CitytisticsShortlist

Holbrook, MA vs Lake Carmel, NY

Holbrook

Massachusetts

vs

Lake Carmel

New York

Across 37 directional measures we can compare, Holbrook leads on 22 and Lake Carmel on 15. Counting measures is not an overall verdict: their importance depends on your priorities. Median rent is 43% higher in Lake Carmel, while median household income is higher in Holbrook.

Median gross rent
$1,094$1,565
Holbrook is 30% lower
Median household income
$115,210$109,243
Holbrook is 5% higher
Median home value
$465,400$363,700
Holbrook is 28% higher

The Citytistics read

  • After the median rent, with other prices set to the US average, the median household has about $102,000 a year left in Holbrook and $86,000 in Lake Carmel. Money goes further in Holbrook, by about $16,000 a year.
  • A household earning Holbrook's median of $115,210 would need about $126,000 in Lake Carmel to keep the same money after rent and local prices.
  • Between the 2019 and 2024 surveys, pay outran rent by 6.6 points a year in Holbrook, and pay outran rent by 6.9 points a year in Lake Carmel.

How these are calculated

MassachusettsNew YorkLake Carmel, NYHolbrook, MAHolbrookLake CarmelLake Carmel

Which fits you?

Both start on the Citytistics Index (CTX). Move the sliders to weigh what matters to you and the score becomes your own mix.

Your weights

Top 2 of 2 matching places. Places in the top 1% show their national rank.

#PlaceCTXAffordabilityEconomyEducationSafetyCommuteAmenitiesGrowth
01Holbrook, MAComposite 57.9 / 100
71
71855550353n/a
02Lake Carmel, NYComposite 47.7 / 100
44
707455n/a66n/a

CTX is the Citytistics Index: better than that share of the places we rate. It tops out at 99, so the top 1% show their national rank (#1 is best). Change any weight to rank on your own mix. How the CTX is built

Every measure

The dots show where each place sits among the 6,645 places we track. The bar is the median. A small dot after a value marks the better one.

MeasureHolbrookLake CarmelAmong all places
Cost of living
Median gross rent1$1,094$1,565
Rent to income111.4%17.2%
Property tax rate11.3%2.5%
Home price to income14.0x3.3x
Prices vs US average2108.3112.6
Fair market rent, 2 bedrooms3$3,008$2,971
HUD area median income4n/a$104,300
Housing
Property tax paid (median)1$6,105$8,957
Median home value1$465,400$363,700
Home prices, 1-year change53.0%3.7%
Home prices, 5-year change544.6%48.5%
Homeownership184.0%85.9%
Renters paying 30%+147.8%91.0%
Owner costs with a mortgage1$2,697$2,634
Vacant homes14.0%7.6%
Median year built119571957
Jobs and income
Median household income1$115,210$109,243
Income per person1$50,915$48,424
Unemployment12.8%3.9%
Average annual pay6$87,023$69,372
Pay growth, 1 year63.0%2.7%
Jobs6348,52826,879
Poverty rate17.7%8.3%
Mean commute138 min36 min
Works from home112.1%10.6%
Commutes by transit15.1%2.4%
People
Population111,3807,854
Median age142.840.3
Bachelor's or higher134.6%34.6%
High school or higher192.4%92.2%
Household size12.62.8
Born abroad118.9%17.3%
No health insurance11.9%3.0%
Homes with broadband185.2%91.6%
Moving
Moved here in the past year16.6%11.0%
Moved from another state12.0%1.5%
Net movers per 1,000 people7-3.9-3.0
Income of households moving in7$114,098$96,775
Income of households moving out7$129,637$106,860
Local life
Restaurants and bars per 10k823.221.6
Shops per 10k832.628.7
Arts, recreation and fitness per 10k85.89.6
Doctors' offices and clinics per 10k823.917.4
Child care centers per 10k84.43.3
Parks per 10k95.35.1
Playgrounds per 10k96.23.8
Grocery stores per 10k90.90.0
Restaurants, cafes and bars per 10k97.91.3
Libraries per 10k91.80.0
Named paths and bike trails95.10.0
Transit stops per sq mi98.10.0
Nearest National Park Service site107.617.9
National Park Service sites within 60 miles101618
National Register listings11250
Founded or incorporated121710n/a
Safety
Violent crime per 100k13218n/a
Property crime per 100k131,090n/a
Schools
Public schools14221
Public school students141,35012,955
Students per teacher1413.911.0
Climate
July average high1584°F83°F
January average low1519°F18°F
Average temperature1550°F50°F
Annual precipitation1549.7 in48.3 in
Hazards and air
Natural hazard risk1692.039.8
Hurricane risk1692.273.2
Tornado risk1669.029.8
Wildfire risk1649.819.7
Heat wave risk1689.647.6
Median air quality index173933
Good air days1784.4%94.2%

Data bundle checked 2026-11-14; individual source vintages vary. Rent needed at the 30% line: Holbrook $43,760, Lake Carmel $62,600 a year.

Sources and methods

The small numbers beside each measure point here. Links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Wikidata · Wikimedia Foundation (CC0) · Retrieved 2026-11
  13. Crime Data Explorer · Federal Bureau of Investigation · 2025 data
  14. Common Core of Data · National Center for Education Statistics · 2024 release
  15. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  16. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  17. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

Survey figures are estimates with margins of error. Formulas and definitions: methodology.

Keep comparing

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