CitytisticsShortlist

Cost of living, pay and housing

42.66° N · 71.14° W · GEOID 2501430

Andover

Essex County, Massachusetts · part of the Boston, MA metro

MassachusettsAndover, MAAndoverAndover

The short answer

Andover is home to 9,451 people. Median household income is $126,563 a year and median rent is $1,759 a month, 16.7% of income (a ratio of two medians, not any one household's burden). Rent pressure is lighter than in most places. The median home is valued at $726,100, about 5.7x annual median household income.

Andover stands out on how people work. Unemployment is 9.1%, against 5.1% in its closest peers. Also notable: Owning with a mortgage costs about $2,171 a month more than the median rent, a wider gap than in 99% of places its size.

86OF 100

CTXCitytistics Index

Strong

Andover scores better than 86% of the 6,612 places we rate, and ranks 19th of 121 in Massachusetts.

How the CTX is built

Category ratings · 0 to 100, typical place 50

Affordability 20%48
Economy 20%46
Safety 20%80
Amenities 15%77
Education 10%94
Commute 10%56
Growth 5%n/a

Not rated: growth, for want of data. The other weights are spread over the categories rated.

Median gross rent
$1,759
29% above the median place
Median household income
$126,563
58% above the median place
Median home value
$726,100
127% above the median place
Unemployment
9.1%
86% above the median place

Compared with the median of the 6,645 places we track. The bundle was checked 2026-11-14; each measure may refer to an older release.

What stands out about Andover

  • How it is changingRent took 12.6% of the median income in the 2019 survey and 16.7% in 2024. In the 25 places most like it the share rose 0.3 points on average, so affordability slipped more here.
01

Moving to Andover

Essex County loses about 4.0 residents per 1,000 a year to moves between counties.

Moved in25,072
Moved out27,797
Net−2,725

Where people come from and where they go, top counties

Within Massachusetts, other states or abroad

Arrivals
Leavers
Within MassachusettsOther statesAbroad

Income per tax return

Arrivals$105K
Leavers$100K

People on tax returns who moved between counties, from IRS migration data, 2022 to 2023. Figures are for all of Essex County; flows under 20 returns are not published.

Who moves here
9.2% of residents arrived from another county in the past year, 2.5% from another state.
Who arrives and who leaves
Households moving into Essex County report $104,900 a year in income on average; those leaving, $100,400.
Income you would need
$70,400 a year to rent the median home at the 30% line. From your city
Rent or buy
Median rent is $1,759 a month; owners with a mortgage pay $3,930 a month including taxes and insurance, on a median home of $726,100.
Getting to work
24 minutes each way on average; 26.9% work from home; 3.0% take transit.
If it is close but not quite
Hastings-on-Hudson, NY matches it on character for less of your income. Compare the two
Moved here in the past year1
9.2%
61% above the median place
Moved from another state1
2.5%
28% above the median place
Income of households moving in6
$104,889
49% above the median place
All 5 moving measures
MeasureAndoverAmong 6,645 placesVs median
Moved here in the past year19.2%61% above
Moved from another state12.5%28% above
Net movers per 1,000 people6County figure-4.0below (median -0.6)
Income of households moving in6County figure$104,88949% above
Income of households moving out6County figure$100,43443% above
02

What it costs to live here

Rent is light relative to pay, but the county has a FEMA natural hazard risk score of 96 out of 100. Budget for insurance before counting the savings.

Andover16.7%
Typical place20.4%

Share of the median household income that goes to the median rent. Above 30% is the usual stress line.

Income needed to rent
$70,360
a year, at the 30% line
Rent to income
16.7%
18% below the median place
Home price to income
5.7x
51% above the median place

Could you afford it?

The median rent would take
17%
comfortably under the 30% line
Left after rent, in US prices
$105,800
a year
Vs the typical household here
Same
as the median household

Uses the median rent in Andover, $1,759 a month, and local prices for everything else (100.0 against a US average of 100). It runs in your browser and stores nothing.

Like Andover, but easier on the budget

Places that match Andover on character (size, age, education, homeownership, household size, housing age, remote work and climate) but where rent takes a clearly smaller share of income. Cost was left out of the match on purpose.

PlaceMatchRent to incomeMore left a year
Hastings-on-Hudson, NY8811.6% vs 16.7%$57,300Compare
Haddon Heights, NJ8610.5% vs 16.7%$13,300Compare
Riverside, IL8511.6% vs 16.7%$28,000Compare
Grosse Pointe, MI8513.0% vs 16.7%$30,800Compare

Moving from somewhere else? Work out the salary you would need in Andover.

Sponsored · exampleMoving to Andover? Compare quotes from licensed movers. No partner is signed yet. Sponsored offers are always labelled and never change the data.
Median year built1
1938
2% below the median place
Owner costs with a mortgage1
$3,930
110% above the median place
Property tax paid (median)1
$9,040
177% above the median place
All 15 cost and housing measures
MeasureAndoverAmong 6,645 placesVs median
Median gross rent1$1,75929% above
Rent to income116.7%18% below
Property tax rate11.3%37% above
Home price to income15.7x51% above
Prices vs US average2Metro figure108.37% above
Fair market rent, 2 bedrooms3County figure$3,00886% above
Property tax paid (median)1$9,040177% above
Median home value1$726,100127% above
Home prices, 1-year change4County figure4.8%52% above
Home prices, 5-year change4County figure49.5%4% below
Homeownership166.0%1% below
Renters paying 30%+141.0%19% below
Owner costs with a mortgage1$3,930110% above
Vacant homes110.1%43% above
Median year built119382% below
03

Work and pay

Unemployment is 9.1%, 86% above the median place.

Unemployment1
9.1%
86% above the median place
Works from home1
26.9%
116% above the median place
Income per person1
$70,489
76% above the median place

More on work and pay, against the typical place

Median household income$126,563 +58%
Poverty rate6.2% −42%
Commutes by transit3.0% 3.5×
Mean commute24 min −4%
All 10 work and pay measures
MeasureAndoverAmong 6,645 placesVs median
Median household income1$126,56358% above
Income per person1$70,48976% above
Unemployment19.1%86% above
Average annual pay5County figure$78,07218% above
Pay growth, 1 year5County figure3.3%11% below
Jobs5County figure326,688117% above
Poverty rate16.2%42% below
Mean commute124 min4% below
Works from home126.9%116% above
Commutes by transit13.0%252% above
04

Who lives here

Bachelor's or higher is 68.1%, 112% above the median place.

Bachelor's or higher1
68.1%
112% above the median place
Household size1
2.2
11% below the median place
Median age1
42.7
9% above the median place

More about who lives here, against the typical place

Homes with broadband94.8% +3%
High school or higher94.0% +2%
Born abroad10.6% +20%
All 8 people measures
MeasureAndoverAmong 6,645 placesVs median
Population19,4514330th largest
Median age142.79% above
Bachelor's or higher168.1%112% above
High school or higher194.0%2% above
Household size12.211% below
Born abroad110.6%20% above
No health insurance1County figure2.8%56% below
Homes with broadband194.8%3% above
05

Life in Andover

OpenStreetMap shows 5.3 libraries per 10,000 residents, more than in 96% of the 2,480 places under 10,000 people we track. It is the 3rd-highest of 122 Massachusetts places we track.

Founded or incorporated in 1646. 51 sites are on the National Register of Historic Places, 30 of them National Historic Landmarks. Its history on Wikipedia

  • Abbot, Benjamin, House listed 1975
  • Shawsheen Village Historic District listed 1979
  • Abbot Tavern listed 1982
  • Abbot, Asa and Sylvester, House listed 1982
  • Abbot, J. T., House listed 1982
  • Abbot-Baker House listed 1982

Out the door, against the typical place

Parks per 10k residents14.8 +46%
Playgrounds per 10k16.9 +80%
Grocery stores per 10k3.2 +50%
Restaurants, cafes and bars per 10k19.1 +71%
Libraries per 10k5.3 6.1×
Named paths and bike trails4 km +75%
Bus and rail stops per sq mi4.1 19.4×

Mapped by volunteers in OpenStreetMap inside the city limits (Census boundaries), so coverage is fuller in some places than others. Map data © OpenStreetMap contributors, ODbL.

National Park Service sites nearby

  • Lowell National Historical Park 9 miles
  • Saugus Iron Works National Historic Site 15 miles
  • Salem Maritime National Historical Park 16 miles

Businesses per 10,000 residents (county figures)

Restaurants and bars22.5 +8%
Shops30.7 +1%
Arts, recreation and fitness5.4 +32%
Doctors' offices and clinics17.0 −16%
Child care centers3.1 +35%

Counts businesses with paid staff, so small owner-run shops are not included.

Students per teacher12
12.2
21% below the median place
Nearest National Park Service site9
8.6
72% below the median place
Public school students12
7,251
48% above the median place
All 18 schools and local life measures
MeasureAndoverAmong 6,645 placesVs median
Public schools121122% above
Public school students127,25148% above
Students per teacher1212.221% below
Restaurants and bars per 10k7County figure22.58% above
Shops per 10k7County figure30.71% above
Arts, recreation and fitness per 10k7County figure5.432% above
Doctors' offices and clinics per 10k7County figure17.016% below
Child care centers per 10k7County figure3.135% above
Parks per 10k814.846% above
Playgrounds per 10k816.980% above
Grocery stores per 10k83.250% above
Restaurants, cafes and bars per 10k819.171% above
Libraries per 10k85.3above (median 0.9)
Named paths and bike trails83.575% above
Transit stops per sq mi84.1above (median 0.2)
Nearest National Park Service site98.672% below
National Park Service sites within 60 miles914above (median 2)
National Register listings1051292% above
06

Safety, weather and risk

Violent crime per 100k is 87, 55% below the median place.

Violent crime per 100k
87
55% below the median place
Property crime per 100k
563
54% below the median place
Months reported
12 of 12
by the city police department to the FBI

Counts only offenses reported by the city police department. Sheriff, state and campus police are not included, and some departments do not report to the FBI at all, so compare with care.

July average high13
82°F
6% below the median place
Average temperature13
49°F
10% below the median place
Hurricane risk14
93.3
32% above the median place
All 11 weather and risk measures
MeasureAndoverAmong 6,645 placesVs median
July average high13County figure82°F6% below
January average low13County figure18°F28% below
Average temperature13County figure49°F10% below
Annual precipitation13County figure47.4 in8% above
Natural hazard risk14County figure95.63% above
Hurricane risk14County figure93.332% above
Tornado risk14County figure92.414% above
Wildfire risk14County figure59.23% below
Heat wave risk14County figure91.82% above
Median air quality index15County figure407% below
Good air days15County figure81.1%18% above
08

Andover in 2030: where the trends point

If recent trends hold, the median rent will take about 17% of the median income in 2030, up from 17% now.

Citytistics projections to 2030: each figure's own trend, blended with the typical trend across the places we rate, eased toward long-run US growth and carried forward from the latest release. The range is where 80% of places landed when we tested the same method on past releases. On projected 2030 affordability, Andover does better than 46% of places. Its projected home value growth beats 12%.

MeasureLatest2030 projectionLikely rangeAvg. per year
Median rent$1,759/mo (2024)$2,320/mo$1,900 to $2,830/mo+4.7%
Median household income$126,563 (2024)$160,500$135,500 to $190,000+4.0%
Median home value$726,100 (2024)$1,011,000$734,000 to $1,393,000+5.7%

The median home would be worth 6.3 years of the median income in 2030, against 5.7 now.

A projection of recent trends, not a prediction of the economy or advice to buy or sell. How we project.

09

Places like Andover

The closest matches on income, rent, home value, education and age, and the places nearby.

PlaceRentIncome
Neptune Beach, FL$1,763$119,294Compare
Creve Coeur, MO$1,622$127,188Compare
Edina, MN$1,844$128,767Compare
Winter Park, FL$1,738$105,724Compare
Winter Park, FLEdina, MNCreve Coeur, MONeptune Beach, FLAndover, MAAndoverNeptune BeachCreve CoeurEdinaWinter ParkAndoverNeptune BeachCreve CoeurEdinaWinter Park

Places built like Andover

Its statistical peers: the closest matches on size, age, education, homeownership, household size, housing age, origin and remote work, in the same part of the country. Cost and outcomes are left out of the match, so the table shows how Andover performs against places like it.

PlaceRent to incomeIncome growthPop. change
Andover, MA16.7%5.8%/yrn/a
Montpelier, VT19.3%4.5%/yr-3.1%Compare
Melrose, MA17.6%4.6%/yr-0.7%Compare
Grosse Pointe Park, MI13.3%1.5%/yr-4.4%Compare
Fairport, NY13.1%8.3%/yr-2.5%Compare
Ardmore, PA17.8%4.2%/yrn/aCompare
Hingham, MA7.0%5.0%/yrn/aCompare

Common questions

Is Andover a good place to live?

It depends on what you need, so here is what the numbers say. Its Citytistics Index is 86 out of 100, better than 86% of the places we rate and 19th of 121 in Massachusetts. Rent took 12.6% of the median income in the 2019 survey and 16.7% in 2024. In the 25 places most like it the share rose 0.3 points on average, so affordability slipped more here. On cost, space and class size it scores 61 out of 100 for families. See how it ranks with your own weights.

Is Andover expensive to live in?

The median rent takes 16.7% of the median household income, against 20.4% in the typical place we track. Housing is a lighter load here than usual. The median home is valued at $726,100.

What salary do you need to live in Andover?

To rent the median home without spending more than 30% of income on rent, a household needs about $70,360 a year. Work it out from your current city.

Is Andover safe?

There were 87 reported violent crimes per 100,000 residents, against 192 in the typical place.

What places are similar to Andover?

On income, rent, home value, education and age, the closest matches are Neptune Beach, FL, Creve Coeur, MO, Edina, MN and Winter Park, FL.

Sources and methods

The small numbers beside each measure point here. Every dataset is public; links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  5. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  6. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  7. County Business Patterns · US Census Bureau · 2023 data
  8. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  9. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  10. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  11. Crime Data Explorer · Federal Bureau of Investigation · 2025 data
  12. Common Core of Data · National Center for Education Statistics · 2024 release
  13. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  14. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  15. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

What stands out compares Andover with places of a similar size, using only figures measured for Andover itself; county and metro figures never count. Survey figures are estimates with margins of error. Formulas and definitions: methodology. API: /api/v1/places/andover-massachusetts

Citytistics. “Andover, Massachusetts.” Data as of 2026-11-14. https://www.citytistics.com/city/andover-massachusetts/

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.