CitytisticsShortlist

Monticello, MN vs Ruskin, FL

Monticello

Minnesota

vs

Ruskin

Florida

Across 37 directional measures we can compare, Monticello leads on 29 and Ruskin on 8. Counting measures is not an overall verdict: their importance depends on your priorities. Median rent is 1% higher in Ruskin, while median household income is higher in Monticello.

Median gross rent
$1,405$1,419
Monticello is 1% lower
Median household income
$79,534$79,235
Monticello is 0% higher
Median home value
$323,700$323,000
Monticello is 0% higher

The Citytistics read

  • After the median rent, with other prices set to the US average, the median household has about $60,600 a year left in Monticello and $64,900 in Ruskin. Money goes further in Ruskin, by about $4,300 a year.
  • A household earning Monticello's median of $79,534 would need about $75,000 in Ruskin to keep the same money after rent and local prices.
  • Between the 2019 and 2024 surveys, rent outran pay by 4.1 points a year in Monticello, and rent outran pay by 1.4 points a year in Ruskin.

How these are calculated

FloridaMinnesotaRuskin, FLMonticello, MNMonticelloRuskinMonticelloRuskin

Which fits you?

Both start on the Citytistics Index (CTX). Move the sliders to weigh what matters to you and the score becomes your own mix.

Your weights

Top 2 of 2 matching places. Places in the top 1% show their national rank.

#PlaceCTXAffordabilityEconomyEducationSafetyCommuteAmenitiesGrowth
01Monticello, MNComposite 49.5 / 100
49
447030n/a434946
02Ruskin, FLComposite 37.4 / 100
18
425527n/a636n/a

CTX is the Citytistics Index: better than that share of the places we rate. It tops out at 99, so the top 1% show their national rank (#1 is best). Change any weight to rank on your own mix. How the CTX is built

Every measure

The dots show where each place sits among the 6,645 places we track. The bar is the median. A small dot after a value marks the better one.

MeasureMonticelloRuskinAmong all places
Cost of living
Median gross rent1$1,405$1,419
Rent to income121.2%21.5%
Property tax rate10.9%1.0%
Home price to income14.1x4.1x
Prices vs US average2104.8100.9
Fair market rent, 2 bedrooms3$1,734$1,917
HUD area median income4$131,500$104,700
Housing
Property tax paid (median)1$2,773$3,333
Median home value1$323,700$323,000
Home prices, 1-year change51.8%1.7%
Home prices, 5-year change538.0%63.3%
Homeownership164.7%75.4%
Renters paying 30%+143.4%58.5%
Owner costs with a mortgage1$1,817$1,787
Vacant homes15.9%11.4%
Median year built119992007
Jobs and income
Median household income1$79,534$79,235
Income per person1$37,838$31,968
Unemployment12.9%4.5%
Average annual pay6$57,602$77,998
Pay growth, 1 year62.9%3.6%
Jobs649,245795,729
Poverty rate16.8%10.8%
Mean commute126 min36 min
Works from home113.2%18.1%
Commutes by transit10.3%0.0%
People
Population114,85829,834
Population change since 202078.3%n/a
Median age134.135.0
Bachelor's or higher123.5%22.4%
High school or higher188.0%87.0%
Household size12.62.9
Born abroad17.6%14.0%
No health insurance18.0%12.7%
Homes with broadband194.0%92.6%
Moving
Moved here in the past year17.5%3.8%
Moved from another state11.0%2.6%
Net movers per 1,000 people814.0-1.0
Income of households moving in8$80,195$77,979
Income of households moving out8$79,712$72,366
Local life
Restaurants and bars per 10k914.418.0
Shops per 10k927.131.2
Arts, recreation and fitness per 10k94.54.5
Doctors' offices and clinics per 10k913.826.5
Child care centers per 10k91.92.4
Parks per 10k1028.92.0
Playgrounds per 10k1037.73.0
Grocery stores per 10k103.41.0
Restaurants, cafes and bars per 10k1016.13.7
Libraries per 10k101.40.7
Named paths and bike trails100.04.3
Transit stops per sq mi100.01.3
Nearest National Park Service site1148.018.6
National Park Service sites within 60 miles1121
National Register listings1234
Founded or incorporated131856n/a
Schools
Public schools14187
Public school students144,3447,588
Students per teacher1415.222.6
Climate
July average high1582°F91°F
January average low155°F50°F
Average temperature1544°F73°F
Annual precipitation1530.3 in53.6 in
Hazards and air
Natural hazard risk1668.498.8
Hurricane risk16n/a99.3
Tornado risk1680.499.7
Wildfire risk1661.095.7
Heat wave risk1671.597.0
Median air quality index173949
Good air days1773.1%53.2%

Data bundle checked 2026-11-14; individual source vintages vary. Rent needed at the 30% line: Monticello $56,200, Ruskin $56,760 a year.

Sources and methods

The small numbers beside each measure point here. Links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. Population Estimates · US Census Bureau · Vintage 2025
  8. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  9. County Business Patterns · US Census Bureau · 2023 data
  10. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  11. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  12. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  13. Wikidata · Wikimedia Foundation (CC0) · Retrieved 2026-11
  14. Common Core of Data · National Center for Education Statistics · 2024 release
  15. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  16. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  17. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

Survey figures are estimates with margins of error. Formulas and definitions: methodology.

Keep comparing

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