CitytisticsShortlist

Germantown, MD vs Iselin, NJ

Germantown

Maryland

vs

Iselin

New Jersey

Across 38 directional measures we can compare, Germantown leads on 24 and Iselin on 14. Counting measures is not an overall verdict: their importance depends on your priorities. Median rent is 4% higher in Iselin, while median household income is higher in Germantown.

Median gross rent
$2,040$2,113
Germantown is 3% lower
Median household income
$117,546$109,500
Germantown is 7% higher
Median home value
$422,400$426,800
Germantown is 1% lower

The Citytistics read

  • After the median rent, with other prices set to the US average, the median household has about $92,900 a year left in Germantown and $80,000 in Iselin. Money goes further in Germantown, by about $12,900 a year.
  • A household earning Germantown's median of $117,546 would need about $123,000 in Iselin to keep the same money after rent and local prices.
  • Between the 2019 and 2024 surveys, pay outran rent by 1.3 points a year in Germantown, and rent outran pay by 1.4 points a year in Iselin.

How these are calculated

New JerseyMarylandIselin, NJGermantown, MDGermantownIselinGermantownIselin

Which fits you?

Both start on the Citytistics Index (CTX). Move the sliders to weigh what matters to you and the score becomes your own mix.

Your weights

Top 2 of 2 matching places. Places in the top 1% show their national rank.

#PlaceCTXAffordabilityEconomyEducationSafetyCommuteAmenitiesGrowth
01Iselin, NJComposite 52.2 / 100
57
397483n/a851n/a
02Germantown, MDComposite 51.2 / 100
54
525979n/a1943n/a

CTX is the Citytistics Index: better than that share of the places we rate. It tops out at 99, so the top 1% show their national rank (#1 is best). Change any weight to rank on your own mix. How the CTX is built

Every measure

The dots show where each place sits among the 6,645 places we track. The bar is the median. A small dot after a value marks the better one.

MeasureGermantownIselinAmong all places
Cost of living
Median gross rent1$2,040$2,113
Rent to income120.8%23.2%
Property tax rate10.9%2.1%
Home price to income13.6x3.9x
Prices vs US average2108.9112.6
Fair market rent, 2 bedrooms3$2,438$2,623
HUD area median income4$166,100$154,800
Housing
Property tax paid (median)1$3,673$9,119
Median home value1$422,400$426,800
Home prices, 1-year change51.3%6.1%
Home prices, 5-year change535.1%62.2%
Homeownership167.3%65.3%
Renters paying 30%+150.1%49.7%
Owner costs with a mortgage1$2,259$2,522
Vacant homes11.8%3.2%
Median year built119901959
Jobs and income
Median household income1$117,546$109,500
Income per person1$50,879$45,254
Unemployment15.6%4.0%
Average annual pay6$96,368$85,564
Pay growth, 1 year62.0%3.8%
Jobs6456,358431,665
Poverty rate18.8%7.9%
Mean commute131 min35 min
Works from home122.3%20.8%
Commutes by transit15.0%12.4%
People
Population190,71919,551
Median age137.538.5
Bachelor's or higher150.4%53.7%
High school or higher189.9%90.4%
Household size12.93.0
Born abroad137.8%50.4%
No health insurance16.3%4.6%
Homes with broadband196.6%95.6%
Moving
Moved here in the past year14.2%10.0%
Moved from another state11.6%3.0%
Net movers per 1,000 people7-10.3-7.7
Income of households moving in7$98,813$87,059
Income of households moving out7$103,255$95,604
Local life
Restaurants and bars per 10k818.120.5
Shops per 10k822.127.6
Arts, recreation and fitness per 10k84.12.9
Doctors' offices and clinics per 10k827.722.6
Child care centers per 10k83.22.3
Parks per 10k95.81.5
Playgrounds per 10k919.18.2
Grocery stores per 10k92.14.6
Restaurants, cafes and bars per 10k96.69.2
Libraries per 10k90.21.0
Named paths and bike trails915.40.2
Transit stops per sq mi91.15.7
Nearest National Park Service site1012.510.2
National Park Service sites within 60 miles104019
National Register listings11176
Schools
Public schools12206
Public school students1214,7313,653
Students per teacher1213.812.3
Climate
July average high1387°F87°F
January average low1325°F24°F
Average temperature1355°F54°F
Annual precipitation1344.6 in47.7 in
Hazards and air
Natural hazard risk1491.797.8
Hurricane risk1491.892.6
Tornado risk1478.794.5
Wildfire risk1425.179.7
Heat wave risk1497.096.5
Median air quality index153936
Good air days1583.1%81.5%

Data bundle checked 2026-11-14; individual source vintages vary. Rent needed at the 30% line: Germantown $81,600, Iselin $84,520 a year.

Sources and methods

The small numbers beside each measure point here. Links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  8. County Business Patterns · US Census Bureau · 2023 data
  9. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  10. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  11. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  12. Common Core of Data · National Center for Education Statistics · 2024 release
  13. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  14. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  15. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

Survey figures are estimates with margins of error. Formulas and definitions: methodology.

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