CitytisticsShortlist

Mystic Island, NJ vs Ridge, NY

Mystic Island

New Jersey

vs

Ridge

New York

Across 35 directional measures we can compare, Mystic Island leads on 20 and Ridge on 15. Counting measures is not an overall verdict: their importance depends on your priorities. Median rent is 8% higher in Ridge, while median household income is higher in Mystic Island.

Median gross rent
$1,893$2,044
Mystic Island is 7% lower
Median household income
$78,714$78,528
Mystic Island is 0% higher
Median home value
$321,500$424,800
Mystic Island is 24% lower

The Citytistics read

  • After the median rent, with other prices set to the US average, the median household has about $53,200 a year left in Mystic Island and $51,300 in Ridge. Money goes further in Mystic Island, by about $1,900 a year.
  • A household earning Mystic Island's median of $78,714 would need about $80,500 in Ridge to keep the same money after rent and local prices.
  • Between the 2019 and 2024 surveys, pay outran rent by 1.1 points a year in Mystic Island, and rent outran pay by 3.7 points a year in Ridge.

How these are calculated

New JerseyNew YorkRidge, NYMystic Island, NJMystic IslandRidgeMystic IslandRidge

Which fits you?

Both start on the Citytistics Index (CTX). Move the sliders to weigh what matters to you and the score becomes your own mix.

Your weights

Top 2 of 2 matching places. Places in the top 1% show their national rank.

#PlaceCTXAffordabilityEconomyEducationSafetyCommuteAmenitiesGrowth
01Mystic Island, NJComposite 31.9 / 100
10
256133n/a221n/a
02Ridge, NYComposite 28.9 / 100
6
124747n/a532n/a

CTX is the Citytistics Index: better than that share of the places we rate. It tops out at 99, so the top 1% show their national rank (#1 is best). Change any weight to rank on your own mix. How the CTX is built

Every measure

The dots show where each place sits among the 6,645 places we track. The bar is the median. A small dot after a value marks the better one.

MeasureMystic IslandRidgeAmong all places
Cost of living
Median gross rent1$1,893$2,044
Rent to income128.9%31.2%
Property tax rate11.6%1.8%
Home price to income14.1x5.4x
Prices vs US average2112.6112.6
Fair market rent, 2 bedrooms3$2,283$2,689
HUD area median income4$140,600$164,300
Housing
Property tax paid (median)1$5,009$7,624
Median home value1$321,500$424,800
Home prices, 1-year change56.0%5.4%
Home prices, 5-year change573.4%54.5%
Homeownership187.8%89.5%
Renters paying 30%+163.0%37.6%
Owner costs with a mortgage1$1,866$2,872
Vacant homes129.2%9.5%
Median year built119821979
Jobs and income
Median household income1$78,714$78,528
Income per person1$44,877$51,327
Unemployment13.8%5.1%
Average annual pay6$58,848$81,119
Pay growth, 1 year62.4%2.5%
Jobs6192,715689,858
Poverty rate116.1%4.1%
Mean commute139 min36 min
Works from home111.0%17.9%
Commutes by transit10.9%4.8%
People
Population18,25912,503
Median age154.552.4
Bachelor's or higher124.6%30.7%
High school or higher193.3%92.9%
Household size12.22.2
Born abroad13.4%7.0%
No health insurance14.2%1.4%
Homes with broadband191.6%89.3%
Moving
Moved here in the past year15.0%2.3%
Moved from another state11.2%0.7%
Net movers per 1,000 people71.9-5.5
Income of households moving in7$99,173$116,086
Income of households moving out7$87,578$120,653
Local life
Restaurants and bars per 10k819.325.6
Shops per 10k831.439.7
Arts, recreation and fitness per 10k84.46.6
Doctors' offices and clinics per 10k822.224.4
Child care centers per 10k82.02.7
Parks per 10k913.35.6
Playgrounds per 10k92.40.0
Grocery stores per 10k90.00.0
Restaurants, cafes and bars per 10k90.03.2
Libraries per 10k90.00.8
Named paths and bike trails92.153.2
Transit stops per sq mi90.00.0
Nearest National Park Service site108.815.5
National Park Service sites within 60 miles1069
National Register listings1137347
Schools
Public schools121151
Public school students1265,536684
Students per teacher1211.810.1
Climate
July average high1386°F82°F
January average low1325°F24°F
Average temperature1354°F53°F
Annual precipitation1347.3 in45.5 in
Hazards and air
Natural hazard risk1496.297.3
Hurricane risk1493.296.8
Tornado risk1447.274.8
Wildfire risk1495.273.4
Heat wave risk1495.794.7
Median air quality index153941
Good air days1578.8%72.6%

Data bundle checked 2026-11-14; individual source vintages vary. Rent needed at the 30% line: Mystic Island $75,720, Ridge $81,760 a year.

Sources and methods

The small numbers beside each measure point here. Links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Common Core of Data · National Center for Education Statistics · 2024 release
  13. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  14. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  15. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

Survey figures are estimates with margins of error. Formulas and definitions: methodology.

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