CitytisticsShortlist

Bay Harbor Islands, FL vs Westhaven-Moonstone, CA

Bay Harbor Islands

Florida

vs

Westhaven-Moonstone

California

Across 33 directional measures we can compare, Bay Harbor Islands leads on 17 and Westhaven-Moonstone on 16. Counting measures is not an overall verdict: their importance depends on your priorities. Median rent is 2% higher in Westhaven-Moonstone, while median household income is higher in Bay Harbor Islands.

Median gross rent
$2,442$2,500
Bay Harbor Islands is 2% lower
Median household income
$89,663$66,815
Bay Harbor Islands is 34% higher
Median home value
$653,500$598,100
Bay Harbor Islands is 9% higher

The Citytistics read

  • Between the 2019 and 2024 surveys, rent outran pay by 3.8 points a year in Bay Harbor Islands, and rent outran pay by 17.6 points a year in Westhaven-Moonstone.

How these are calculated

FloridaCaliforniaWesthaven-Moonstone, CABay Harbor Islands, FLBay Harbor IslandsWesthaven-MoonstoneBay Harbor IslandsWesthaven-Moonstone

Which fits you?

Both start on the Citytistics Index (CTX). Move the sliders to weigh what matters to you and the score becomes your own mix.

Your weights

Top 1 of 1 matching places. Places in the top 1% show their national rank.

#PlaceCTXAffordabilityEconomyEducationSafetyCommuteAmenitiesGrowth
01Bay Harbor Islands, FLComposite 40.5 / 100
25
55986n/a205326

CTX is the Citytistics Index: better than that share of the places we rate. It tops out at 99, so the top 1% show their national rank (#1 is best). Change any weight to rank on your own mix. How the CTX is built

Every measure

The dots show where each place sits among the 6,645 places we track. The bar is the median. A small dot after a value marks the better one.

MeasureBay Harbor IslandsWesthaven-MoonstoneAmong all places
Cost of living
Median gross rent1$2,442$2,500
Rent to income132.7%44.9%
Property tax rate11.0%0.5%
Home price to income17.3x8.9x
Prices vs US average2114.2n/a
Fair market rent, 2 bedrooms3$2,564$1,554
HUD area median income4$89,800$85,700
Housing
Property tax paid (median)1$6,256$2,721
Median home value1$653,500$598,100
Home prices, 1-year change52.8%-0.2%
Home prices, 5-year change579.5%34.4%
Homeownership148.9%65.7%
Renters paying 30%+179.0%80.4%
Owner costs with a mortgage1$3,807$3,293
Vacant homes119.5%13.8%
Median year built119701981
Jobs and income
Median household income1$89,663$66,815
Income per person1$55,191$41,279
Unemployment14.6%9.0%
Average annual pay6$81,818$57,492
Pay growth, 1 year65.4%4.1%
Jobs61,276,53552,251
Poverty rate114.7%15.7%
Mean commute131 min25 min
Works from home130.5%13.0%
Commutes by transit13.3%0.0%
People
Population15,8471,537
Population change since 202071.7%n/a
Median age135.944.9
Bachelor's or higher156.5%55.1%
High school or higher198.2%96.6%
Household size12.82.4
Born abroad151.4%6.2%
No health insurance114.4%4.9%
Homes with broadband193.3%93.0%
Moving
Moved here in the past year14.2%6.6%
Moved from another state11.3%0.0%
Net movers per 1,000 people8-18.7-8.4
Income of households moving in8$127,200$53,320
Income of households moving out8$78,108$51,183
Local life
Restaurants and bars per 10k922.225.0
Shops per 10k939.539.0
Arts, recreation and fitness per 10k95.94.8
Doctors' offices and clinics per 10k933.816.4
Child care centers per 10k92.83.9
Parks per 10k1020.539.0
Playgrounds per 10k1013.70.0
Grocery stores per 10k100.00.0
Restaurants, cafes and bars per 10k1017.126.0
Libraries per 10k101.70.0
Named paths and bike trails100.01.9
Transit stops per sq mi1017.70.0
Nearest National Park Service site1126.8n/a
National Park Service sites within 60 miles113n/a
National Register listings1219459
Founded or incorporated131947n/a
Schools
Public schools14189
Public school students141,25717,175
Students per teacher1420.318.7
Climate
July average high1591°F81°F
January average low1558°F38°F
Average temperature1576°F54°F
Annual precipitation1557.5 in61.7 in
Hazards and air
Natural hazard risk1699.696.8
Hurricane risk16100.0n/a
Tornado risk1698.77.9
Wildfire risk1696.895.5
Heat wave risk1699.347.3
Median air quality index174738
Good air days1756.4%78.1%

Data bundle checked 2026-11-14; individual source vintages vary. Rent needed at the 30% line: Bay Harbor Islands $97,680, Westhaven-Moonstone $100,000 a year.

Sources and methods

The small numbers beside each measure point here. Links go to the publisher.

  1. American Community Survey 5-year estimates · US Census Bureau · 2020 to 2024 estimatesTables B01002, B01003, B05002, B07003, B08013, B08301, B15003, B17001, B19013, B19301, B23025, B25002, B25003, B25010, B25035, B25064, B25070, B25077, B25088, B25103, B28002, S2701
  2. Regional Price Parities · US Bureau of Economic Analysis · Latest release, retrieved 2026-11-14
  3. Fair Market Rents · US Department of Housing and Urban Development · Fiscal year 2027
  4. Income Limits · US Department of Housing and Urban Development · Fiscal year 2026
  5. House Price Index · Federal Housing Finance Agency · Latest release, retrieved 2026-11-14
  6. Quarterly Census of Employment and Wages · US Bureau of Labor Statistics · 2025 annual averages
  7. Population Estimates · US Census Bureau · Vintage 2025
  8. SOI Tax Stats, county-to-county migration · Internal Revenue Service · Tax years 2022 to 2023Counts tax returns and the people on them; flows under 20 returns are suppressed.
  9. County Business Patterns · US Census Bureau · 2023 data
  10. OpenStreetMap · © OpenStreetMap contributors, available under the Open Database License (ODbL) · Map data as of 2026-11
  11. National Park Service sites · Wikidata (CC0), units operated by the National Park Service · Retrieved 2026-11
  12. National Register of Historic Places · National Park Service · Listings through 2026-05-22
  13. Wikidata · Wikimedia Foundation (CC0) · Retrieved 2026-11
  14. Common Core of Data · National Center for Education Statistics · 2024 release
  15. 1991-2020 climate normals · NOAA National Centers for Environmental Information · Series updated 2026-11-05Averages for 1991 to 2020 computed from NOAA's county climate series (nClimDiv).nClimDiv county series
  16. National Risk Index · Federal Emergency Management Agency · Latest release, retrieved 2026-11-14NRI data and maps
  17. Air Quality System, annual AQI by county · US Environmental Protection Agency · 2025 dataAirData download files

Derived by Citytistics from the tables above: rent to income (B25064, B19013); property tax rate (B25103, B25077); home price to income (B25077, B19013).

Survey figures are estimates with margins of error. Formulas and definitions: methodology.

Keep comparing

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