CitytisticsShortlist

Charlestown, IN vs Pontoon Beach, IL

Charlestown

Indiana

vs

Pontoon Beach

Illinois

Across 37 directional measures we can compare, Charlestown leads on 21 and Pontoon Beach on 16. Counting measures is not an overall verdict: their importance depends on your priorities. Median rent is 24% higher in Pontoon Beach, while median household income is higher in Charlestown.

Median gross rent
$1,033$1,277
Charlestown is 19% lower
Median household income
$77,288$62,861
Charlestown is 23% higher
Median home value
$208,300$145,100
Charlestown is 44% higher

The Citytistics read

  • After the median rent, with other prices set to the US average, the median household has about $67,600 a year left in Charlestown and $48,300 in Pontoon Beach. Money goes further in Charlestown, by about $19,200 a year.
  • A household earning Charlestown's median of $77,288 would need about $82,000 in Pontoon Beach to keep the same money after rent and local prices.
  • Between the 2019 and 2024 surveys, pay outran rent by 4.9 points a year in Charlestown, and rent outran pay by 5.2 points a year in Pontoon Beach.

How these are calculated

IndianaIllinoisPontoon Beach, ILCharlestown, INCharlestownPontoon BeachCharlestownPontoon Beach

Which fits you?

Both start on the Citytistics Index (CTX). Move the sliders to weigh what matters to you and the score becomes your own mix.

Your weights

Top 2 of 2 matching places. Places in the top 1% show their national rank.

#PlaceCTXAffordabilityEconomyEducationSafetyCommuteAmenitiesGrowth
01Charlestown, INComposite 57.8 / 100
71
85583652563199
02Pontoon Beach, ILComposite 33.3 / 100
12
58161028662922

CTX is the Citytistics Index: better than that share of the places we rate. It tops out at 99, so the top 1% show their national rank (#1 is best). Change any weight to rank on your own mix. How the CTX is built

Every measure

The dots show where each place sits among the 6,645 places we track. The bar is the median. A small dot after a value marks the better one.

MeasureCharlestownPontoon BeachAmong all places
Cost of living
Median gross rent1$1,033$1,277
Rent to income116.0%24.4%
Property tax rate10.8%1.6%
Home price to income12.7x2.3x
Prices vs US average293.195.1
Fair market rent, 2 bedrooms3$1,276$1,349
HUD area median income4$99,000$113,500
Housing
Property tax paid (median)1$1,681$2,386
Median home value1$208,300$145,100
Home prices, 1-year change51.5%6.7%
Home prices, 5-year change546.8%47.0%
Homeownership177.4%69.6%
Renters paying 30%+144.9%48.0%
Owner costs with a mortgage1$1,330$1,325
Vacant homes16.6%6.9%
Median year built119881990
Jobs and income
Median household income1$77,288$62,861
Income per person1$31,428$28,697
Unemployment14.0%11.0%
Average annual pay6$56,014$59,911
Pay growth, 1 year6-1.0%4.8%
Jobs659,952107,517
Poverty rate112.5%21.7%
Mean commute124 min23 min
Works from home16.2%6.2%
Commutes by transit10.0%0.6%
People
Population18,2946,025
Population change since 2020712.8%0.3%
Median age132.934.9
Bachelor's or higher125.7%15.5%
High school or higher190.2%95.5%
Household size12.82.5
Born abroad14.0%6.7%
No health insurance16.7%5.3%
Homes with broadband189.5%93.8%
Moving
Moved here in the past year16.5%4.4%
Moved from another state13.3%2.1%
Net movers per 1,000 people87.21.8
Income of households moving in8$55,332$56,633
Income of households moving out8$54,279$59,546
Local life
Restaurants and bars per 10k918.122.5
Shops per 10k933.527.9
Arts, recreation and fitness per 10k92.74.5
Doctors' offices and clinics per 10k918.019.0
Child care centers per 10k91.81.9
Parks per 10k100.00.0
Playgrounds per 10k104.81.7
Grocery stores per 10k101.21.7
Restaurants, cafes and bars per 10k101.28.3
Libraries per 10k101.20.0
Named paths and bike trails107.47.6
Transit stops per sq mi100.00.0
Nearest National Park Service site1156.49.1
National Park Service sites within 60 miles1113
National Register listings12646
Safety
Violent crime per 100k13184479
Property crime per 100k13n/a1,438
Schools
Public schools14483
Public school students142,62435,174
Students per teacher1416.615.2
Climate
July average high1587°F88°F
January average low1524°F22°F
Average temperature1556°F56°F
Annual precipitation1549.6 in42.3 in
Hazards and air
Natural hazard risk1681.493.4
Hurricane risk1614.632.7
Tornado risk1695.297.6
Wildfire risk1620.714.8
Heat wave risk1659.598.0
Median air quality index174649
Good air days1758.1%52.3%

Data bundle checked 2026-11-14; individual source vintages vary. Rent needed at the 30% line: Charlestown $41,320, Pontoon Beach $51,080 a year.

Sources and methods

The small numbers beside each measure point here. Links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. Population Estimates · US Census Bureau · Vintage 2025
  8. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  9. County Business Patterns · US Census Bureau · 2023 data
  10. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  11. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  12. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  13. Crime Data Explorer · Federal Bureau of Investigation · 2025 data
  14. Common Core of Data · National Center for Education Statistics · 2024 release
  15. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  16. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  17. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

Survey figures are estimates with margins of error. Formulas and definitions: methodology.

Keep comparing

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