CitytisticsShortlist

Fort Thomas, KY vs McCordsville, IN

Fort Thomas

Kentucky

vs

McCordsville

Indiana

Across 40 directional measures we can compare, Fort Thomas leads on 20 and McCordsville on 20. Counting measures is not an overall verdict: their importance depends on your priorities. Median rent is 14% higher in McCordsville, and so is median household income.

Median gross rent
$1,126$1,283
Fort Thomas is 12% lower
Median household income
$104,350$110,692
Fort Thomas is 6% lower
Median home value
$335,000$345,400
Fort Thomas is 3% lower

The Citytistics read

  • After the median rent, with other prices set to the US average, the median household has about $93,700 a year left in Fort Thomas and $98,200 in McCordsville. Money goes further in McCordsville, by about $4,500 a year.
  • A household earning Fort Thomas's median of $104,350 would need about $106,500 in McCordsville to keep the same money after rent and local prices.
  • Between the 2019 and 2024 surveys, pay outran rent by 1.3 points a year in Fort Thomas, and pay outran rent by 1.3 points a year in McCordsville.

How these are calculated

IndianaKentuckyMcCordsville, INFort Thomas, KYFort ThomasMcCordsvilleFort ThomasMcCordsville

Which fits you?

Both start on the Citytistics Index (CTX). Move the sliders to weigh what matters to you and the score becomes your own mix.

Your weights

Top 2 of 2 matching places. Places in the top 1% show their national rank.

#PlaceCTXAffordabilityEconomyEducationSafetyCommuteAmenitiesGrowth
01Fort Thomas, KYComposite 76.0 / 100
#55
82768590755738
02McCordsville, INComposite 63.8 / 100
84
83858774151659

CTX is the Citytistics Index: better than that share of the places we rate. It tops out at 99, so the top 1% show their national rank (#1 is best). Change any weight to rank on your own mix. How the CTX is built

Every measure

The dots show where each place sits among the 6,645 places we track. The bar is the median. A small dot after a value marks the better one.

MeasureFort ThomasMcCordsvilleAmong all places
Cost of living
Median gross rent1$1,126$1,283
Rent to income112.9%13.9%
Property tax rate11.3%0.7%
Home price to income13.2x3.1x
Prices vs US average295.495.7
Fair market rent, 2 bedrooms3$1,442$1,536
HUD area median income4$109,900$110,300
Housing
Property tax paid (median)1$4,313$2,548
Median home value1$335,000$345,400
Home prices, 1-year change54.2%5.5%
Home prices, 5-year change554.3%56.1%
Homeownership171.2%84.7%
Renters paying 30%+143.0%36.5%
Owner costs with a mortgage1$2,122$1,774
Vacant homes12.9%2.6%
Median year built119552009
Jobs and income
Median household income1$104,350$110,692
Income per person1$54,407$55,630
Unemployment13.5%2.7%
Average annual pay6$58,130$58,519
Pay growth, 1 year61.3%3.3%
Jobs632,03730,233
Poverty rate16.2%4.7%
Mean commute121 min32 min
Works from home117.9%23.7%
Commutes by transit10.8%0.0%
People
Population117,16910,329
Population change since 20207-1.6%48.5%
Median age138.837.9
Bachelor's or higher155.3%57.8%
High school or higher197.0%95.1%
Household size12.62.5
Born abroad12.5%4.4%
No health insurance15.1%6.9%
Homes with broadband196.0%96.6%
Moving
Moved here in the past year16.8%11.4%
Moved from another state12.5%1.3%
Net movers per 1,000 people8-0.632.2
Income of households moving in8$62,702$74,593
Income of households moving out8$67,552$64,203
Local life
Restaurants and bars per 10k926.914.5
Shops per 10k925.219.8
Arts, recreation and fitness per 10k94.02.4
Doctors' offices and clinics per 10k913.813.8
Child care centers per 10k92.81.7
Parks per 10k1016.94.8
Playgrounds per 10k1023.319.4
Grocery stores per 10k100.01.9
Restaurants, cafes and bars per 10k1011.14.8
Libraries per 10k101.20.0
Named paths and bike trails107.30.0
Transit stops per sq mi105.50.0
Nearest National Park Service site114.192.4
National Park Service sites within 60 miles1130
National Register listings12514
Founded or incorporated131867n/a
Safety
Violent crime per 100k1448111
Property crime per 100k14423651
Schools
Public schools1552
Public school students153,170991
Students per teacher1516.516.0
Climate
July average high1686°F84°F
January average low1624°F20°F
Average temperature1655°F52°F
Annual precipitation1645.0 in44.5 in
Hazards and air
Natural hazard risk1758.344.0
Hurricane risk1710.614.6
Tornado risk1780.073.9
Wildfire risk1714.44.9
Heat wave risk1768.045.7
Median air quality index183954
Good air days1875.6%37.5%

Data bundle checked 2026-11-14; individual source vintages vary. Rent needed at the 30% line: Fort Thomas $45,040, McCordsville $51,320 a year.

Sources and methods

The small numbers beside each measure point here. Links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. Population Estimates · US Census Bureau · Vintage 2025
  8. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  9. County Business Patterns · US Census Bureau · 2023 data
  10. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  11. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  12. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  13. Wikidata · Wikimedia Foundation (CC0) · Retrieved 2026-11
  14. Crime Data Explorer · Federal Bureau of Investigation · 2025 data
  15. Common Core of Data · National Center for Education Statistics · 2024 release
  16. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  17. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  18. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

Survey figures are estimates with margins of error. Formulas and definitions: methodology.

Keep comparing

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