CitytisticsShortlist

Heritage Bay, FL vs St. James, NC

Heritage Bay

Florida

vs

St. James

North Carolina

Across 30 directional measures we can compare, Heritage Bay leads on 13 and St. James on 17. Counting measures is not an overall verdict: their importance depends on your priorities. Median rent is 21% higher in St. James, while median household income is higher in Heritage Bay.

Median gross rent
$1,862$2,258
Heritage Bay is 18% lower
Median household income
$127,422$116,383
Heritage Bay is 9% higher
Median home value
$678,600$636,800
Heritage Bay is 7% higher
FloridaNorth CarolinaSt. James, NCHeritage Bay, FLHeritage BaySt. JamesHeritage BaySt. James

Which fits you?

Both start on the Citytistics Index (CTX). Move the sliders to weigh what matters to you and the score becomes your own mix.

Your weights

Top 1 of 1 matching places. Places in the top 1% show their national rank.

#PlaceCTXAffordabilityEconomyEducationSafetyCommuteAmenitiesGrowth
01St. James, NCComposite 46.0 / 100
40
246894n/a461349

CTX is the Citytistics Index: better than that share of the places we rate. It tops out at 99, so the top 1% show their national rank (#1 is best). Change any weight to rank on your own mix. How the CTX is built

Every measure

The dots show where each place sits among the 6,645 places we track. The bar is the median. A small dot after a value marks the better one.

MeasureHeritage BaySt. JamesAmong all places
Cost of living
Median gross rent1$1,862$2,258
Rent to income117.5%23.3%
Property tax rate10.8%0.5%
Home price to income15.3x5.5x
Prices vs US average2103.296.4
Fair market rent, 2 bedrooms3$2,036$1,574
HUD area median income4$121,000$99,200
Housing
Property tax paid (median)1$5,219$2,873
Median home value1$678,600$636,800
Home prices, 1-year change5-2.5%3.0%
Home prices, 5-year change567.7%72.8%
Homeownership1100.0%96.4%
Renters paying 30%+163.3%0.0%
Owner costs with a mortgage1$2,112$2,310
Vacant homes175.0%18.2%
Median year built120102011
Jobs and income
Median household income1$127,422$116,383
Income per person1$94,516$82,804
Unemployment10.0%4.7%
Average annual pay6$70,214$54,523
Pay growth, 1 year63.2%5.5%
Jobs6172,46643,201
Poverty rate110.7%9.2%
Mean commute126 min26 min
Works from home116.4%39.7%
Commutes by transit10.0%0.3%
People
Population18027,072
Population change since 20207n/a12.0%
Median age168.568.0
Bachelor's or higher160.4%68.3%
High school or higher1100.0%99.2%
Household size11.82.0
Born abroad117.3%5.9%
No health insurance10.0%7.5%
Homes with broadband196.6%95.8%
Moving
Moved here in the past year17.3%9.9%
Moved from another state14.1%8.0%
Net movers per 1,000 people87.450.2
Income of households moving in8$283,468$103,402
Income of households moving out8$126,379$71,658
Local life
Restaurants and bars per 10k923.122.2
Shops per 10k938.133.0
Arts, recreation and fitness per 10k96.24.3
Doctors' offices and clinics per 10k930.613.4
Child care centers per 10k91.11.4
Parks per 10k10n/a17.0
Playgrounds per 10k10n/a0.0
Grocery stores per 10k10n/a0.0
Restaurants, cafes and bars per 10k10n/a0.0
Libraries per 10k10n/a0.0
Named paths and bike trails10n/a0.0
Transit stops per sq mi10n/a0.0
Nearest National Park Service site11n/a35.3
National Park Service sites within 60 miles11n/a1
National Register listings121917
Schools
Public schools137422
Public school students1348,25215,069
Students per teacher1317.316.6
Climate
July average high1493°F90°F
January average low1454°F35°F
Average temperature1475°F63°F
Annual precipitation1454.9 in55.2 in
Hazards and air
Natural hazard risk1598.995.8
Hurricane risk1599.899.1
Tornado risk1576.487.0
Wildfire risk1596.493.3
Heat wave risk1593.784.9
Median air quality index164341
Good air days1672.1%77.0%

Data bundle checked 2026-11-14; individual source vintages vary. Rent needed at the 30% line: Heritage Bay $74,480, St. James $90,320 a year.

Sources and methods

The small numbers beside each measure point here. Links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. Population Estimates · US Census Bureau · Vintage 2025
  8. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  9. County Business Patterns · US Census Bureau · 2023 data
  10. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  11. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  12. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  13. Common Core of Data · National Center for Education Statistics · 2024 release
  14. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  15. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  16. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

Survey figures are estimates with margins of error. Formulas and definitions: methodology.

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