would need
$75,400 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,886 a month; owners with a mortgage pay $3,610 a month including taxes and insurance, on a median home of $640,400.
Getting to work
28 minutes each way on average; 31.8% work from home; 4.3% take transit.
If it is close but not quite
Upper Arlington, OH matches it on character for less of your income. Compare the two
Moved from another state1
3.3%
65% above the median place
Moved here in the past year1
7.3%
27% above the median place
Income of households moving out7
$104,712
49% above the median place
All 5 moving measures
MeasureBala CynwydAmong 6,645 placesVs median
Moved here in the past year17.3%27% above
Moved from another state13.3%65% above
Net movers per 1,000 people7County figure0.7above (median -0.6)
Income of households moving in7County figure$97,68838% above
Income of households moving out7County figure$104,71249% above
02

What it costs to live here

After the median rent, with other prices set to the US average, the median household keeps about $126,900 a year, more than in 90% of the 1,884 places of 10,000 to 25,000 people we track.

Bala Cynwyd15.1%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$75,440
a year, at the 30% line
Rent to income
15.1%
26% below the median place
Home price to income
4.3x
12% above the median place

Could you afford it?

The median rent would take
15%
comfortably under the 30% line
Left after rent, in US prices
$126,900
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Bala Cynwyd, $1,886 a month, and local prices for everything else (100.4 against a US average of 100). It runs in your browser and stores nothing.

Like Bala Cynwyd, but easier on the budget

Places that match Bala Cynwyd on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Upper Arlington, OH9012.3% vs 15.1%$13,400Compare
Westfield, NJ8912.2% vs 15.1%$67,400Compare
Mount Vernon, VA8811.9% vs 15.1%$17,100Compare
Rye Brook, NY8712.6% vs 15.1%$78,300Compare

Moving from somewhere else? Work out the salary you would need in Bala Cynwyd.

Sponsored · exampleMoving to Bala Cynwyd? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Owner costs with a mortgage1
$3,610
93% above the median place
Property tax paid (median)1
$7,956
144% above the median place
Median home value1
$640,400
101% above the median place
All 16 cost and housing measures
MeasureBala CynwydAmong 6,645 placesVs median
Median gross rent1$1,88638% above
Rent to income115.1%26% below
Property tax rate11.2%36% above
Home price to income14.3x12% above
Prices vs US average2Metro figure102.52% above
Fair market rent, 2 bedrooms3County figure$1,86015% above
HUD area median income4County figure$122,70014% above
Property tax paid (median)1$7,956144% above
Median home value1$640,400101% above
Home prices, 1-year change5County figure4.6%45% above
Home prices, 5-year change5County figure51.7%0% above
Homeownership169.9%5% above
Renters paying 30%+148.2%5% below
Owner costs with a mortgage1$3,61093% above
Vacant homes17.8%11% above
Median year built119601% below
03

Work and pay

32% of workers mostly work from home, more than in 96% of the 2,241 places of 10,000 to 25,000 people we track.

Income per person1
$92,895
132% above the median place
Works from home1
31.8%
156% above the median place
Median household income1
$150,000
87% above the median place

More on work and pay, against the typical place

Commutes by transit4.3% 5.0×
Mean commute28 min +11%
Unemployment5.0% +3%
Poverty rate11.4% +6%
All 10 work and pay measures
MeasureBala CynwydAmong 6,645 placesVs median
Median household income1$150,00087% above
Income per person1$92,895132% above
Unemployment15.0%3% above
Average annual pay6County figure$90,91538% above
Pay growth, 1 year6County figure2.8%24% below
Jobs6County figure504,216235% above
Poverty rate111.4%6% above
Mean commute128 min11% above
Works from home131.8%156% above
Commutes by transit14.3%above (median 0.8%)
04

Who lives here

76% of adults hold a bachelor's degree or higher, a larger share than in 97% of the 2,300 places of 10,000 to 25,000 people we track.

Bachelor's or higher1
75.8%
136% above the median place
High school or higher1
97.7%
6% above the median place
Homes with broadband1
96.8%
5% above the median place

More about who lives here, against the typical place

Born abroad12.8% +45%
Median age39.6 +2%
Household size2.5 +2%
All 8 people measures
MeasureBala CynwydAmong 6,645 placesVs median
Population110,2274091st largest
Median age139.62% above
Bachelor's or higher175.8%136% above
High school or higher197.7%6% above
Household size12.52% above
Born abroad112.8%45% above
No health insurance1County figure3.9%39% below
Homes with broadband196.8%5% above
05

Life in Bala Cynwyd

OpenStreetMap shows 3.9 libraries per 10,000 residents, more than in 98% of the 2,301 places of 10,000 to 25,000 people we track.

2 sites are on the National Register of Historic Places, 12 of them National Historic Landmarks. Its history on Wikipedia

  • West Laurel Hill Cemetery listed 1992
  • Lower Merion Academy-Cynwyd Elementary School-Bala Cynwyd Junior High School Complex listed 2002

Out the door, against the typical place

Parks per 10k residents11.7 +15%
Playgrounds per 10k17.6 +87%
Grocery stores per 10k2.0 −8%
Restaurants, cafes and bars per 10k20.5 +84%
Libraries per 10k3.9 4.5×
Named paths and bike trails7 km 3.7×
Bus and rail stops per sq mi2.2 10.4×

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Benjamin Franklin National Memorial 5 miles
  • Edgar Allan Poe National Historic Site 5 miles
  • Independence National Historical Park 6 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars22.8 +10%
Shops34.0 +12%
Arts, recreation and fitness5.6 +37%
Doctors' offices and clinics28.3 +40%
Child care centers2.6 +13%

Counts businesses with paid staff, so small owner-run shops are not included.

Students per teacher12
10.9
29% below the median place
Nearest National Park Service site10
4.7
85% below the median place
Public schools12
3
67% below the median place
All 18 schools and local life measures
MeasureBala CynwydAmong 6,645 placesVs median
Public schools12367% below
Public school students121,59867% below
Students per teacher1210.929% below
Restaurants and bars per 10k8County figure22.810% above
Shops per 10k8County figure34.012% above
Arts, recreation and fitness per 10k8County figure5.637% above
Doctors' offices and clinics per 10k8County figure28.340% above
Child care centers per 10k8County figure2.613% above
Parks per 10k911.715% above
Playgrounds per 10k917.687% above
Grocery stores per 10k92.08% below
Restaurants, cafes and bars per 10k920.584% above
Libraries per 10k93.9349% above
Named paths and bike trails97.4270% above
Transit stops per sq mi92.2above (median 0.2)
Nearest National Park Service site104.785% below
National Park Service sites within 60 miles1010400% above
National Register listings11285% below
06

Safety, weather and risk

Heat wave risk is 98.3, 9% above the median place.

No crime figure yet. Either the city police department did not report to the FBI for the latest year, or our monthly fetch has not reached Bala Cynwyd. Larger places are fetched first.

Heat wave risk14
98.3
9% above the median place
Tornado risk14
95.6
17% above the median place
Wildfire risk14
37.3
39% below the median place
All 11 weather and risk measures
MeasureBala CynwydAmong 6,645 placesVs median
July average high13County figure87°F0% above
January average low13County figure23°F10% below
Average temperature13County figure54°F2% below
Annual precipitation13County figure47.9 in9% above
Natural hazard risk14County figure96.85% above
Hurricane risk14County figure89.927% above
Tornado risk14County figure95.617% above
Wildfire risk14County figure37.339% below
Heat wave risk14County figure98.39% above
Median air quality index15County figure415% below
Good air days15County figure73.4%7% above
08

Bala Cynwyd in 2030: where the trends point

If recent trends hold, the median rent will take about 15% of the median income in 2030, about the same as 15% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Bala Cynwyd does better than 65% of places. Its projected home value growth beats 3%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,886/mo (2024)$2,430/mo$1,990 to $2,960/mo+4.3%
Median household income$150,000 (2024)$190,000$160,500 to $225,000+4.0%
Median home value$640,400 (2024)$875,000$635,000 to $1,205,000+5.3%

The median home would be worth 4.6 years of the median income in 2030, against 4.3 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Bala Cynwyd

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Belle Haven, VA$1,841$140,574Compare
Birmingham, MI$1,902$153,510Compare
Alpharetta, GA$1,948$147,612Compare
Short Pump, VA$1,847$138,845Compare
Short Pump, VAAlpharetta, GABirmingham, MIBelle Haven, VABala Cynwyd, PABala CynwydBelle HavenBirminghamAlpharettaShort PumpBala CynwydBirminghamAlpharettaShort Pump

Places built like Bala Cynwyd

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Bala Cynwyd performs against places like it.

PlaceRent to incomeIncome growthPop. change
Bala Cynwyd, PA15.1%4.9%/yrn/a
Morris Plains, NJ22.0%3.8%/yr7.2%Compare
Madison, NJ15.8%3.2%/yr-2.1%Compare
Metuchen, NJ15.8%4.2%/yr1.9%Compare
Croton-on-Hudson, NY14.2%8.1%/yr-0.5%Compare
Port Washington, NY15.4%3.7%/yrn/aCompare
Rye, NY17.5%4.5%/yr0.1%Compare

Common questions

Is Bala Cynwyd a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 91 out of 100, better than 91% of the places we rate and 23rd of 271 in Pennsylvania. On cost, space and class size it scores 79 out of 100 for families. See how it ranks with your own weights.

Is Bala Cynwyd expensive to live in?

The median rent takes 15.1% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $640,400.

What salary do you need to live in Bala Cynwyd?

To rent the median home without spending more than 30% of income on rent, a household needs about $75,440 a year. Work it out from your current city.

What places are similar to Bala Cynwyd?

On income, rent, home value, education and age, the closest matches are Belle Haven, VA, Birmingham, MI, Alpharetta, GA and Short Pump, VA.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Common Core of Data · National Center for Education Statistics · 2024 release
  13. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  14. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  15. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Bala Cynwyd with places of a similar size, using only figures measured for Bala Cynwyd itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/bala-cynwyd-pennsylvania

Citytistics. “Bala Cynwyd, Pennsylvania.” Data as of 2026-11-14. https://www.citytistics.com/city/bala-cynwyd-pennsylvania/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.