CitytisticsShortlist

Pine Lakes, FL vs Swartz Creek, MI

Pine Lakes

Florida

vs

Swartz Creek

Michigan

Across 35 directional measures we can compare, Pine Lakes leads on 20 and Swartz Creek on 15. Counting measures is not an overall verdict: their importance depends on your priorities. Median rent is 13% higher in Swartz Creek, while median household income is higher in Pine Lakes.

Median gross rent
$1,103$1,247
Pine Lakes is 12% lower
Median household income
$77,785$71,571
Pine Lakes is 9% higher
Median home value
$79,600$174,200
Pine Lakes is 54% lower

The Citytistics read

  • After the median rent, with other prices set to the US average, the median household has about $66,600 a year left in Pine Lakes and $58,400 in Swartz Creek. Money goes further in Pine Lakes, by about $8,200 a year.
  • A household earning Pine Lakes's median of $77,785 would need about $79,500 in Swartz Creek to keep the same money after rent and local prices.
  • Between the 2019 and 2024 surveys, pay outran rent by 13.5 points a year in Pine Lakes, and rent outran pay by 3.3 points a year in Swartz Creek.

How these are calculated

FloridaMichiganSwartz Creek, MIPine Lakes, FLPine LakesSwartz CreekPine LakesSwartz Creek

Which fits you?

Both start on the Citytistics Index (CTX). Move the sliders to weigh what matters to you and the score becomes your own mix.

Your weights

Top 1 of 1 matching places. Places in the top 1% show their national rank.

#PlaceCTXAffordabilityEconomyEducationSafetyCommuteAmenitiesGrowth
01Swartz Creek, MIComposite 46.6 / 100
41
692626n/a336650

CTX is the Citytistics Index: better than that share of the places we rate. It tops out at 99, so the top 1% show their national rank (#1 is best). Change any weight to rank on your own mix. How the CTX is built

Every measure

The dots show where each place sits among the 6,645 places we track. The bar is the median. A small dot after a value marks the better one.

MeasurePine LakesSwartz CreekAmong all places
Cost of living
Median gross rent1$1,103$1,247
Rent to income117.0%20.9%
Property tax rate10.9%1.6%
Home price to income11.0x2.4x
Prices vs US average2101.493.0
Fair market rent, 2 bedrooms3$1,959$1,133
HUD area median income4$97,600$82,100
Housing
Property tax paid (median)1$732$2,693
Median home value1$79,600$174,200
Home prices, 1-year change52.2%5.0%
Home prices, 5-year change561.4%48.2%
Homeownership157.7%69.9%
Renters paying 30%+119.8%49.9%
Owner costs with a mortgage1$961$1,281
Vacant homes112.3%9.0%
Median year built119861978
Jobs and income
Median household income1$77,785$71,571
Income per person1$19,825$45,655
Unemployment15.0%8.1%
Average annual pay6$54,092$57,658
Pay growth, 1 year61.9%3.3%
Jobs6118,622134,908
Poverty rate18.8%10.9%
Mean commute130 min28 min
Works from home115.7%15.1%
Commutes by transit10.0%0.0%
People
Population11,4375,853
Population change since 20207n/a-1.2%
Median age146.546.2
Bachelor's or higher127.9%22.1%
High school or higher191.4%97.9%
Household size13.62.3
Born abroad110.7%2.9%
No health insurance115.0%4.7%
Homes with broadband191.3%88.9%
Moving
Moved here in the past year17.1%3.8%
Moved from another state10.0%0.0%
Net movers per 1,000 people839.90.8
Income of households moving in8$80,711$53,996
Income of households moving out8$59,346$56,701
Local life
Restaurants and bars per 10k915.617.3
Shops per 10k927.531.6
Arts, recreation and fitness per 10k94.12.8
Doctors' offices and clinics per 10k921.323.8
Child care centers per 10k91.21.9
Parks per 10k100.027.3
Playgrounds per 10k100.017.1
Grocery stores per 10k100.06.8
Restaurants, cafes and bars per 10k100.06.8
Libraries per 10k100.03.4
Named paths and bike trails100.03.7
Transit stops per sq mi100.00.0
Nearest National Park Service site11n/a76.0
National Park Service sites within 60 miles11n/a0
National Register listings12313
Founded or incorporated13n/a1959
Schools
Public schools14628
Public school students1447,3403,627
Students per teacher1417.619.1
Climate
July average high1592°F83°F
January average low1547°F16°F
Average temperature1572°F48°F
Annual precipitation1550.8 in33.2 in
Hazards and air
Natural hazard risk1691.992.2
Hurricane risk1695.045.4
Tornado risk1697.498.5
Wildfire risk1696.025.9
Heat wave risk1679.885.6
Median air quality index173538
Good air days1795.0%83.2%

Data bundle checked 2026-11-14; individual source vintages vary. Rent needed at the 30% line: Pine Lakes $44,120, Swartz Creek $49,880 a year.

Sources and methods

The small numbers beside each measure point here. Links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. Population Estimates · US Census Bureau · Vintage 2025
  8. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  9. County Business Patterns · US Census Bureau · 2023 data
  10. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  11. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  12. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  13. Wikidata · Wikimedia Foundation (CC0) · Retrieved 2026-11
  14. Common Core of Data · National Center for Education Statistics · 2024 release
  15. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  16. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  17. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

Survey figures are estimates with margins of error. Formulas and definitions: methodology.

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